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85% LTV First-Time Buyer Mortgages

Compare 85% LTV first-time buyer mortgages

The mortgages below show the best 85% LTV mortgage rates available to first-time buyers. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not a first-time buyer you can also search for remortgages and moving home mortgages.

 

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85% LTV First-time Buyer Mortgages

85% LTV First-time Buyer Mortgages

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  • Barclays Mortgage Fixed
    Rate
    1.56%
    1.56% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £699.00
    Initial Payment
    £639.16
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    1.56%
    1.56% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £999.00
    Initial Payment
    £639.16
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.61%
    1.61% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £642.91
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.61%
    1.61% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £642.91
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.62%
    1.62% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £643.67
    Total Over
    Go To Provider's Site
  • Royal Bank of Scotland Fixed
    Rate
    1.62%
    1.62% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £643.67
    Total Over
    Go To Provider's Site
  • NatWest Fixed
    Rate
    1.63%
    1.63% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £644.42
    Total Over
    Go To Provider's Site
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    Home insurance

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    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Free credit check

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  • Royal Bank of Scotland Fixed
    Rate
    1.63%
    1.63% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £644.42
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    1.64%
    1.64% Fixed to 01/02/2024
    reverting to 4.34%
    APRC
    3.8%
    Max LTV
    85%
    Product Fees
    £995.00
    Initial Payment
    £645.17
    Total Over
    Go To Provider's Site
  • Barclays Mortgage Fixed
    Rate
    1.77%
    1.77% Fixed to 30/11/2023
    reverting to 3.59%
    APRC
    3.3%
    Max LTV
    85%
    Product Fees
    £0.00
    Initial Payment
    £655.01
    Total Over
    Go To Provider's Site
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