85% LTV Mortgages - Best Mortgage Rates | moneyfacts.co.uk

85% LTV Mortgages

  - Compare repayments for 85% LTV mortgages with our easy-to-use calculator
  • £
  • £ 85% LTV
  • yrs

Refine your search

Searching all 5279 mortgages, the following best match your search criteria and are displayed in order of lowest initial rate.

Your Mortgage Search

Compare
Up to 3 products
side by side
Rate APRC Mortgage Type Product Fees Initial Monthly Payment Total Amount Repayable Apply Today

1.49% reverting to 4.75% 4.3% Discounted Variable to 2 Years None £848.87 £346,841 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £848.87 and 276 monthly payments of £1182.06. Total interest of £134,121, valuation fees of £0 and product fees of £0.

1.53% reverting to 4.49% 4.1% Discounted Variable to 2 Years £699 £852.86 £340,091 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £852.86 and 276 monthly payments of £1153.60. Total interest of £126,362, valuation fees of £330 and product fees of £699.

1.54% reverting to 4.99% 4.4% Discounted Variable to 30/09/2020 £495 £853.86 £353,450 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £853.86, 36 monthly payments of £1206.95 and 238 monthly payments of £1206.95. Total interest of £140,405, valuation fees of £0 and product fees of £495.

1.59% reverting to 4.69% 4.9% Fixed to 31/08/2020 £1,999 £858.88 £371,165 Details...
Speak to an Adviser
Representative Example: 25 monthly payments of £858.88, 36 monthly payments of £1175.24 and 239 monthly payments of £1276.72. Total interest of £156,417, valuation fees of £0 and product fees of £1999.

1.59% reverting to 3.94% 3.6% Variable to 2 Years £1,094 £858.88 £323,798 Details...
Representative Example: 24 monthly payments of £858.88 at a tracker rate of 1.59% and 276 monthly payments of £1094.35. Total interest of £110,154, valuation fees of £0 and product fees of £1094.

1.63% reverting to 4.49% 4.1% Discounted Variable to 2 Years £699 £862.91 £340,611 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £862.91 and 276 monthly payments of £1154.61. Total interest of £126,882, valuation fees of £330 and product fees of £699.

1.66% reverting to 4.74% 4.3% Variable to 2 Years None £865.93 £347,323 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £865.93 at a tracker rate of 1.66% and 276 monthly payments of £1182.70. Total interest of £134,708, valuation fees of £0 and product fees of £0.

1.67% reverting to 4.99% 4.5% Fixed to 30/09/2020 £1,495 £866.94 £355,521 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £866.94, 36 monthly payments of £1208.44 and 238 monthly payments of £1208.43. Total interest of £141,151, valuation fees of £235 and product fees of £1495.

1.69% reverting to 4.99% 4.5% Variable to 30/09/2020 £995 £868.97 £354,901 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £868.97 at a tracker rate of 1.69%, 36 monthly payments of £1208.66 and 238 monthly payments of £1208.66. Total interest of £141,266, valuation fees of £0 and product fees of £995.

1.69% reverting to 3.94% 3.6% Fixed to 2 Years £490 £868.97 £323,698 Details...
Go to Site
Representative Example: 24 monthly payments of £868.97 and 276 monthly payments of £1095.30. Total interest of £110,658, valuation fees of £0 and product fees of £490.

1.69% reverting to 3.94% 3.6% Variable to 2 Years £999 £868.97 £324,207 Details...
Go to Site
Representative Example: 24 monthly payments of £868.97 at a tracker rate of 1.69% and 276 monthly payments of £1095.30. Total interest of £110,658, valuation fees of £0 and product fees of £999.

1.69% reverting to 3.94% 3.6% Fixed to 31/08/2020 £1,094 £868.97 £323,856 Details...
Representative Example: 25 monthly payments of £868.97 and 275 monthly payments of £1094.50. Total interest of £110,212, valuation fees of £0 and product fees of £1094.

1.69% reverting to 4.24% 3.9% Fixed to 30/09/2020 £995 £868.97 £332,235 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £868.97 and 274 monthly payments of £1125.90. Total interest of £118,590, valuation fees of £0 and product fees of £995.

1.69% reverting to 4.24% 3.9% Fixed to 30/09/2020 £995 £868.97 £332,235 Details...
Speak to an Adviser
Representative Example: 26 monthly payments of £868.97 and 274 monthly payments of £1125.90. Total interest of £118,590, valuation fees of £0 and product fees of £995.

1.70% reverting to 5.44% 4.9% Discounted Variable to 2 Years None £869.98 £369,547 Details...
Speak to an Adviser
Representative Example: 24 monthly payments of £869.98 and 276 monthly payments of £1262.80. Total interest of £156,912, valuation fees of £0 and product fees of £0.
Now showing 1 to 15 of 948 results
Disclaimer:

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

 

What does LTV mean?

The LTV (or loan-to-value) of a mortgage refers to the amount of loan you’re looking for in relation to the value of the property. It reflects the proportion of the property that’s mortgaged and the part that’s yours (also known as your equity), and is always written as a percentage figure.

So, if you were seeking a mortgage at 85% LTV, you’d have a loan that’s worth 85% of the value of your property. Effectively, this means that 85% of the property will be mortgaged, and you’d own 15%.

The figure also determines the deposit you’ll need. A mortgage at 85% LTV would mean you’d need to put down a deposit of 15%, whereas if you sought a mortgage at a lower or higher LTV, the deposit requirements would change accordingly.

 

Mortgage Calculators

How much will I pay monthly?How much will I pay monthly?
Work out how much your monthly mortgage repayments will be.

How much do I need to borrow?How much do I need to borrow?
Work out how much money in total you will need to borrow in order to get a mortgage.

More time spent choosing holiday than mortgage
More time spent choosing holiday than mortgage

Given the size and importance of a mortgage, you’d think people would spend considerable time choosi... More

Mortgages above 5,000 for first time in a decade
Mortgages above 5,000 for first time in a decade

The forthcoming Mortgage Treasury Report can reveal that the number of residential mortgages has inc... More

41% of young people think homeownership unlikely
41% of young people think homeownership unlikely

Almost half (41%) of young people are feeling pessimistic about their chances of becoming a homeowne... More

Lowest two to five-year mortgage gap in five years
Lowest two to five-year mortgage gap in five years

The gap between the average rate for a mortgage that is fixed over two years and one that is fixed o... More

Career moves drive property market
Career moves drive property market

The most popular reason for moving home this quarter was work, as 23% said they were looking to move... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

You and your mortgage
You and your mortgage

What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More

Leek United tops first-time buyer chart
Leek United tops first-time buyer chart

Leek United BS has released a new two-year discounted variable rate mortgage designed for first-time... More

AA’s first-time buyer mortgage enters chart
AA’s first-time buyer mortgage enters chart

AA Mortgages has launched a new mortgage for first-time buyers (FTBs), which offers a competitively ... More

West Brom’s 2-year FTB mortgage now number 2
West Brom’s 2-year FTB mortgage now number 2

West Brom BS has reduced the rate on its two-year fixed first-time buyer (FTB) mortgage by 0.15%, wh... More

Virgin Money improves three-year mortgage
Virgin Money improves three-year mortgage

Virgin Money has reduced the rate on one of its three-year mortgages by 0.02%. This deal offers the ... More

Tesco’s FTB mortgage rockets into first place
Tesco’s FTB mortgage rockets into first place

Tesco Bank has reduced selected mortgage rates, which sees its five-year fixed first-time buyer (FTB... More

Close