80% LTV Buy-to-Let Mortgages

For many prospective landlords, an 80% loan-to-value (LTV) mortgage will be the highest LTV deal they can apply for. While there are fewer deals available than for an ordinary mortgage, you’ve still got options, with the best deals available typically having the ideal combination of a low rate, competitive fees and useful incentives. 

As with all our mortgage comparison tables, you’ll find that the top section is filled with great offers from providers where you can click through directly to their website to apply there and then. These are highlighted by the ‘Go To Provider’s Site’ button. Below these are the other buy-to-let 80% LTV mortgage products, listed by interest rate. However, you’re also free to refine your search results using the filters above the chart, or you can untick the relevant box to be presented with the deals offering the lowest rate first, regardless of whether they have a provider click.

As with other mortgage products, the golden rule is not to immediately opt for the deal offering the lowest interest rates. While this is a good indicator of a cost-effective buy-to-let mortgage – as a lower interest rate typically means cheaper repayments – it’s  just one of the aspects you should be considering in any deal. Many mortgages carry a product fee in one form or another, while at the same time offering additional benefits to tempt you onto their deal, so you’ll want to consider all aspects of a mortgage deal carefully to find the best option for you, and make sure to compare these using our tables for maximum clarity.