First-time Buyer Mortgages
2 Year Fixed Rate

First-time buyer mortgage products are specifically aimed at those people buying their first home. A two-year fixed rate mortgage means that for two years your mortgage repayments will be fixed at a certain level. The helpful thing about this is that it enables first-time buyers to know exactly what they will be repaying in the opening 24 months of their new mortgage.

Understanding how our two-year fixed rate mortgages deals for first-time buyers are organised is easy: at the top are all the deals which you can apply directly for via the 'Go To Provider's Site' button. Below these are deals offered by other providers in the marketplace. Both the direct deals and those below are sorted in interest rate order. To reorder the whole table into rate order, just untick the box at the top of the search table.

There is a large selection of two-year fixed rate mortgages available, so take your time and consider your options carefully. The majority of first-time buyer mortgages will offer you additional benefits, such a free valuations, free legal fees or cashback options - some might offer all of these or other benefits. So when considering which deal is right for you there's a lot more to consider than just the interest rate (although that is still important).