Best 95% LTV Buy-To-let Rates

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What are the Best 95% LTV mortgages?

95% LTV mortgage deals are those where you can lay down a 5% deposit on the property you intend to purchase – with the lender providing the remaining 95% of the total cost. The LTV element refers to Loan-To-Value – hence 95% LTV mortgages are where the lender is advancing 95% of the house purchase price.

How our Best 95% LTV mortgage comparison works

Our comparison tables make it easy to find the best 95% LTV mortgage for you. At the top of the tables you’ll find our direct deals - This is where you can simply click on the ‘Go To Provider’s Site’ button for a hassle-free way to get more info and apply direct to the lender. Underneath these are all the other 95% LTV products currently in the market place. To reorder the whole table into rate order, just untick the box at the top of the search table.

How to choose the Best 95% LTV mortgage deal for you

Since you only need to have a 5% deposit, 95% LTV mortgages are very popular with first time buyers. The advantage to these is that they tend to have better interest rates than 100% LTV mortgages. However, it’s still important to shop around to ensure that you are getting the best deal for your needs.

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