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Buy-To-Let Mortgages Discounted Variable

Compare discounted variable buy-to-let mortgages

The mortgages below show the best discounted variable buy-to-let mortgage rates available. The results shown are for interest-only but you can amend this using the filter on the chart. You can also personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get. If you own a limited company, you can also find limited company buy-to-let mortgages.

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Best Buy-To-let Discounted Variable

Best Buy-To-let Discounted Variable

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  • Furness BS Discounted Variable
    Rate
    1.59%
    1.59% Discounted Variable (collared at 1.59%) for 2 years (4.05% disc)
    reverting to 5.64% Variable
    APRC
    5.3%
    Period
    2 Years
    Max LTV
    75%
    Redemption
    1st 2 yrs: 3/2% Mortgage Advance. Deeds Fee £40.00 Fixed. Sealing Fee £50.00 Fixed
    Speak To A Broker
    Product Fee Booking £995,
  • Principality BS Discounted Variable
    Rate
    1.70%
    1.70% Discounted Variable (collared at 1.70%) to 30/09/2024 (2.95% disc)
    reverting to 4.65%
    APRC
    4.3%
    Period
    30/09/2024
    Max LTV
    60%
    Redemption
    to 30/9/24: 1% Sum Repaid. Discharge Fee £65.00 Fixed
    Speak To A Broker
    Product Fee No additional product fees
  • Hinckley & Rugby BS Discounted Variable
    Rate
    1.70%
    1.70% Discounted Variable for 2 years (4.49% disc)
    reverting to 6.19%
    APRC
    5.8%
    Period
    2 Years
    Max LTV
    60%
    Redemption
    Sealing Fee £150.00
    Speak To A Broker
    Product Fee Arrangement £250, ;Completion £999,
  • Principality BS Discounted Variable
    Rate
    1.80%
    1.80% Discounted Variable (collared at 1.80%) to 30/09/2024 (2.85% disc)
    reverting to 4.65%
    APRC
    4.3%
    Period
    30/09/2024
    Max LTV
    70%
    Redemption
    to 30/9/24: 1% Sum Repaid. Discharge Fee £65.00 Fixed
    Speak To A Broker
    Product Fee No additional product fees
  • Accord Mortgages Discounted Variable
    Rate
    1.84%
    1.84% Discounted Variable to 30/09/2024 (2.90% disc)
    reverting to 4.74%
    APRC
    4.5%
    Period
    30/09/2024
    Max LTV
    60%
    Redemption
    to 30/9/24: 1% Mortgage Advance. Deferred Arrangement Fee £90.00 Fixed
    Speak To A Broker
    Product Fee Completion £995,
  • Hinckley & Rugby BS Discounted Variable
    Rate
    1.85%
    1.85% Discounted Variable for 2 years (4.34% disc)
    reverting to 6.19%
    APRC
    5.8%
    Period
    2 Years
    Max LTV
    75%
    Redemption
    Sealing Fee £150.00
    Speak To A Broker
    Product Fee Arrangement £250, ;Completion £999,
  • Accord Mortgages Discounted Variable
    Rate
    1.87%
    1.87% Discounted Variable to 30/09/2024 (2.87% disc)
    reverting to 4.74%
    APRC
    4.5%
    Period
    30/09/2024
    Max LTV
    65%
    Redemption
    to 30/9/24: 1% Mortgage Advance. Deferred Arrangement Fee £90.00 Fixed
    Speak To A Broker
    Product Fee Completion £995,
  • Furness BS Discounted Variable
    Rate
    1.89%
    1.89% Discounted Variable (collared at 1.89%) for 2 years (3.75% disc)
    reverting to 5.64% Variable
    APRC
    5.3%
    Period
    2 Years
    Max LTV
    65%
    Redemption
    1st 2 yrs: 3/2% Mortgage Advance. Deeds Fee £40.00 Fixed. Sealing Fee £50.00 Fixed
    Speak To A Broker
    Product Fee Booking £995,
  • Principality BS Discounted Variable
    Rate
    1.90%
    1.90% Discounted Variable (collared at 1.90%) to 30/09/2024 (2.75% disc)
    reverting to 4.65%
    APRC
    4.3%
    Period
    30/09/2024
    Max LTV
    75%
    Redemption
    to 30/9/24: 1% Sum Repaid. Discharge Fee £65.00 Fixed
    Speak To A Broker
    Product Fee No additional product fees
  • Accord Mortgages Discounted Variable
    Rate
    1.99%
    1.99% Discounted Variable to 30/09/2024 (2.75% disc)
    reverting to 4.74%
    APRC
    4.5%
    Period
    30/09/2024
    Max LTV
    75%
    Redemption
    to 30/9/24: 1% Mortgage Advance. Deferred Arrangement Fee £90.00 Fixed
    Speak To A Broker
    Product Fee Completion £995,
Representative Example
Note

Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority (FCA). Whether a Buy-To-Let mortgage is regulated depends on your personal circumstances. The above information assumes that FCA regulation does not apply to the mortgage products shown.

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Disclaimer

YOUR BUY-TO-LET PROPERTY MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON ANY MORTGAGE SECURED ON IT. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

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How our best buy-to-let discounted variable mortgage comparison works

What is a buy-to-let discount mortgage?

Discounted variable rate mortgage deals for buy-to-let customers are much the same as for the residential market. That is to say that they offer a mortgage where the rate you pay is discounted from the lender’s standard variable rate (SVR) for a set period. View today's best rates above. 

Discounted variable rate mortgages can sometimes be cheaper than their fixed rate equivalents as there is no guarantee that your monthly repayments will stay the same, being liable to fluctuate up or down as the lender’s SVR alters. The best buy-to-let discounted variable mortgages will often be those that offer the lowest rates, but as we discuss below, there’s far more to consider.

Starting from the top of the chart, you’ll find all the deals available directly from the providers. If one of these catches your eye, just use the ‘Go To Provider’s Site’ button for more information or to make an application. Under these are the deals currently offered by other lenders – these are listed by ascending interest rate. Although you can’t apply directly for these you can speak to one of our broker partners if you are interested in any of them. Alternatively, you can filter your results and/or simply untick the relevant box above the chart and you’ll instantly be presented with the lowest-rate deals at the top, whether or not they have a provider link.

Should I speak to a mortgage broker?

Mortgage brokers remove a lot of the paperwork and hassle of getting a mortgage, as well as helping you access exclusive products and rates that aren’t available to the public. Mortgage brokers are regulated by the Financial Conduct Authority (FCA) and are required to pass specific qualifications before they can give you advice.

 

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Call 0808 149 9177 or request a callback

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm excluding bank holidays. Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage.

How to choose the best buy-to-let discounted variable mortgage deals

Picking the right buy-to-let discounted variable mortgage is a bit more complicated than just opting for the one with the lowest interest rate. You’ll need to take a number of additional factors into account, such as any product fees or incentives offered, and this can take a bit of time. However, we’ve tried to make it as simple as possible for you to compare deals using our website – with Moneyfacts.co.uk you can see how each product measures up against the same criteria, allowing you to compare like for like and decide which is the best fit for you.

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Data correct as at 23.10.21

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