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A healthy credit score has its benefits, so make sure you manage your debt correctly.
Discover the best travel insurance policy for your next trip.
Find current accounts offering in-credit interest rates up to 5.00% AER.
Explore the best cards with a 0% introductory period.
Could the value of your state pension rise by more than inflation?
Will your loved one's gift be tax affected?
Looking for inflation beating returns? Investing in shares could be an option.
A healthy credit score has its benefits, so make sure you manage your debt correctly.
Discover the best travel insurance policy for your next trip.
Find current accounts offering in-credit interest rates up to 5.00% AER.
Explore the best cards with a 0% introductory period.
Could the value of your state pension rise by more than inflation?
Will your loved one's gift be tax affected?
Looking for inflation beating returns? Investing in shares could be an option.
It's once again time for the much-anticipated release of the yearly Moneyfacts Star Ratings for personal current accounts, showcasing those bank accounts that have proven themselves worthy. This could be a great place to start for those looking to switch their current account.
After a dedicated research team assesses the excellence of each available current account, they award four and five stars to those that have managed to truly stand out from the crowd.
"The sector provides a myriad of products and offers, which can be confusing when trying to find the best deal," Moneyfacts' Star Ratings & Personal Finance Analytics Manager Samantha Owens commented. "The Moneyfacts Star Ratings consider the merits and key features of each individual account against the whole market, giving customers confidence they are getting a good deal."
While the most up-to-date list of top current accounts can be found in our charts, those who are interested in accounts and providers that consistently prove they are able to go above and beyond for their customers, featuring those criteria that are most important, may want to have a look at the table below.
"With uncertainty rife in the UK economy, it's important that consumers still research the market for the most suitable current account for them, finding one that offers the most useful and ongoing features," Samantha concluded.
Here are those accounts that have passed the test, including separate lists for student, graduate and youth accounts as well as premium and packaged deals.
STANDARD CURRENT ACCOUNTS | |
---|---|
FIVE STARS | |
Bank of Scotland
|
Nationwide BS
|
FOUR STARS | |
Bank of Ireland UK
|
Royal Bank of Scotland
|
PACKAGED CURRENT ACCOUNTS | |
---|---|
FIVE STARS | FOUR STARS |
Bank of Scotland
|
Barclays Bank
|
PREMIUM CURRENT ACCOUNTS | |
---|---|
FIVE STARS | FOUR STARS |
Barclays Bank
|
Barclays Bank
|
STUDENT CURRENT ACCOUNTS | |
---|---|
FIVE STARS | FOUR STARS |
HSBC
|
Bank of Ireland UK
|
GRADUATE CURRENT ACCOUNTS | |
---|---|
FIVE STARS | FOUR STARS |
HSBC
|
Bank of Scotland
|
YOUTH CURRENT ACCOUNTS | |
---|---|
FIVE STARS | FOUR STARS |
Bank of Scotland
|
Barclays Bank
|
Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfactscompare.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
Online shoppers buying from a Europe-based company could see an increase in prices if businesses decide to pass Mastercard’s planned European fee rise onto consumers
Online shoppers buying from a Europe-based company could see an increase in prices
Consumers looking to take advantage of the 5% interest rate being offered by Nationwide on its FlexDirect account have just days left to open the account as the rate is due to be cut on 1 May 2020
Consumers looking to take advantage of the 5% interest rate being offered by Nationwide have just days left, as the rate is due to be cut.
More areas across the UK are set to lose their branch of HSBC, with 114 closures announced on top of the 69 revealed earlier in 2022.
More areas across the UK are set to lose their branch of HSBC, with 114 closures announced on top of the 69 revealed earlier in 2022.
Few people would turn down the opportunity to earn money for doing very little, which is why bank switching incentives have remained popular over the years
Few people would turn down the opportunity to earn money for doing very little, which is why bank switching incentives have remained popular over the years
Online shoppers buying from a Europe-based company could see an increase in prices if businesses decide to pass Mastercard’s planned European fee rise onto consumers
Online shoppers buying from a Europe-based company could see an increase in prices
Consumers looking to take advantage of the 5% interest rate being offered by Nationwide on its FlexDirect account have just days left to open the account as the rate is due to be cut on 1 May 2020
Consumers looking to take advantage of the 5% interest rate being offered by Nationwide have just days left, as the rate is due to be cut.
More areas across the UK are set to lose their branch of HSBC, with 114 closures announced on top of the 69 revealed earlier in 2022.
More areas across the UK are set to lose their branch of HSBC, with 114 closures announced on top of the 69 revealed earlier in 2022.
Few people would turn down the opportunity to earn money for doing very little, which is why bank switching incentives have remained popular over the years
Few people would turn down the opportunity to earn money for doing very little, which is why bank switching incentives have remained popular over the years
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Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.
Moneyfactscompare.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfactscompare.co.uk will always be from news@moneyfacts-news.co.uk. Be ScamSmart.