85% LTV | 15% Deposit Mortgages From 1.75% Fixed | moneyfacts.co.uk

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85% LTV Moving Home Mortgages

Compare the best 85% LTV moving home mortgages.

The mortgages below show the best mortgage rates available for those who are moving home and are looking for an 85% LTV mortgage deal. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not moving home you can also search for remortgages and first-time buyer mortgages.

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Best 85% LTV Mortgage Rates

Best 85% LTV Mortgage Rates

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  • NatWest Fixed
    Rate
    2.14%
    2.14% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.4%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £938.93
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    2.14%
    2.14% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.4%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £938.93
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    2.15%
    2.15% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.4%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £940.00
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    2.15%
    2.15% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.4%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £940.00
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    2.19%
    2.19% Fixed for 2 years
    reverting to 3.54%
    APRC
    3.4%
    Max LTV
    85%
    Product Fees
    £490.00
    Initial Payment
    £944.30
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    2.23%
    2.23% Fixed to 01/12/2023
    reverting to 4.34%
    APRC
    3.9%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £948.61
    Total Over
    Go To Provider's Site
  • Clydesdale Bank Fixed
    Rate
    2.38%
    2.38% Fixed to 31/10/2023
    reverting to 4.55%
    APRC
    4.3%
    Max LTV
    85%
    Product Fees
    £999.00
    Initial Payment
    £964.86
    Total Over
    Go To Provider's Site
  • Yorkshire Bank Fixed
    Rate
    2.38%
    2.38% Fixed to 31/10/2023
    reverting to 4.55%
    APRC
    4.3%
    Max LTV
    85%
    Product Fees
    £999.00
    Initial Payment
    £964.86
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    2.49%
    2.49% Fixed to 30/11/2026
    reverting to 3.59%
    APRC
    3.2%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £976.89
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    2.49%
    2.49% Fixed to 30/11/2026
    reverting to 3.59%
    APRC
    3.2%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £976.89
    Total Over
    Go To Provider's Site
Representative Example