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85% LTV First-Time Buyer Mortgages

Compare 85% LTV first-time buyer mortgages

The mortgages below show the best 85% LTV mortgage rates available to first-time buyers. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not a first-time buyer you can also search for remortgages and moving home mortgages.

 

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85% LTV First-time Buyer Mortgages

85% LTV First-time Buyer Mortgages

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  • Barclays Mortgage Fixed
    Rate
    3.19%
    3.19% Fixed to 31/08/2024
    reverting to 4.49%
    APRC
    4.4%
    Max LTV
    85%
    Product Fees
    £999.00
    Initial Payment
    £768.33
    Total Over
    Go To Provider's Site
  • Molo Finance Fixed
    Rate
    3.40%
    3.40% Fixed
    APRC
    3.5%
    Max LTV
    85%
    Product Fees
    £1,000.00
    Initial Payment
    £785.98
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    3.49%
    3.49% Fixed to 31/08/2024
    reverting to 4.49%
    APRC
    4.4%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £793.61
    Total Over
    Go To Provider's Site
  • Molo Finance Fixed
    Rate
    3.50%
    3.50% Fixed
    APRC
    3.6%
    Max LTV
    85%
    Product Fees
    £0.00
    Initial Payment
    £794.46
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    3.55%
    3.55% Fixed to 31/08/2027
    reverting to 4.49%
    APRC
    4.2%
    Max LTV
    85%
    Product Fees
    £0.00
    Initial Payment
    £798.73
    Total Over
    Go To Provider's Site
  • Molo Finance Fixed
    Rate
    3.59%
    3.59% Fixed
    APRC
    3.7%
    Max LTV
    90%
    Product Fees
    £1,000.00
    Initial Payment
    £802.15
    Total Over
    Go To Provider's Site
  • Molo Finance Fixed
    Rate
    3.69%
    3.69% Fixed
    APRC
    3.8%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £810.73
    Total Over
    Go To Provider's Site
  • Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

  • Molo Finance Fixed
    Rate
    3.81%
    3.81% Fixed
    APRC
    4.0%
    Max LTV
    95%
    Product Fees
    £1,000.00
    Initial Payment
    £821.09
    Total Over
    Go To Provider's Site
  • Molo Finance Fixed
    Rate
    3.91%
    3.91% Fixed
    APRC
    4.0%
    Max LTV
    95%
    Product Fees
    £0.00
    Initial Payment
    £829.78
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    4.05%
    4.05% Fixed to 31/08/2027
    reverting to 3.24% Variable (collared at 2.49%)
    APRC
    3.6%
    Max LTV
    95%
    Product Fees
    £0.00
    Initial Payment
    £842.04
    Total Over
    Go To Provider's Site
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