When you open your new bank account you will be asked if you agree to using CASS. They will then make sure that all your existing standing orders and direct debits are transferred from your old current account to your new current account without any these failing to reach the payee on time.
All current direct debits and standing orders are recorded by CASS and they make sure the new bank and companies due to receive payments are updated. Companies receiving direct debits are sent new the new bank account details while the standing orders are updated with the bank the customer is switching to. CASS also notifies Bacs, the organisation responsible for processing direct debits of the details of bank accounts that have switched. Any direct debit instructions requested from the old bank account will automatically be diverted to the new bank account through the Bacs direct debit database.
This means customers that switch their bank account do not need to worry about any missed standing orders or direct debits.
CASS only covers electronWho is responsible for the Current Account Switching Service?
The CASS is managed and overseen by BACs the not-for-profit organisation behind the Direct Debit service in the UK. Banks and building societies that participate in CASS are responsible for making sure your switching process goes smoothly.
ic payments, other types of payments such as debit cards connected to a PayPal account or used for regular purchases such as magazine subscriptions will need to be updated manually.
