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90% LTV Variable First-Time Buyer Mortgages

Compare 90% LTV discounted variable rate first-time buyer mortgages

The mortgages below show the best variable rate mortgage rates available for those who are first-time buyers at 90% LTV. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not a first-time buyer you can also search for remortgages and moving home mortgages

 

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Best 90% LTV Variable FTB Mortgages

Best 90% LTV Variable FTB Mortgages

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  • Progressive BS Discounted Variable
    Rate
    1.24%
    1.24% Discounted Variable (collared at 0.50%) for 2 years (4.01% disc)
    reverting to 5.25%
    APRC
    4.6%
    Max LTV
    95%
    Product Fees
    £0.00
    Initial Payment
    £651.56
    Total Over
    Speak To A Broker
  • Furness BS Discounted Variable
    Rate
    1.79%
    1.79% Discounted Variable (collared at 1.79%) for 2 years (4.10% disc)
    reverting to 5.89%
    APRC
    5.3%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £695.02
    Total Over
    Speak To A Broker
  • Newcastle BS Discounted Variable
    Rate
    2.00%
    2.00% Discounted Variable (collared at 1.05%) to 31/10/2024 (1.96% disc)
    reverting to 3.96%
    APRC
    3.7%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £712.08
    Total Over
    Speak To A Broker
  • Tipton & Coseley BS Discounted Variable
    Rate
    2.19%
    2.19% Discounted Variable (collared at 2.19%) for 3 years (3.45% disc)
    reverting to 5.64%
    APRC
    4.9%
    Max LTV
    90%
    Product Fees
    £499.00
    Initial Payment
    £727.72
    Total Over
    Speak To A Broker
  • Cumberland BS Discounted Variable
    Rate
    2.21%
    2.21% Discounted Variable for 2 years (2.78% disc)
    reverting to 4.99%
    APRC
    4.6%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £729.38
    Total Over
    Speak To A Broker
  • Cumberland BS Discounted Variable
    Rate
    2.21%
    2.21% Discounted Variable for 2 years (2.78% disc)
    reverting to 4.99%
    APRC
    4.6%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £729.38
    Total Over
    Speak To A Broker
  • Scottish BS Discounted Variable
    Rate
    2.24%
    2.24% Discounted Variable for 2 years (3.26% disc)
    reverting to 5.50%
    APRC
    5.1%
    Max LTV
    90%
    Product Fees
    £995.00
    Initial Payment
    £731.87
    Total Over
    Speak To A Broker
  • Access exclusive rates

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    Find a Conveyancer

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    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Access exclusive rates

    Mortgage brokers can help you access exclusive products and rates

    Find a Conveyancer

    Whether you’re buying or selling, you’ll need to instruct a conveyancer. 

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

  • Scottish BS Discounted Variable
    Rate
    2.24%
    2.24% Discounted Variable for 2 years (3.26% disc)
    reverting to 5.50%
    APRC
    5.1%
    Max LTV
    95%
    Product Fees
    £995.00
    Initial Payment
    £731.87
    Total Over
    Speak To A Broker
  • Principality BS Discounted Variable
    Rate
    2.25%
    2.25% Discounted Variable (collared at 2.25%) to 30/11/2024 (2.40% disc)
    reverting to 4.15%
    APRC
    4.1%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £732.70
    Total Over
    Speak To A Broker
  • Newcastle BS Discounted Variable
    Rate
    2.30%
    2.30% Discounted Variable (collared at 0.85%) to 31/10/2024 (1.66% disc)
    reverting to 3.96%
    APRC
    3.7%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £736.87
    Total Over
    Speak To A Broker
Representative Example
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Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

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Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%. Lines are open Monday to Friday 8am to 8pm and Saturday 9am to 1pm excluding bank holidays. Calls may be recorded.

Your home may be repossessed if you do not keep up repayments on your mortgage.

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