Discounted Variable Buy To Let Mortgages

Home Mortgages Buy-to-let Discounted Variable

The mortgages below show the best discounted variable buy-to-let mortgage rates available. The results shown are for interest-only but you can amend this using the filter on the chart. You can also personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get. If you own a limited company, you can also find limited company buy-to-let mortgages.

Mortgage Amount

Property Value

Mortgage Term

Years

Repayment

Capital & Interest

Interest Only

Initial Rate Period

1 Year

2 Years

3 Years

4 Years

5+ Years

10+ Years

Term

Region

England

Scotland

Wales

Northern Ireland

All

Other Refinements

Self Build

Offset

Cashback

Flexible

Display Options

Show me the amount I will pay over

1 Year

2 Years

3 Years

5 Years

10 Years

Term

1.59%

1.59% Discounted Variable (collared at 1.59%) for 2 years (4.05% disc)

reverting to 5.64% Variable

1.70%

1.70% Discounted Variable (collared at 1.70%) to 30/09/2024 (2.95% disc)

reverting to 4.65%

1.70%

1.70% Discounted Variable for 2 years (4.49% disc)

reverting to 6.19%

Whether it’s your first investment in property, or you’re expanding your portfolio, Mortgage Advice Bureau are the experts who can save you time and money by finding the right mortgage for your circumstances. Your home may be repossessed if you do not keep up repayments on your mortgage.

1.80%

1.80% Discounted Variable (collared at 1.80%) to 30/09/2024 (2.85% disc)

reverting to 4.65%

1.84%

1.84% Discounted Variable to 30/09/2024 (2.90% disc)

reverting to 4.74%

1.85%

1.85% Discounted Variable for 2 years (4.34% disc)

reverting to 6.19%

1.87%

1.87% Discounted Variable to 30/09/2024 (2.87% disc)

reverting to 4.74%

1.89%

1.89% Discounted Variable (collared at 1.89%) for 2 years (3.75% disc)

reverting to 5.64% Variable

1.90%

1.90% Discounted Variable (collared at 1.90%) to 30/09/2024 (2.75% disc)

reverting to 4.65%

1.99%

1.99% Discounted Variable to 30/09/2024 (2.75% disc)

reverting to 4.74%

Note

Most Buy-To-Let mortgages are not regulated by the Financial Conduct Authority (FCA). Whether a Buy-To-Let mortgage is regulated depends on your personal circumstances. The above information assumes that FCA regulation does not apply to the mortgage products shown.

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Disclaimer

YOUR BUY-TO-LET PROPERTY MAY BE REPOSSESSED IF YOU FAIL TO KEEP UP REPAYMENTS ON ANY MORTGAGE SECURED ON IT. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

Discounted variable rate mortgage deals for buy-to-let customers are much the same as for the residential market. That is to say that they offer a mortgage where the rate you pay is discounted from the lender’s standard variable rate (SVR) for a set period. View today's best rates above.

Discounted variable rate mortgages can sometimes be cheaper than their fixed rate equivalents as there is no guarantee that your monthly repayments will stay the same, being liable to fluctuate up or down as the lender’s SVR alters. The best buy-to-let discounted variable mortgages will often be those that offer the lowest rates, but as we discuss below, there’s far more to consider.

Starting from the top of the chart, you’ll find all the deals available directly from the providers. If one of these catches your eye, just use the ‘Go To Provider’s Site’ button for more information or to make an application. Under these are the deals currently offered by other lenders – these are listed by ascending interest rate. Although you can’t apply directly for these you can speak to one of our broker partners if you are interested in any of them. Alternatively, you can filter your results and/or simply untick the relevant box above the chart and you’ll instantly be presented with the lowest-rate deals at the top, whether or not they have a provider link.

Mortgage brokers remove a lot of the paperwork and hassle of getting a mortgage, as well as helping you access exclusive products and rates that aren’t available to the public. Mortgage brokers are regulated by the Financial Conduct Authority (FCA) and are required to pass specific qualifications before they can give you advice.

Speak to an award-winning mortgage broker today

Moneyfacts.co.uk partner with Mortgage Advice Bureau

_{Get friendly, expert advice free of charge as a visitor of moneyfacts.co.uk.}

_{Mortgage Advice Bureau have 1,600 UK advisers with 150 awards between them.}

Speak to an award-winning mortgage broker today.

Call 0808 149 9177 or request a callback

_{Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm excluding bank holidays. Calls may be recorded.}

_{Your home may be repossessed if you do not keep up repayments on your mortgage.}

Picking the right buy-to-let discounted variable mortgage is a bit more complicated than just opting for the one with the lowest interest rate. You’ll need to take a number of additional factors into account, such as any product fees or incentives offered, and this can take a bit of time. However, we’ve tried to make it as simple as possible for you to compare deals using our website – with Moneyfacts.co.uk you can see how each product measures up against the same criteria, allowing you to compare like for like and decide which is the best fit for you.

Before you apply for a mortgage it's important to check your credit score.