Mortgage Guides

From arrangement fees to conveyancing costs, what type of fees can you expect when buying a home?

From arrangement fees to conveyancing costs, what type of fees can you expect when buying a home?

Deciding whether to increase your mortgage payments or pension contribution can have a significant effect on your finances. As a starting point, our preferred independent financial adviser company Kellands encourages consumers to align their mortgage term with their preferred retirement date.

Deciding whether to increase your mortgage payments or pension contribution can have a significant effect on your finances.

Looking for a mortgage and don’t know where to start? Here’s a list of things to consider when deciding on the right type of mortgage for you.

Looking for a mortgage and don’t know where to start? Here’s a list of things to consider when deciding on the right type of mortgage for you.

In this guide we’ve explained what an EPC is, and how it may influence the property market.

In this guide we’ve explained what an EPC is, and how it may influence the property market.

In this guide we’ve listed some of the different ways you can finance your home renovation project.

In this guide we’ve listed some of the different ways you can finance your home renovation project.

If you’ve inherited a large sum of money, what’s the best way to manage it?

If you’ve inherited a large sum of money, what’s the best way to manage it?

Whether you are buying or selling a property, you will need a conveyancer to oversee all the legal requirements and ensure your transaction completes. Conveyancing is the legal process of transferring property ownership from one person to another, and a property sale can’t complete without it.

Whether you're buying or selling a property, you'll need a conveyancer to oversee all the legal requirements and ensure your transaction completes.

Being disabled is not a barrier to getting a mortgage and buying a home. Our helpful guide explains everything you need to know. Includes information on Help to Buy and shared ownership schemes.

Being disabled is not a barrier to getting a mortgage and buying a home. Our helpful guide explains everything you need to know.

This guides outlines what mortgage exit and redemption fees are, and what you need to be aware of to avoid being left out of pocket.

This guides outlines what mortgage exit and redemption fees are, and what you need to be aware of to avoid being left out of pocket.

Your choice of estate agent can play a crucial part in the process of buying or selling a property. Take your time and make sure that you know exactly what services are being offered. Our helpful guide explains what to look for.

Your choice of estate agent can play a crucial part in the process of buying or selling a property. Our helpful guide explains what to look for.

An interest only mortgage means that the borrower only has to pay back the interest on the loan each month, leaving the capital untouched. Read the Moneyfacts guide...

An interest only mortgage means that the borrower only has to pay back the interest on the loan each month, leaving the capital untouched. Find out more.

Your mortgage lender or adviser will want to make sure it is reasonable to give you a mortgage. Our four step guide tells you how to prepare for your mortgage interview.

From getting your finances in order to gathering together the right paperwork, here's what you need to know ahead of your interview.

The mortgage guide that makes things clearer and easier for all concerned. Consider these three options outlined in our handy guide.

The mortgage guide that makes things clearer and easier for all concerned. Consider these three options outlined in our handy guide.

You must get an ‘overseas mortgage’ to purchase a house abroad – normally from a lender in the country you want to purchase in.

You must get an ‘overseas mortgage’ to purchase a house abroad – normally from a lender in the country you want to purchase in.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

Our guide sets out 11 steps to boosting your credit score and tell you what to do and what to avoid to increase your credit scrore.

One of the benefits of paying off a large portion of your mortgage is that you will have built up equity in your home. In this article we discuss the three main ways for homeowners to release cash tied up in their home.

These are the three main ways for homeowners to release cash tied up in their home.

Solicitors in Scotland not only do the legal work, but also often take an active role in the buying and selling of property, much like an estate agent in the rest of the UK. Our guide explains more.

Solicitors in Scotland not only do the legal work, but also often take an active role in the buying and selling of property. Our guide explains more.

Saving for a deposit can seem like a daunting task but there's plenty of practical steps you can take to boost your savings and cut your costs.

Saving for a deposit can seem like a daunting task but there's plenty of practical steps you can take to boost your savings and cut your costs.

Equity release can be a good way of releasing money built up in a home’s equity. So for those who have an interest-only mortgage and are thinking about using equity release to pay off an interest-only mortgage, we’ve looked at whether this is possible.

Is equity release a good way to pay off an interest-only mortgage

While equity release can be a good way for older homeowners to tap into the wealth they have built up within their homes, many will have concerns about how it will impact the inheritance they leave behind.

Many homeowners will have concerns about how equity release impacts the inheritance they leave behind.

From expected profit rate to home purchase plans, there are a number of terms you will have to know if you are to consider a provider which complies with Islamic banking principles. Also known as Shari’ah-compliant banking, we explain below how this works.

From expected profit rate to home purchase plans, there are a number of terms to consider when using an Islamic banking provider.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers, such as budgeting apps or other banks, through APIs. Depending on the app or service, you can also give them permission to make payments directly from your account.

Open Banking is a practice that allows you to securely share your financial data with authorised third-party providers such as apps or other banks, through APIs

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation. With its widening effect, it is important to understand what inflation is, why it is necessary, and how it affects the economy.

Whether you are looking to invest for your future, save for retirement, or find your perfect mortgage you have probably come across a term called inflation.