Best First Time Buyer Mortgages From 1.23% Fixed | moneyfacts.co.uk

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Fixed Rate First-Time Buyer Mortgages

Compare fixed rate first-time buyer mortgages

The mortgages below show the best fixed rate mortgage rates available for those who are first-time buyers at 90% LTV. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not a first-time buyer you can also search for remortgages and moving home mortgages

 

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Compare First Time Buyer Mortgage Terms

Fixed Rate First-time Buyer Mortgages

Fixed Rate First-time Buyer Mortgages

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  • HSBC Fixed
    Rate
    1.64%
    1.64% Fixed to 30/04/2024
    reverting to 3.54%
    APRC
    3.3%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £647.26
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    1.94%
    1.94% Fixed to 30/04/2024
    reverting to 3.54%
    APRC
    3.3%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £670.18
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    2.14%
    2.14% Fixed for 2 years
    reverting to 3.54%
    APRC
    3.4%
    Max LTV
    90%
    Product Fees
    £490.00
    Initial Payment
    £685.72
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    2.16%
    2.16% Fixed to 30/04/2027
    reverting to 3.54%
    APRC
    3.1%
    Max LTV
    90%
    Product Fees
    £1,499.00
    Initial Payment
    £687.29
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    2.19%
    2.19% Fixed to 30/04/2027
    reverting to 3.54%
    APRC
    3.1%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £689.64
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    2.19%
    2.19% Fixed to 30/04/2025
    reverting to 3.54%
    APRC
    3.3%
    Max LTV
    90%
    Product Fees
    £999.00
    Initial Payment
    £689.64
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    2.34%
    2.34% Fixed for 2 years
    reverting to 3.54%
    APRC
    3.4%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £701.48
    Total Over
    Go To Provider's Site
  • Home insurance

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    Home insurance

    Don't forget to protect your home. Compare the best home insurance providers and apply today.

    How much can I borrow? 

    Find out how much you could borrow on a mortgage using our calculator. 

    Free credit check

    It's important to check your credit score before you apply. View your live score for free today. 

  • HSBC Fixed
    Rate
    2.39%
    2.39% Fixed to 30/04/2027
    reverting to 3.54%
    APRC
    3.1%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £705.45
    Total Over
    Go To Provider's Site
  • first direct Fixed
    Rate
    2.39%
    2.39% Fixed for 5 years
    reverting to 3.54%
    APRC
    3.2%
    Max LTV
    90%
    Product Fees
    £490.00
    Initial Payment
    £705.45
    Total Over
    Go To Provider's Site
  • HSBC Fixed
    Rate
    2.39%
    2.39% Fixed to 30/04/2025
    reverting to 3.54%
    APRC
    3.3%
    Max LTV
    90%
    Product Fees
    £0.00
    Initial Payment
    £705.45
    Total Over
    Go To Provider's Site
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