Find the best Second Charge Mortgages

  - Borrow from £5,000 to £500,000 from the UK's largest range of secured loans. If you are a homeowner looking to borrow money for a wedding, home improvements, a new car or to consolidate existing debts then you could consider a secured loan.
  • Borrow from £5,000 to £500,000
  • No credit check on enquiry
  • Options available for Defaults, Mortgage arrears and CCJs

Second Charge Mortgages - Compare second charge mortgage providers

Provider Headline Rate Max LTV Loan Amount Term Apply today
Min Max Min Max
 
. Paragon Personal Finance
Prime Rate Secured Loan
3.73% 65% £30000 £500000 5 Years 25 Years Proceed .
. Representative APRC: 3.9% (Variable) .
. Masthaven Bank
Discounted Rate Secured Loan
3.74% 65% £10000 £500000 3 Years 35 Years Proceed .
. Representative APRC: 3.9% (Variable) .
. United Trust Bank Ltd
Secured Loan Exclusive
3.90% 60% £10000 £125000 3 Years 30 Years Proceed .
. Representative APRC: 4.6% (Variable) .
. Masthaven Bank
Flexible Secured Loan
3.94% 65% £10000 £500000 3 Years 35 Years Proceed .
. Representative APRC: 4.1% (Variable) .
. Shawbrook
Star Secured Loan
3.99% 65% £5000 £50000 3 Years 25 Years Proceed .
. Representative APRC: 5.4% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
4.03% 65% £30000 £500000 5 Years 25 Years Proceed .
. Representative APRC: 4.2% (Variable) .
. Paragon Personal Finance
Prime Rate Secured Loan
4.03% 70% £20000 £500000 5 Years 25 Years Proceed .
. Representative APRC: 4.2% (Variable) .
. Masthaven Bank
Discounted Rate Secured Loan
4.04% 65% £10000 £500000 3 Years 35 Years Proceed .
. Representative APRC: 4.2% (Variable) .
. Prestige
Platinum Secured Loan
4.15% 65% £10000 £2500000 3 Years 25 Years Proceed .
. Representative APRC: 4.3% (Variable) .
. United Trust Bank Ltd
Secured Loan Exclusive
4.15% 60% £125001 £250000 3 Years 30 Years Proceed .
. Representative APRC: 4.5% (Variable) .
Last Updated: Tuesday 23 May 2017 19:05
Representative Example: Representative Example: If you borrow £39,000 over 13 years at a rate of 6.850% variable, you will pay 156 instalments of £409.57 per month and a total amount payable of £63,892.92. This includes the net loan, interest of £21,667.92, a broker fee of £2730.00 and a lender fee of £495.00. The overall cost for comparison is 8.6% APRC variable.

We have chosen Loans Warehouse to offer a whole of market second charge mortgage service

Loans Warehouse Logo

We search 206 loans

More first-time buyers are getting on the ladder
More first-time buyers are getting on the ladder

It’s never easy to take that first step on the housing ladder, but happily, more people seem to be d... More

Can’t afford a house? Shared ownership could help
Can’t afford a house? Shared ownership could help

Being able to buy that all-important first home is a huge struggle. But what if there was another wa... More

Mortgage rates hit new low as availability rises
Mortgage rates hit new low as availability rises

Borrowers have been enjoying a fantastic mortgage environment in recent years, and we’ve just hit so... More

How much stamp duty will you have to pay?
How much stamp duty will you have to pay?

Stamp duty is one of the least-enjoyed aspects of buying a new home, with it often requiring buyers ... More

Over-65 mortgage debt set to double
Over-65 mortgage debt set to double

The path of homeownership is changing. No longer is it typical to buy a home in your 20s and pay it ... More

How to choose an estate agent
How to choose an estate agent

Find out how to choose the best estate agent in this guide. We look at practical ways to shortlist, ... More

Mortgage valuations are not in-depth surveys
Mortgage valuations are not in-depth surveys

Mortgage valuations shouldn’t be confused with a property survey. You should consider having a surve... More

You and your mortgage
You and your mortgage

What is your relationship with your mortgage? Are you repaying it off as quickly as you can – are yo... More

Principality improves 2yr mortgage Best Buy
Principality improves 2yr mortgage Best Buy

Principality BS has reduced the rate on its two-year mortgage deal by 0.05%, which has improved its ... More

Principality enters 2yr mortgage chart
Principality enters 2yr mortgage chart

Principality BS has reduced selected rates, including on its two-year mortgage deal, which has enter... More

Yorkshire presents lowest-ever mortgage rate
Yorkshire presents lowest-ever mortgage rate

Yorkshire BS has amended its discounted variable rate mortgage, which now offers the lowest ever rat... More

Principality reduces 2yr mortgage rate
Principality reduces 2yr mortgage rate

Principality BS has reduced the rate on its two-year mortgage deal, which in combination with its at... More

Coventry increases variable mortgage rate
Coventry increases variable mortgage rate

Coventry BS has increased selected variable rates across its mortgage range. Despite this, its 90% l... More

The table above shows second charge mortgages in rate order. You can click on the column headings to reorder the table. Moneyfacts.co.uk shows whole of market secured loans information. We will refer you to Loans Warehouse, an independent credit broker authorised and regulated by the Financial Conduct Authority. They will source the most appropriate second charge mortgage based on your circumstances and any legal or contractual relationship will be with them.

Disclaimer: THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON A MORTGAGE OR OTHER LOAN SECURED ON IT. Loans are subject to status and valuation, secured on residential property and not available to those under 18. The APRC quoted will be offered to a majority of applicants. You may be offered a higher rate depending on your personal circumstances. All rates and terms may change without notice so please check with Loans Warehouse before undertaking any borrowing.

Moneyfacts.co.uk Limited is an independent credit broker not a lender and will receive a payment from Loans Warehouse where customers take a loan following a link to them from Moneyfacts.co.uk. This arrangement does not affect our independence.