Discounted Variable Remortgages

Home Mortgages Remortgage Discounted Variable

The mortgages below show the best discounted variable rate remortgage rates. You can personalise the chart below by adding the value of the property you want to buy and the value of the mortgage you want to get.
If you're not looking to remortgage you can also search for moving home mortgages and first-time buyer mortgages.

Mortgage Amount

Property Value

Mortgage Term

Years

Repayment

Capital & Interest

Interest Only

Initial Rate Period

1 Year

2 Years

3 Years

4 Years

5+ Years

10+ Years

Term

Region

England

Scotland

Wales

Northern Ireland

All

Other Refinements

Self Build

Offset

Cashback

Flexible

Display Options

Show me the amount I will pay over

1 Year

2 Years

3 Years

5 Years

10 Years

Term

0.51%

0.51% Discounted Variable (collared at 0.50%) for 2 years (3.84% disc)

reverting to 4.50%

0.79%

0.79% Discounted Variable (collared at 0.50%) for 2 years (3.56% disc)

reverting to 4.50%

0.85%

0.85% Discounted Variable (collared at 0.85%) for 2 years (2.10% disc)

reverting to 3.10%

Mortgage Advice Bureau make remortgaging easy. Let us do all the hard work so you can focus on paying as little as you need to for your mortgage. Your home may be repossessed if you do not keep up repayments on your mortgage.

0.98%

0.98% Discounted Variable for 2 years (3.26% disc)

reverting to 4.24%

0.98%

0.98% Discounted Variable for 2 years (3.26% disc)

reverting to 4.24%

0.99%

0.99% Discounted Variable for 2 years (4.90% disc)

reverting to 4.24% Discounted Variable

1.04%

1.04% Discounted Variable to 31/03/2024 (3.45% disc)

reverting to 3.75%

1.09%

1.09% Discounted Variable (collared at 0.79%) to 29/02/2024 (2.90% disc)

reverting to 3.99%

1.09%

1.09% Discounted Variable (collared at 0.79%) to 29/02/2024 (2.90% disc)

reverting to 3.99%

1.09%

1.09% Discounted Variable to 31/03/2024 (3.40% disc)

reverting to 3.75%

Note

Mortgage Advice Bureau offers fee free mortgage advice for Moneyfacts visitors that call on 0808 149 9177 or email moneyfacts@mab.org.uk. If you contact Mortgage Advice Bureau outside of these channels you may incur a fee of up to 1%.

Any contractual relationship will be with Mortgage Advice Bureau.

Disclaimer

Credit will be secured by a mortgage on your property. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE. Written quotations are available from individual lenders. Loans are subject to status and valuation and are not available to persons under the age of 18. All rates are subject to change without notice. Please check all rates and terms with your lender or financial adviser before undertaking any borrowing.

Quick Links

Quick links are where we have an arrangement with a provider so you can move directly from our site to theirs to view more information and apply for a product. We also use quick links where we have an arrangement with a preferred broker to move you directly to their site. Depending on the arrangement we may receive a modest commission either when you press a 'Go to Provider' or 'Speak to a Broker' button, when you call an advertised number or when you complete an application.

Discounted variable (DV) remortgages are a popular choice for people who may not fancy a fixed rate mortgage deal. These products offer a discount on the lender’s standard variable rate (SVR), which means that, as a variable product, your repayments could change over time in line with the lender’s own interest rates. View today's best rates above.

Many DV remortgages are ‘collared’ meaning that the rate you pay will not drop below a certain level. The best deal can often be thought of as the one offering the lowest interest rate, but as we’ll see, this isn’t the only factor to consider.

If you’ve decided that a discounted variable remortgage is right for you, then it’s time to find the best deals using our comparison tables. Our chart instantly presents you with the top deals available, or for a more personalised view, simply put in the required details and we’ll show you a fantastic range of products from the whole of the market. Using our tables is easy: at the top you’ll find some great deals from providers where you can find out more or apply directly on their website, simply by clicking on the ‘Go To Provider’s Site’ button. Below these are the other deals available, ordered with the lowest interest rate first and increasing as you go down the list.

Selecting the best discounted variable remortgage isn’t a matter of just picking the one with the lowest rate. Be careful to check if a particular mortgage is ‘collared’ and, if so, at what rate? Is there an upper limit to what you could be paying? You’ll also need to consider what, if any, product fees you’ll have to pay upfront and whether there are any additional benefits being offered by the provider (such as free legal or valuation fees, cashback or payment holidays), all of which can influence your choice and can ensure you find the right deal for your needs.

Mortgage brokers remove a lot of the paperwork and hassle of getting a mortgage, as well as helping you access exclusive products and rates that aren’t available to the public. Mortgage brokers are regulated by the Financial Conduct Authority (FCA) and are required to pass specific qualifications before they can give you advice.

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