3 Year Remortgages From 1.45% Fixed | moneyfacts.co.uk
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3 Year Fixed Rate Remortgages

Compare the best three-year fixed rate remortgages.

The mortgages below show the best three-year fixed remortgage rates. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not looking to remortgage you can also search for moving home mortgages and first-time buyer mortgages.

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Compare Fixed Rate Remortgage Terms

Best 3 Year Fixed Rate Remortgages

Best 3 Year Fixed Rate Remortgages

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  • Virgin Money Fixed
    Rate
    2.15%
    2.15% Fixed to 01/03/2024
    reverting to 4.34%
    APRC
    3.8%
    Max LTV
    65%
    Product Fees
    £995.00
    Initial Payment
    £767.53
    Total Over
    Go To Provider's Site
  • Virgin Money Fixed
    Rate
    2.39%
    2.39% Fixed to 01/03/2024
    reverting to 4.34%
    APRC
    3.8%
    Max LTV
    65%
    Product Fees
    £0.00
    Initial Payment
    £788.71
    Total Over
    Go To Provider's Site
  • Coventry BS Fixed
    Rate
    1.45%
    1.45% Fixed to 31/12/2023
    reverting to 3.99%
    APRC
    3.8%
    Max LTV
    65%
    Product Fees
    £999.00
    Initial Payment
    £707.71
    Total Over
    Speak To A Broker
  • Barclays Mortgage Fixed
    Rate
    1.49%
    1.49% Fixed to 31/01/2024
    reverting to 3.59%
    APRC
    3.2%
    Max LTV
    60%
    Product Fees
    £999.00
    Initial Payment
    £711.05
    Total Over
    Speak To A Broker
  • Coventry BS Fixed
    Rate
    1.69%
    1.69% Fixed to 31/12/2023
    reverting to 3.99%
    APRC
    3.8%
    Max LTV
    75%
    Product Fees
    £999.00
    Initial Payment
    £727.89
    Total Over
    Speak To A Broker
  • West Brom BS Fixed
    Rate
    1.94%
    1.94% Fixed to 29/02/2024
    reverting to 3.99%
    APRC
    3.5%
    Max LTV
    75%
    Product Fees
    £499.00
    Initial Payment
    £749.27
    Total Over
    Speak To A Broker
  • Principality BS Fixed
    Rate
    2.17%
    2.17% Fixed to 31/05/2024
    reverting to 4.40%
    APRC
    3.8%
    Max LTV
    65%
    Product Fees
    £0.00
    Initial Payment
    £769.28
    Total Over
    Speak To A Broker
  • Principality BS Fixed
    Rate
    2.22%
    2.22% Fixed to 31/05/2024
    reverting to 4.40%
    APRC
    3.8%
    Max LTV
    75%
    Product Fees
    £0.00
    Initial Payment
    £773.67
    Total Over
    Speak To A Broker
  • Tipton & Coseley BS Fixed
    Rate
    2.34%
    2.34% Fixed to 30/11/2023
    reverting to 4.94%
    APRC
    4.4%
    Max LTV
    75%
    Product Fees
    £999.00
    Initial Payment
    £784.27
    Total Over
    Speak To A Broker
  • Loughborough BS Fixed
    Rate
    2.39%
    2.39% Fixed for 3 years
    reverting to 5.34% Standard Variable Rate (collared at 2.00%)
    APRC
    4.7%
    Max LTV
    80%
    Product Fees
    £499.00
    Initial Payment
    £788.71
    Total Over
    Speak To A Broker
Representative Example
Note

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

A guide to 3 Year Fixed Rate Mortgages

What are the best three year fixed rate remortgage deals?

Three-year fixed remortgage deals are a popular choice for people who would like the certainty of knowing what their repayments will be over the short term. Our best three-year fixed remortgage chart provides you with a great way to compare the most competitive deals on the market. Although there may seem to be a dizzying choice, out tables make it easy to find the kind of mortgage you are looking for.

How our best three-year fixed rate remortgage comparison works

Using our smart comparison chart is easy – simply put in the amount you want to borrow and the current value of your property to produce a loan-to-value (LTV). From there you can refine your search for three-year fixed rate remortgages and hit the Revise Search button to bring up the best deals. These will be organised with the deals where you can apply directly to the provider’s site displayed at the top. Under these, other mortgages will be displayed, with the best interest rates towards the top.

How to choose the best three-year fixed rate remortgage deals for you

We endeavour to make choosing a three-year fixed rate remortgage deal as easy as possible, but very often it’s not as simple as just choosing the lowest rate. Be sure to look at the details being offered – again, we make sure these are prominently displayed so you can know exactly what is being offered before you apply. For example, a deal with the lowest rate may have an arrangement fee while a deal with a slightly higher rate may be fee-free– it’s up to you to judge which suits your circumstances best.

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