Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.Quick Links
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Second charge mortgages are secured loans taken out against the equity available in your current home.
This guide explains when it might be the right time to remortgage.
Three-year fixed remortgage deals are a popular choice for people who would like the certainty of knowing what their repayments will be over the short term. Our best three-year fixed remortgage chart provides you with a great way to compare the most competitive deals on the market. Although there may seem to be a dizzying choice, out tables make it easy to find the kind of mortgage you are looking for.
Using our smart comparison chart is easy – simply put in the amount you want to borrow and the current value of your property to produce a loan-to-value (LTV). From there you can refine your search for three-year fixed rate remortgages and hit the Revise Search button to bring up the best deals. These will be organised with the deals where you can apply directly to the provider’s site displayed at the top. Under these, other mortgages will be displayed, with the best interest rates towards the top.
We endeavour to make choosing a three-year fixed rate remortgage deal as easy as possible, but very often it’s not as simple as just choosing the lowest rate. Be sure to look at the details being offered – again, we make sure these are prominently displayed so you can know exactly what is being offered before you apply. For example, a deal with the lowest rate may have an arrangement fee while a deal with a slightly higher rate may be fee-free– it’s up to you to judge which suits your circumstances best.
Before you apply for a mortgage it's important to check your credit score.