Moneyfacts Star Ratings Personal Current Accts ‘19 - Banking - News | moneyfacts.co.uk

News

Moneyfacts.co.uk News brings you the latest financial & economic news & reviews of the best products in the UK by our team of money experts.

Moneyfacts Star Ratings Personal Current Accts ‘19

Moneyfacts Star Ratings Personal Current Accts ‘19

Category: Banking
Author: Lieke Braadbaart
Date: 01/10/2018

It's once again time for the much-anticipated release of the yearly Moneyfacts Star Ratings for personal current accounts, showcasing those bank accounts that have proven themselves worthy. This could be a great place to start for those looking to switch their current account.

After a dedicated research team assesses the excellence of each available current account, they award four and five stars to those that have managed to truly stand out from the crowd.

"The sector provides a myriad of products and offers, which can be confusing when trying to find the best deal," Moneyfacts' Star Ratings & Personal Finance Analytics Manager Samantha Owens commented. "The Moneyfacts Star Ratings consider the merits and key features of each individual account against the whole market, giving customers confidence they are getting a good deal."

While the most up-to-date list of top current accounts can be found in our charts, those who are interested in accounts and providers that consistently prove they are able to go above and beyond for their customers, featuring those criteria that are most important, may want to have a look at the table below.

"With uncertainty rife in the UK economy, it's important that consumers still research the market for the most suitable current account for them, finding one that offers the most useful and ongoing features," Samantha concluded.

Here are those accounts that have passed the test, including separate lists for student, graduate and youth accounts as well as premium and packaged deals.

STANDARD CURRENT ACCOUNTS
FIVE STARS
Bank of Scotland
  • Classic
  • Classic with Vantage
Barclays Bank
  • Bank Account
  • Bank Account with Control
Clydesdale Bank
  • Current Account Control
first direct
  • 1st Account without First Directory
Halifax
  • Reward Current Account
HSBC
  • Advance
  • Bank Account Pay Monthly
  • Bank Account
Lloyds Bank
  • Club Lloyds
  • Classic
M&S Bank
  • M&S Current Account
Metro Bank
  • Current Account
Nationwide BS
  • FlexAccount
  • FlexDirect
NatWest
  • Select Account with Control
Royal Bank of Scotland
  • Select Account with Control
Santander
  • 123 Current Account
  • Select Current Account
smile
  • Current
Starling Bank
  • Current Account
Tesco Bank
  • Current Account
The Co-operative Bank
  • Current Account with Everyday Rewards
TSB
  • Classic Plus with Control
  • Classic Plus
  • Classic with Control
Yorkshire Bank
  • Current Account Control
FOUR STARS
Bank of Ireland UK
  • Clear Account
Clydesdale Bank
  • B Current Account
Cumberland BS
  • Cumberland Plus
Danske Bank
  • Danske Choice
ICICI Bank UK
  • UK Home Vantage
NatWest
  • Reward
  • Select Account
Post Office Money
  • Standard Account
Royal Bank of Scotland
  • Reward
  • Select Account
Santander
  • 123 Lite Current Account
  • Everyday Current Account
Triodos Bank
  • Current Account
TSB
  • Classic
Ulster Bank
  • Select Current Account
Yorkshire Bank
  • B Current Account


PACKAGED CURRENT ACCOUNTS
FIVE STARS FOUR STARS
Bank of Scotland
  • Platinum with Vantage
  • Platinum
first direct
  • 1st Account with First Directory
Lloyds Bank
  • Platinum with Club Lloyds
  • Platinum
M&S Bank
  • M&S Premium Current Account
Nationwide BS
  • FlexPlus
The Co-operative Bank
  • Everyday Extra with Everyday Rewards
Barclays Bank
  • Bank Account with Travel Plus Pack and Control
  • Bank Account with Travel Plus Pack
Clydesdale Bank
  • Signature Current Account
Halifax
  • Ultimate Reward Current Account
NatWest
  • Reward Platinum
Royal Bank of Scotland
  • Reward Platinum
Ulster Bank
  • ufirst Private Current Account
Yorkshire Bank
  • Signature Current Account
PREMIUM CURRENT ACCOUNTS
FIVE STARS FOUR STARS
Barclays Bank
  • Premier Current Account with Travel Plus Pack
  • Premier Current Account with Travel Plus Pack and Control
Investec Bank plc
  • Voyage
NatWest
  • Reward Black
Royal Bank of Scotland
  • Reward Black
Barclays Bank
  • Premier Current Account with Tech Pack
  • Premier Current Account with Tech Pack and Control
  • Premier Current Account with Travel Pack
  • Premier Current Account with Travel Pack and Control
HSBC
  • Premier Bank Account
STUDENT CURRENT ACCOUNTS
FIVE STARS FOUR STARS
HSBC
  • Student Bank Account
Nationwide BS
  • FlexStudent
NatWest
  • Student
Royal Bank of Scotland
  • Student
Santander
  • 123 Student Current Account
Bank of Ireland UK
  • Student Current Account
Bank of Scotland
  • Student Account
Barclays Bank
  • Student Additions
First Trust Bank (NI)
  • Student+ Account
Halifax
  • Student
Lloyds Bank
  • Student
TSB
  • Student
GRADUATE CURRENT ACCOUNTS
FIVE STARS FOUR STARS
HSBC
  • Graduate Bank Account
Nationwide BS
  • FlexGraduate
NatWest
  • Graduate
Royal Bank of Scotland
  • Graduate
Bank of Scotland
  • Graduate Account
Barclays Bank
  • Higher Education Account
First Trust Bank (NI)
  • Graduate Account
Lloyds Bank
  • Graduate
Santander
  • 123 Graduate Account
YOUTH CURRENT ACCOUNTS
FIVE STARS FOUR STARS
Bank of Scotland
  • Under 19s Account
Lloyds Bank
  • Under 19s Account
Nationwide BS
  • FlexOne
Santander
  • 123 Mini Current Account
TSB
  • Under 19s Account
Barclays Bank
  • Young Persons Account
HSBC
  • MyAccount

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

Close