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Credit cards News Stories

Best cashback credit cards for the festive season

Updated: 28th November 2017 - First Published: 28th November 2017 The madness of Black Friday has been and gone, and many people’s attention will now be turning to Christmas. However, you may be wondering how you’'ll fund everything, and how you can get more from your money. What about cashback credit cards? Read More...

Credit card deals shrink as Christmas costs rise

Updated: 21st November 2017 - First Published: 21st November 2017 The cost of Christmas is on the rise, and with less than five weeks to go, consumers are likely to be concerned about how much the festive season will dent their bank balance - and they may not even be able to rely on a credit card to cover the cost. Read More...

Credit card warning as 0% interest terms shorten

Updated: 10th November 2017 - First Published: 10th November 2017 It looks as though the base rate rise is having a knock-on effect on the credit card sector, as already, providers appear to be scaling back their 0% interest deals and some are raising standard purchase rates at the same time. Read More...

Top credit cards for Christmas spending

Updated: 09th November 2017 - First Published: 09th November 2017 ‘Tis (just about) the season to be jolly, but before all that festive fun begins, chances are you’ve got a bit more shopping to do. But, if you’re turning to credit to fund things, you’ll want to use cards that offer 0% interest deals on purchases. Read More...

Debt warning as credit card APR hits record high

Updated: 24th October 2017 - First Published: 24th October 2017 There has been a worrying rise in the number of consumers reliant on credit cards to keep their heads above water – and now that credit card interest rates have risen to a new high, these borrowers could be struggling even more. Read More...

How the right card can help pay for Christmas

Updated: 19th October 2017 - First Published: 19th October 2017 Christmas is now little more than two months away. Ideally you’ll be well on your way to building up a savings pot to cover the cost, but if it isn’t up to scratch, you may need another option – and the right credit card could be invaluable. Read More...

Could you benefit from credit card stoozing?

Updated: 28th September 2017 - First Published: 27th September 2017 It’s always good to get something for nothing, but what if you could actually make money from it? That’s exactly what some savvy borrowers are doing through a process known as ‘stoozing’, but how does it work, and how can you take advantage? Read More...

Cashback dwindles for credit card customers

Updated: 26th September 2017 - First Published: 26th September 2017 At one time, spending on credit cards was a viable way to earn cashback, yet the number of card providers offering a cashback deal has notably fallen recently, while many of those who still offer such a deal have cut their rates significantly. Read More...

Bad news for borrowers: 0% terms fall as APR rises

Updated: 21st September 2017 - First Published: 21st September 2017 The 0% interest market has been booming in recent years, but the tide could be starting to turn – our research reveals a definite slowdown in the market as 0% interest terms are cut, and at the same time, the average APR has risen to a record high. Read More...

Consumers spend £57.8bn on cards

Updated: 14th September 2017 - First Published: 14th September 2017 Spending on debit and credit cards shows no signs of slowing down. If anything, it’s continuing to ramp up, largely thanks to contactless, so much so that consumers spent a whopping £57.8bn on cards in July. Are you making the most of your plastic? Read More...

Reward card perks being cut, so get the best deals

Updated: 11th September 2017 - First Published: 11th September 2017 Reward credit cards have long been used as a way for financially savvy individuals to make their money go further, yet recently there’s been a definite downturn in the sector, which makes it even more important to ensure you’re getting the best deal. Read More...

Save £200 by using a credit card instead of a loan

Updated: 29th August 2017 - First Published: 29th August 2017 The current low interest rate environment is undoubtedly popular with borrowers, yet an unsecured personal loan isn’t always the most cost-effective choice for borrowing small amounts, as you could save over £200 by using a credit card instead. Read More...

Watch out for fees when using prepaid cards abroad

Updated: 23rd August 2017 - First Published: 23rd August 2017 Prepaid cards can be a great way to keep your budget in check, particularly when on holiday. They’re known as being one of the most cost-effective ways to spend abroad, and while that remains the case, it’s important to watch out for extra fees. Read More...

Balance transfer competition starting to waver

Updated: 22nd August 2017 - First Published: 22nd August 2017 Credit card competition has been rife for interest-free balance transfers in recent years, yet increased scrutiny in this sector means that such heavy competition appears to be waning, with average 0% interest terms starting to dip. Read More...

Brits pay off holiday debts before their holiday

Updated: 11th August 2017 - First Published: 11th August 2017 While saving up for a holiday is the most cost-effective method pf paying for it, a growing number are turning to credit. However, that doesn’t mean they’re getting into debt, as the vast majority pay it off before they even leave the country! Read More...

One-third of card payments now contactless

Updated: 21st July 2017 - First Published: 21st July 2017 The rise of contactless technology is undeniable, with more and more people benefiting from the convenience of this form of payment – so much so that one-third of all card payments are now contactless, and the proportion is rising rapidly. Read More...

“Rip-off” card fees to be axed from next year

Updated: 19th July 2017 - First Published: 19th July 2017 The Government has announced that extra fees for paying by debit or credit card will be banned from next year, in a move that could save consumers hundreds of millions of pounds. Read More...

Introductory 0% purchase term hits record levels

Updated: 14th June 2017 - First Published: 14th June 2017 Competition in the 0% purchase credit card sector has been fierce recently, particularly over the last three months, which has seen the average introductory term rise by an unprecedented amount to hit a record high. Read More...

The best fee-free 0% balance transfer credit cards

Updated: 06th June 2017 - First Published: 06th June 2017 Balance transfer cards that charge 0% interest can be a great way to reduce your debt, and if you can do so without needing to worry about a fee, it's even better. Well, you can! Here are the top fee-free credit cards that let you do just that. Read More...

How to clear your credit card debt for free

Updated: 06th June 2017 - First Published: 06th June 2017 If you’ve maxed out a credit card or two, you may be considering a balance transfer card to clear your debt. However, the longest interest-free deals usually charge a fee - but not all do, which means you could clear your debt without paying a penny. Read More...

0% purchase credit card competition heats up

Updated: 30th May 2017 - First Published: 30th May 2017 The credit card market has seen competition ramp up of late, and our research shows that 0% purchase cards are seriously benefitting, with the average number of interest-free days having increased by 37% in just one year. Read More...

Card spending ramps up – so make it work for you

Updated: 25th May 2017 - First Published: 25th May 2017 Spending on debit and credit cards continues to rise, with much of this driven by the growth in online and contactless spending. But what if you could get even more from your flexible friend? Well, you can! Read More...

Bank holiday home improvements cost over £2,000

Updated: 23rd May 2017 - First Published: 23rd May 2017 Many people view the Spring Bank Holiday – which this year falls on 29 May – as a chance to spruce up their home, with the extra day off work boasting plenty of DIY potential. But have you thought about how much it could cost? Read More...

Longest ever interest-free credit cards available

Updated: 19th May 2017 - First Published: 19th May 2017 Competition has been heating up in the interest-free credit card sector of late, and in the last few weeks we’ve seen the launch of the longest ever 0% purchase term on record, clocking in at 31 months. Is it time to get in on the action? Read More...

6 of the best cashback credit cards

Updated: 20th July 2017 - First Published: 11th May 2017 There’s nothing better than getting something for nothing, and cashback credit cards can offer just that! They can be the perfect way to earn cash rewards on everything you buy, so here we outline the top six available. Read More...

Improve your credit score with credit repair cards

Updated: 02nd May 2017 - First Published: 02nd May 2017 Many consumers could be benefitting from low-cost borrowing, with there being plenty of interest-free deals available in the credit card market. However, this won’t help those with a poor credit score, which is where credit repair cards come in. Read More...

Online card spending up by a quarter in two years

Updated: 24th April 2017 - First Published: 24th April 2017 The rise of online shopping means its little wonder online spending is ramping up, with research highlighting how rapidly this sector is expanding – internet spending has jumped by a quarter in two years, as growing numbers head to the web. Read More...

Don’t suffer from a credit blackout

Updated: 06th April 2017 - First Published: 06th April 2017 Applying for a credit card can be easier said than done. You need to have a stellar credit rating to even be considered, and unfortunately, this means that millions could be locked out of credit – and many aren’t even aware of the reasons why. Read More...

Moneyfacts Prepaid Card Star Ratings announced

Updated: 28th March 2017 - First Published: 28th March 2017 Ever thought of getting a prepaid credit card? It could be a great option if you want the convenience of card spending with the peace of mind that you won’t be able to get in debt, and we're here to help you find the best prepaid card for your needs. Read More...

Record-breaking 0% cards can aid pricey purchases

Updated: 28th February 2017 - First Published: 28th February 2017 It’s impossible to plan for unexpected expenses, but fortunately for consumers who may not have a large enough nest egg to dip into, there are an abundance of interest-free purchase credit cards to choose from that can help spread the cost. Read More...

Moneyfacts Credit Card Star Ratings announced

Updated: 01st February 2017 - First Published: 01st February 2017 Looking for a new credit card? If so, you’ll want one that meets your needs perfectly, and we're here to help! We’ve completed our assessment of the credit card market and awarded our Star Ratings accordingly, helping you find a card you can trust. Read More...

Credit card mistakes cost borrowers £948m

Updated: 12th January 2017 - First Published: 12th January 2017 At this time of year, many people could be turning to balance transfer credit cards in an attempt to overcome their Christmas debt. However, many of these borrowers could get caught out in the year ahead, and they could end up paying for it. Read More...

6 of the best balance transfer credit cards

Updated: 28th March 2017 - First Published: 06th January 2017 Does the thought of opening your credit card bills fill you with fear? If so, you're not alone! Christmas may be over, but unfortunately, many people will still be paying for it, after turning to credit to cover the cost of their festive spend. Read More...

Get a better credit score for the New Year

Updated: 05th January 2017 - First Published: 05th January 2017 A new year means a fresh start, and one of the best things you can do is take a cold, hard look at your finances – particularly when it comes to your credit score. Read More...

Do you have a festive financial hangover?

Updated: 09th January 2017 - First Published: 04th January 2017 Has all that festive indulgence left you with a hangover? We don’t just mean the traditional kind, either. Many people will be starting January with a hangover of the financial variety, so if you’re feeling the effects, it’s time to take control. Read More...

Shoppers get their credit card finances in order

Updated: 28th December 2016 - First Published: 28th December 2016 More than 650,000 new store and credit cards are expected to be taken out in January as savvy shoppers look to get their finances in order for the New Year. Read More...

Interest-free days on credit cards hit record high

Updated: 20th December 2016 - First Published: 20th December 2016 Competition in the credit card market has been surging ahead in the last year, with providers regularly launching market-leading interest-free deals to leapfrog one another - and as a result, average introductory terms have hit record levels. Read More...

Spooky reality of high balance transfer fees

Updated: 31st October 2016 - First Published: 31st October 2016 Credit card debt is scary at any time of year. While most might assume that opting for the longest deal on offer would save them the most, our data shows some of the longest deals can actually work out to be the most expensive. Read More...

Reward credit cards that become ‘pointless’

Updated: 25th October 2016 - First Published: 25th October 2016 If you regularly use cards to pay at the till, you may have considered opening a reward credit card to earn points every time you spend. However, not all of these cards are as rewarding as they may seem… Read More...

It’s looking to be a credit Christmas

Updated: 17th October 2016 - First Published: 17th October 2016 We are now less than 70 days away from Christmas, and with 70% of people admitting they haven’t started saving yet, millions will be needing to play catch-up - and plenty planning to turn to credit for some Christmas spending relief. Read More...

Can no credit score be as damaging as a bad one?

Updated: 12th October 2016 - First Published: 12th October 2016 Debt is becoming an increasing problem, which is why those who have no credit commitments often feel pretty smug about it. However, while not relying on credit is admirable, having no credit score can actually be just as damaging as having a bad one. Read More...

Know your credit score – key to better borrowing

Updated: 06th October 2016 - First Published: 06th October 2016 We all know how important it is to be credit savvy. It’s the only way to make credit work, which is why it’s so concerning that so few people know their credit score – and some don’t even know how much they’re borrowing. Read More...

Credit card interest hits new record high

Updated: 06th September 2016 - First Published: 06th September 2016 Given recent reports that everything is going down, from mortgage rates to savings interest, it is surprising to find that credit card interest is going up. The average credit card purchase rate has hit a record high of 22.8% APR. Read More...

Poor credit epidemic among under-25s

Updated: 02nd September 2016 - First Published: 02nd September 2016 Millions of young adults are damaging their future chances of getting a mortgage or loan by downgrading their credit rating before they turn 25, according to research from Amigo. Read More...

Don’t be shut off from credit

Updated: 16th August 2016 - First Published: 16th August 2016 Having a decent credit score is vital if you want to secure access to mortgages, loans or any other form of credit, yet unfortunately, a worrying number of people don’t seem aware of this fact – and are being shut off from credit as a result. Read More...

Millennials depend on credit to manage their money

Updated: 19th July 2016 - First Published: 19th July 2016 While many people turn to credit to help manage their finances from time to time, for some it’s a necessity, and research from Momentum has found that it’s a particular problem among the younger age groups. Read More...

Use credit sparingly to avoid a debt hangover

Updated: 05th July 2016 - First Published: 05th July 2016 Credit cards have long been seen as a popular payment method, but they need to be used sparingly. Thanks to increasingly tempting card limits, borrowers could find themselves in a spiral of debt, so we're here to help you avoid a debt hangover. Read More...

Credit card competition stalls

Updated: 24th June 2016 - First Published: 24th June 2016 Competition has been rife in the credit card market in recent years, with the number of products rising and interest-free terms getting a definite boost. But has the tide started to turn? Read More...

The dangers of not checking your credit score

Updated: 16th June 2016 - First Published: 15th June 2016 When was the last time you checked your credit score? If your answer is a while ago, you may be in for a shock, because not only could it become more difficult to access credit, but you may end up paying more for goods and services, too. Read More...

Concerns over credit card data breaches

Updated: 03rd June 2016 - First Published: 03rd June 2016 It’s easy to become complacent when it comes to your credit and debit card details. We’ve all had occasions where we’ve told friends or family members our full set of digits, but research is warning people to be on their guard. Read More...

Are credit increases pushing you into debt?

Updated: 03rd June 2016 - First Published: 03rd June 2016 Many people find that their credit card limit has unexpectedly been bumped up by their provider, and while that can lead to a quick rush of excitement, it can also mean that they end up borrowing more than they would have done. Read More...

Are you in the dark when it comes to credit checks

Updated: 26th May 2016 - First Published: 26th May 2016 Do you know when you’ll be credit checked? According to research from Amigo, a worrying number of people are in the dark, which could actually mean they’re less likely to be accepted for credit in the future. Read More...

Make sure you’re a savvy spender this Bank Holiday

Updated: 27th April 2016 - First Published: 27th April 2016 The long weekend is on its way! Extra free time means that we should make the most of it, but often that means reaching for the credit card to indulge in a bit of spending. But it doesn’t necessarily have to leave you completely out of pocket… Read More...

Spenders ditch cash in favour of cards

Updated: 04th April 2016 - First Published: 04th April 2016 At one time we all carried a bit of spare change to cover smaller purchases, but it seems that this tradition is gradually being eroded thanks to the convenience and speed of card transactions. Read More...

Do you know your credit score?

Updated: 24th March 2016 - First Published: 23rd March 2016 Being in control of your credit score can be key to ensuring you’re able to secure credit in the future, but research has found that very few people know their score – and even worse, that the average UK credit score is “poor”. Read More...

Rising confidence in credit card and loans market

Updated: 18th March 2016 - First Published: 17th March 2016 Competition in the credit card and personal loans market has been incredibly intense in recent years, and our latest research shows just how much of an impact this level of activity is having... Read More...

Credit card interest rate hits an all-time high

Updated: 29th February 2016 - First Published: 29th February 2016 The credit card market continues to be inundated with introductory interest-free deals, but all may not be as positive as it first appears, with our latest research showing that the average purchase rate has hit an all-time high. Read More...

How long will it take to pay off your credit card?

Updated: 23rd February 2016 - First Published: 23rd February 2016 If you’ve built up credit card debt, clearing it should be at the top of the agenda. But do you know how long it would take you to become debt-free? According to research from Debt Advisory Centre, few people know the answer… Read More...

Could you benefit from a credit detox?

Updated: 15th February 2016 - First Published: 15th February 2016 How do you rate your finances? According to research by AA Financial Services, many people are embarrassed by their money management skills, but that could lead to disappointment if you’re planning to apply for credit in the future… Read More...

Save over £70 a year using a money transfer card

Updated: 04th July 2017 - First Published: 09th February 2016 The credit card market continues to thrive, which is great news for borrowers seeking deals on purchases and balance transfers. Cards designed for money transfers shouldn’t be overlooked either, as they can be an innovative way of tackling debts... Read More...

7m will transfer a balance in 2016

Updated: 18th April 2017 - First Published: 13th January 2016 Are you thinking about taking the plunge with a balance transfer credit card this year? If so, you’re not alone, with research finding that 14% of those surveyed are considering transferring a credit card balance in 2016, and it could be a wise move. Read More...

A fresh battle for balance transfer customers

Updated: 12th January 2016 - First Published: 12th January 2016 The start of a new year is often a time when consumers decide to consolidate with a 0% balance transfer card, and providers are being particularly accommodating, with our figures showing that the start of 2016 has initiated a fresh rate war… Read More...

Beware of breaching 0% interest terms

Updated: 20th June 2017 - First Published: 08th January 2016 At this time of year, many people are flocking to 0% balance transfer cards in the hope of spreading the cost of their festive indulgence. But, it's vital to be truly organised, because if you miss a monthly repayment, you could be in for a shock. Read More...

Have a credit-savvy Christmas

Updated: 27th November 2015 - First Published: 24th November 2015 In exactly one month's time we'll be sitting around the Christmas tree, waiting patiently for the big day to get here. The question is, are you ready? If not, we thought we'd run through how you can get organised by using a trusty credit card. Read More...

Will you turn to credit this Christmas?

Updated: 23rd November 2015 - First Published: 23rd November 2015 The countdown to Christmas has well and truly begun, but the question is, are you ready for it? If you haven’t been saving religiously you may find it difficult to cover the cost, and unfortunately, this means that many people could turn to credit. Read More...

Watch out for surprise shopping fees!

Updated: 23rd November 2015 - First Published: 23rd November 2015 The festive shopping season is in full swing, but that means it’s even more important to be vigilant when it comes to your spending, because research has found that many people are caught out by unexpected credit card fees… Read More...

Take control of your credit rating – for free!

Updated: 20th November 2015 - First Published: 20th November 2015 Understanding your credit rating is vital if you want to make a successful credit application, and happily, it’s becoming easier than ever for consumers to get a handle on things - and even providers are getting involved. Read More...

Will a base rate rise affect your credit payments?

Updated: 03rd May 2017 - First Published: 17th November 2015 Any discussions over base rate tend to focus on what would happen to savings and mortgage rates in the event of an increase. But what about your credit card repayments? Well, it looks as though you could be caught out there, too... Read More...

Warning to cardholders – keep a close eye on fees

Updated: 16th November 2015 - First Published: 09th November 2015 If you’re a credit card holder, you should be keeping track of the fees at all times. However, thanks to the upcoming EU charge cap on interchange fees, this is becoming even more important, as you could start to pay more than you have in the past… Read More...

Credit card market found to work well for consumer

Updated: 04th November 2015 - First Published: 04th November 2015 According to estimates by the Financial Conduct Authority (FCA), there are around 30 million credit cardholders in the UK. It’s therefore crucial that such a market works well for consumers, and happily, this largely seems to be the case. Read More...

Don’t be haunted by your credit score

Updated: 26th May 2017 - First Published: 26th October 2015 Halloween is almost here, but while many will be looking forward to spooks of the traditional variety, others will have more distressing hauntings on their mind – and a poor credit score can be truly terrifying. Here's how to make it less scary. Read More...

Older borrowers are locked out of credit

Updated: 16th November 2015 - First Published: 20th October 2015 Have you ever found it difficult to secure finance? If you’re approaching retirement age, you could unfortunately be finding it increasingly tricky, with analysis showing that many older borrowers could find themselves locked out of finance. Read More...

Rise in low rate cards – but beware of charges

Updated: 16th November 2015 - First Published: 12th October 2015 Our latest research shows that the number of low rate credit cards has grown considerably in recent years, but while that’s good for borrowers seeking a simple way to manage their credit, they’re being urged to look out for high cash withdrawal fees. Read More...

How will you buy your next car?

Updated: 11th October 2017 - First Published: 18th September 2015 If you’re thinking of buying a car, just how are you planning to pay for it? This could well depend on how much you’re planning to spend, but given the fact that people are typically spending more on cars these days, many are turning to finance. Read More...

Pre-paid cards – the student lifesaver

Updated: 16th November 2015 - First Published: 17th September 2015 If your children are about to head off to university, one thing could well be at the forefront of your mind – just how will their finances cope? That's where pre-paid cards can come in. Read More...

The store card scandal revealed

Updated: 25th October 2017 - First Published: 01st September 2015 We’ve all been there. We take our chosen items to the till, only to be asked if we’d like to open a store card to save X% on our purchases. The question is, are you tempted? Many people are, but you may want to think twice before signing up. Read More...

Drive down debt with record credit card deals

Updated: 16th November 2015 - First Published: 26th August 2015 Looking to pay down your debt with a 0% balance transfer credit card? Well, we’ve got some great news, because not only is the average balance transfer fee at a record low, but interest-free deals have reached their longest ever terms! Read More...

The rising popularity of cards over cash

Updated: 25th April 2017 - First Published: 28th July 2015 When you’re at the till, do you instinctively reach for the cash, or your debit or credit card? Chances are, cards could be leading the way, with a growing number of people choosing this method of payment over traditional means. Read More...

Things to never do if you want a good credit score

Updated: 16th November 2015 - First Published: 01st July 2015 Having a good credit score is the key to a wealth of borrowing opportunities. It can quite literally open doors, so we thought we’d take a look at what you absolutely should NOT do if you want to build your score to credit-worthy heights. Read More...

Holidaying abroad? Pack the right card!

Updated: 23rd June 2015 - First Published: 23rd June 2015 Summer may officially be with us, but the lack of sunshine means it doesn’t really feel like it. It’s no wonder that so many people are jetting off to sunnier climes, and if you're one of them, sorting out holiday money should be first on the list. Read More...

Shift to card spending continues

Updated: 04th June 2015 - First Published: 04th June 2015 There’s an ongoing shift towards spending on debit and credit cards as opposed to using cash, even for low-value purchases, withe the value of card spending now at a record high. Read More...

The end of reward credit cards? Don’t lose out

Updated: 26th May 2017 - First Published: 02nd June 2015 Last week, Moneyfacts revealed that interest rates on credit cards have hit a record high, and there are also growing concerns that reward and cashback cards could soon become a thing of the past. So how can you make sure you don’t lose out? Read More...

Credit card interest hits record high

Updated: 27th May 2015 - First Published: 26th May 2015 Interest rates charged on credit cards have hit a record high amid fears for the future of reward cards following a new ruling by the EU. Read More...

Know your credit score

Updated: 19th May 2015 - First Published: 18th May 2015 When used wisely, credit cards can be a great way to help manage your spending, but making the most of them is key. One of the most important things you can do is know your credit score, but not everyone realises how vital it can be. Read More...

How often do you flex the plastic?

Updated: 13th May 2015 - First Published: 13th May 2015 When you head to the high street, what’s your payment method of choice? Chances are, credit or debit cards are beginning to overtake cash, with research from The UK Cards Association finding that card transactions have hit record levels. Read More...

Why it pays to be registered to vote

Updated: 20th April 2015 - First Published: 20th April 2015 The deadline of being able to register to vote in this year’s general election is fast approaching. But, there’s more to it than that – did you know that being registered can help your financial future as well as your political one? Read More...

How much do you spend online?

Updated: 25th April 2017 - First Published: 08th April 2015 Do you spend money online? The answer is probably yes, so perhaps a more appropriate question is how often, or even how much, because research has revealed that the typical online transaction far outweighs the average in-store purchase… Read More...

Can you do your credit card sums?

Updated: 26th March 2015 - First Published: 26th March 2015 Working out how long it will take to pay off your credit card balance can require some serious maths skills, but sadly it seems as though many of us get in a muddle when asked to do the sums. Read More...

Cost of borrowing falls in credit card market

Updated: 23rd March 2015 - First Published: 20th March 2015 Do you have a credit card, or are you thinking of getting one? If so, it could be a great time to go about it – research from Moneyfacts has revealed... Read More...

Will you use credit this year?

Updated: 22nd December 2016 - First Published: 11th March 2015 Credit can often be a valuable way to help manage your money, but sometimes, it can be the route to a cycle of debt. This perhaps explains why... Read More...

Will you switch your credit card this year?

Updated: 24th May 2017 - First Published: 25th February 2015 Are you thinking about switching your credit card? Well, you’re in good company. Research has found that around 25% of card holders plan to transfer some or all of their balance to a new card, and they’re doing so to take advantage of 0% deals. Read More...

Will you pile on the pounds this Christmas?

Updated: 11th December 2014 - First Published: 11th December 2014 Christmas is a time for over-indulgence of just about every kind, and a growing number of people choose to fund their festive excess with credit cards. Read More...

Will you use credit to pay for Christmas?

Updated: 25th November 2014 - First Published: 25th November 2014 Have you started your Christmas shopping yet? If not, it could be time to get cracking. The big day is now only a month away so you’ll want to start ticking people off that list, but there’s one more thing to consider - how you’ll pay for it. Read More...

How to be a savvy credit card user

Updated: 12th April 2017 - First Published: 10th November 2014 Competition in the credit card market has never been so fierce, yet it doesn’t look as though consumers are taking advantage of it. In fact, a lot aren’t savvy at all, with many shoppers paying far more interest than they need to. Read More...

Could a credit card improve your finances?

Updated: 01st August 2014 - First Published: 31st July 2014 Credit cards, when used wisely, can be a great way to help you manage your budget and can even clear debt if you’ve overspent. However, they’re often not thought of as a way to actually improve your finances – but perhaps they should be. Read More...

Have small loans had their day?

Updated: 15th July 2014 - First Published: 15th July 2014 Once upon a time, if you wanted to borrow a small amount of money at a competitive rate, small personal loans would have been your first port of call. But that all changed when 0% credit cards came into the mix... Read More...

Top tips to benefit from balance transfer cards

Updated: 14th July 2014 - First Published: 14th July 2014 If you’ve overspent on your credit card and can’t afford to repay the amount in full, you may want to consider switching it to a 0% interest deal - and with the ongoing price war on balance transfer cards, there’s no better time. Read More...

Top 5 travel credit cards

Updated: 26th June 2017 - First Published: 08th July 2014 If you’re getting ready for that much-needed holiday, sorting out your money should be a top priority. Spending abroad might sound easy but it can be costly if you do it the wrong way, so we've rounded up the top cards in the travel market to help. Read More...

Introductory purchase – the new credit card war

Updated: 08th July 2014 - First Published: 08th July 2014 Credit card providers have long been doing battle to get our custom. For years that battleground has been to do with balance transfers, but that could be coming to an end. Read More...

Card spending tops £0.5 trillion

Updated: 03rd October 2017 - First Published: 04th June 2014 When was the last time you paid for something by card? Chances are it was pretty recently, and you’re not alone. Paying this way is increasingly becoming the norm, and a fresh report has revealed the growing extent of card payments in the UK. Read More...

Are you being misled by credit advertising?

Updated: 24th August 2017 - First Published: 16th May 2014 Have you ever been led into believing an attractive advertisement or an exciting claim only to find out the product you spent your hard-earned cash on doesn’t live up to expectations? Read More...

Take advantage of the balance transfer war

Updated: 14th May 2014 - First Published: 14th May 2014 Things are definitely hotting up in the balance transfer market. Credit card providers are actively competing for your business with everyone clamouring to offer the best possible terms, so why not take advantage of it? Read More...

6 ways to make the most of your credit card

Updated: 14th August 2017 - First Published: 15th April 2014 Many of us use credit cards on a regular basis, and although they can be hugely beneficial you could find yourself in difficulties if you don't use them wisely. So, we’ve put together six ways to make the most of your card so you come out on top. Read More...

Bank customers to get back £149m in charges

Updated: 26th March 2014 - First Published: 26th March 2014 Consumers often find themselves unwillingly handing money over to banks and building societies in the form of charges, fees and interest on their borrowing, so it’s always a boost when they’re able to get something back. Read More...

Make the most of record balance transfer deals

Updated: 14th February 2014 - First Published: 11th February 2014 Competition in the balance transfer market is definitely heating up, with lenders tempting you to transfer your debt to them so you can benefit from record interest-free periods. Read More...

Be warned of only making minimum repayments

Updated: 03rd February 2014 - First Published: 03rd February 2014 Turning to credit cards can be a great choice for a lot of people, but the key to keeping things under control is careful financial management. Read More...

Heading abroad? Then consider pre-paid cards

Updated: 17th January 2014 - First Published: 17th January 2014 The January blues have got a lot of people longing for some winter sun. In fact, according to figures from the Association of British Travel Agents this is traditionally the busiest week for holiday bookings. Read More...

Top 5 balance transfer cards

Updated: 09th January 2014 - First Published: 09th January 2014 The festive season has been and gone, but unfortunately a lot of people will still be paying for it. Well, if you’re one of them, why not use balance transfer credit cards to clear your Christmas debt? Read More...

Festive spend on the up – so be credit conscious

Updated: 13th December 2013 - First Published: 13th December 2013 A lot of surveys have been released over the last few weeks revealing just how much Brits are planning to spend on Christmas this year, with the latest estimate from American Express coming in at an impressive £904. Read More...

Consumers to spend, spend, spend on Cyber Monday

Updated: 02nd December 2013 - First Published: 02nd December 2013 Cyber Monday, touted as being the biggest online shopping day of the year, is in full swing as consumers try to grab those must-have Christmas bargains and make their way down their Christmas list. Read More...

Top five cashback credit cards

Updated: 18th April 2017 - First Published: 29th November 2013 Cashback credit cards can be a great way to gain tax-free cash rewards on your spending and, if managed efficiently, can offer a host of benefits. Read More...

Cracking Christmas credit cards

Updated: 22nd November 2013 - First Published: 20th November 2013 ‘Tis (almost) the season to be jolly, but before all that festive fun chances are you’ve got a bit of shopping to do. If you’re turning to credit to fund things you’ll want to find cards that can offer great 0% interest deals. Read More...

Consumers’ spending power still stalled

Updated: 18th November 2013 - First Published: 18th November 2013 Despite the UK supposedly being on the road to recovery, consumers are still feeling the pinch with their spending power suffering as a result. Read More...

Top 5 balance transfer credit cards for Christmas

Updated: 29th October 2013 - First Published: 29th October 2013 With Christmas rapidly approaching a lot of consumers are looking for ways to cut the cost of their festive spending. Well, why not use balance transfer credit cards to spread the cost? Read More...

Cracking cashback credit cards

Updated: 18th October 2013 - First Published: 18th October 2013 Cashback credit cards can be a great way to earn tax-free cash rewards on your spending and, if managed efficiently, can offer a host of benefits. Read More...

Billions set aside for new mis-selling scandal

Updated: 22nd August 2013 - First Published: 22nd August 2013 Millions of people who were mis-sold card protection and ID fraud products could be in line for hundreds of pounds in compensation. Read More...

Top 5 cashback credit cards

Updated: 30th October 2017 - First Published: 21st August 2013 Cashback credit cards can be a great way to earn tax-free cash rewards on your spending and, if managed efficiently, can offer a host of benefits. Read More...

Rail fares hiked by at least 4.1%

Updated: 15th August 2013 - First Published: 14th August 2013 Rail fares across the UK are set to rise by at least 4.1% in January after inflation figures were revealed yesterday. Read More...

Halifax revamps All in One Online MasterCard

Updated: 12th April 2017 - First Published: 05th August 2013 Halifax has introduced a number of changes to its popular All in One Online Credit Card, offering highly competitive introductory 0% interest offers on purchases and balance transfers. Read More...

EU rules to limit retailer card fees

Updated: 23rd June 2017 - First Published: 02nd August 2013 The European Commission has proposed new rules to create a cap on fees charged to retailers by credit and debit card providers. Read More...

Barclaycard ups the balance transfer ante

Updated: 02nd August 2013 - First Published: 02nd August 2013 Competition in the credit card market heated up this week, as Barclaycard unveiled its latest market-leading balance transfer card. Offering cardholders 0% on balance transfers for 28 months, the longest period ever seen in the market! Read More...

The best cards to take on holiday

Updated: 15th November 2017 - First Published: 18th July 2013 Taking a credit, debit or prepaid card on holiday can be a safer alternative to taking cash. But although it's safer, it can sometimes work out more expensive if you haven't been selective enough about which flexible friend to take. Read More...

Top 5 travel credit cards for use abroad

Updated: 25th June 2013 - First Published: 25th June 2013 A number of credit cards designed specifically for overseas usage are available. These types of cards can provide peace of mind, particularly to people who are looking to travel abroad frequently or for a long period of time. Read More...

Video: 0% balance transfer periods on the BBC

Updated: 07th December 2016 - First Published: 06th June 2013 Appearing on BBC Breakfast this week, Editor of Moneyfacts.co.uk, Sylvia Waycot, stated that the longest 0% balance transfer period currently stands at 27 months. Read More...

Cardholders favour rewards offers

Updated: 30th May 2013 - First Published: 30th May 2013 Almost a quarter (21%) of consumers would switch to another credit card if it offered better rewards on their spending, according to a study by M&S Bank. Read More...

Cost of holidaying abroad rises

Updated: 17th May 2013 - First Published: 17th May 2013 The overall cost of a family summer holiday has increased by an average of £128 since this time last year, according to research by M&S Bank. Read More...

Credit cards helping to bridge the gap

Updated: 29th April 2013 - First Published: 29th April 2013 A large number of UK households are struggling to make their monthly salary last and are regularly turning to their credit cards to help make ends meet, a new survey has found. Read More...

Top 5 cracking balance transfer credit cards

Updated: 25th April 2013 - First Published: 25th April 2013 Credit cards offering 0% on balance transfers are a popular choice amongst customers who wish to use their available credit from one card to pay off the balances due on one or more other cards. Read More...

Government bans “excessive” card surcharges

Updated: 08th April 2013 - First Published: 08th April 2013 The cost of booking flights, train seats or concert tickets is to become less painful for consumers, thanks to a new Government ban on large surcharges. Read More...

Top 5 0% introductory purchase credit cards

Updated: 04th April 2013 - First Published: 04th April 2013 A large number of credit cards offer introductory deals on purchases, allowing you to spend on your card without being charged any interest for a set period. Read More...

Five of the best cashback credit cards

Updated: 13th March 2013 - First Published: 13th March 2013 Cashback credit cards can be a fantastic way to reap tax-free rewards on your spending, which at certain times of the year, such as the fast approaching Easter bank holiday, can be particularly handy! Read More...

Top 6 balance transfer credit cards

Updated: 04th January 2013 - First Published: 04th January 2013 If you've run up debts on high rate credit cards or store cards, then transferring your balance to a 0% or low-rate lifetime card can help. Read More...

Top 6 cashback credit cards

Updated: 11th December 2012 - First Published: 11th December 2012 Cashback credit cards can be a great way to earn tax-free cash rewards on each spend you make, which, during the busy Christmas shopping season, could amount to quite a few! Read More...

The Barclaycard Platinum balance transfer review

Updated: 28th February 2017 - First Published: 05th December 2012 As of today, 5 December 2012, the Barclaycard Platinum card is the longest balance transfer card in the market offering a whopping 24 months 0% interest for balance transfers. Read More...

Top tips for 0% purchase card spending

Updated: 31st December 2012 - First Published: 30th November 2012 The Christmas shopping season is in full swing, with millions of us pounding high streets up and down the country to bag the best gifts for our loved ones. Read More...

Sun, sea, sand…..and credit cards

Updated: 30th November 2012 - First Published: 26th November 2012 If you are fortunate enough to be flying or sailing away to sunnier climes this winter, take some time to plan your spending costs before leaving the UK. Read More...

Battle of the longest 0% balance transfer cards!

Updated: 22nd May 2017 - First Published: 22nd November 2012 Competition was fierce in the 0% balance transfer market with Natwest and Barclaycard both offering cards at 0% for 23 months. Now there's a 24 month competitor. Read More...

Christmas' Little Helper: your credit cards!

Updated: 07th July 2017 - First Published: 22nd November 2012 Most of us use credit cards to help spread the cost of Christmas, but which ones are best for what you require? Read More...

Four steps to savvy spending this Christmas

Updated: 23rd November 2012 - First Published: 22nd November 2012 Hitting the high street this time of year can be a stressful experience, leaving our bank balances feeling as drained as our patience. Read More...

Rise in consumer credit

Updated: 14th September 2012 - First Published: 14th September 2012 High street consumer credit enjoyed growth in almost all areas in July, according to the Finance & Leasing Association (FLA). Read More...

Plastic is fantastic, according to spenders

Updated: 05th September 2012 - First Published: 04th September 2012 The desire to carry cash is waning for many consumers, as card transactions become the favoured method of spending. Read More...

Mobile phone operator teams up with MasterCard

Updated: 09th June 2017 - First Published: 28th August 2012 Customers of Orange and T-Mobile networks will soon be able to leave their wallets at home and make payments via their mobile phones, following a new ‘wave and pay’ service. Read More...

Longest 0 interest cards offer up to 50 % off fees

Updated: 12th December 2012 - First Published: 07th August 2012 Credit cards with 0 interest are at their longest ever and some providers are offering up to 50% reductions to the balance transfer fee to pay off credit card debt. Here is a selection of the longest deals available: Read More...

Contactless payment limit increased to £20

Updated: 28th August 2012 - First Published: 31st May 2012 The amount people can pay using contactless card technology is to increase from tomorrow. Read More...

Barclaycard launches ‘PayTag’

Updated: 28th August 2012 - First Published: 19th April 2012 Barclaycard is making it even easier for its credit card customers to make contactless payments having launched ‘PayTag’ – a mini-card that can be stuck to the back of mobile phones. Read More...

Credit Cards to help improve your credit rating

Updated: 12th April 2017 - First Published: 05th April 2012 For lots of people, the stigma of having a bad credit record has narrowed their options considerably, so rebuilding their credit score has taken on a whole new meaning. Read More...

Borrowers struggle with Christmas credit hangover

Updated: 02nd April 2012 - First Published: 02nd April 2012 Britons have been urged to make savings plans for next Christmas after research revealed one in seven people are still trying to pay off the credit bills they ran up last year. Read More...

Credit card statements to be overhauled

Updated: 28th March 2012 - First Published: 28th March 2012 The UK’s 31 million credit card holders can soon expect to see a new type of credit card statement hitting their doormats. Read More...

Credit card benefits thin on the ground

Updated: 12th March 2012 - First Published: 12th March 2012 Added benefits on credit cards are highly regarded by consumers, but they are few and far between in some cases, research from Moneyfacts.co.uk has found. Read More...

Reward credit cards on the rise

Updated: 08th March 2012 - First Published: 08th March 2012 People are being given more chance than ever to be rewarded when they spend on their credit cards, new research has found. Read More...

Credit card use on the wane

Updated: 06th February 2012 - First Published: 06th February 2012 Credit card use dropped off last year, as more people found alternative ways to access finance. Read More...

Product focus: Balance transfer credit cards

Updated: 13th January 2012 - First Published: 13th January 2012 Recent research by Moneyfacts.co.uk has shown that balance transfer deals are at their longest ever, but the average balance transfer fee is at an all time high. Read More...

Watch out for fees, credit card customers warned

Updated: 12th January 2012 - First Published: 12th January 2012 People looking to begin the New Year with a new credit card have been urged to watch out for high fees. Read More...

Big rise in credit card use predicted

Updated: 04th January 2012 - First Published: 04th January 2012 Over 12 million people will spend this January relying on their credit cards to fund day-to-day costs, worrying new figures show. Read More...

Product focus: Credit cards

Updated: 14th December 2012 - First Published: 23rd December 2011 The annual shopping frenzy that is the New Year sales is just around the corner. Read More...

Excessive card charges to be banned

Updated: 15th August 2017 - First Published: 23rd December 2011 The practice of loading expensive charges onto card purchases such as air travel or online bookings is to be outlawed by the end of next year. Read More...

Product focus: Credit cards

Updated: 14th December 2012 - First Published: 16th December 2011 This December customers may have opted for online shopping for a more hassle free Christmas. Read More...

Product focus: Low purchase rate credit cards

Updated: 14th December 2012 - First Published: 30th November 2011 In anticipation of the New Year, some customers may be coming out of an introductory deal or just looking to take out a credit card offering a simplified low rate for purchases. Read More...

Three million plan money saving credit card switch

Updated: 22nd November 2011 - First Published: 22nd November 2011 Around three million people are planning to take out new credit cards over the next 12 months because the interest free period on their cards has expired. Read More...

Product focus: 0% purchase cards

Updated: 17th November 2011 - First Published: 17th November 2011 With Christmas and the New Year vast approaching many families may consider consolidating their credit card debts for a fresh start but are also looking to buy seasonal gifts. Read More...

Look to cashback this Christmas

Updated: 14th December 2012 - First Published: 04th November 2011 With the Christmas season fast approaching, people will be getting their finances in order for what is likely to be an expensive time. Read More...

Product focus: Cashback cards

Updated: 14th December 2012 - First Published: 31st October 2011 The weeks leading up to Christmas can be an expensive time, with the cost of gifts and food adding up. Read More...

Product focus: Credit cards

Updated: 21st October 2011 - First Published: 21st October 2011 With Christmas fast approaching many people will be hitting the shops or heading online to make numerous purchases. Read More...

PM calls on Britons to pay credit card bills

Updated: 05th October 2011 - First Published: 05th October 2011 David Cameron is to call on Britons to pay off their credit card bills to help the UK out of its economic problems. Read More...

Santander launches 123 Cashback card

Updated: 11th October 2011 - First Published: 05th September 2011 Santander has launched a new cashback card that offers holders returns of up to 3% on their spends. Read More...

Halifax delivers balance transfer leader

Updated: 17th August 2011 - First Published: 17th August 2011 Halifax has extended its 0% balance transfer offer to a market leading 22 months. Read More...

Card usage abroad on the rise

Updated: 14th December 2012 - First Published: 11th August 2011 Holidaymakers are set to waste millions of pounds by using their credit cards when they are abroad. Read More...

Battle for credit card supremacy breaks out

Updated: 19th July 2011 - First Published: 19th July 2011 A war appears to have broken out in the credit card market with the winners set to be the borrowers who are struggling to pay off their debts. Read More...

Barclaycard launches 24 month 0% BT card

Updated: 01st August 2011 - First Published: 18th July 2011 Barclaycard has stormed ahead in the balance transfer market, with a new card that has a 0% interest period of 24 months. Read More...

Halifax card is the one and only

Updated: 08th July 2011 - First Published: 08th July 2011 Halifax has extended the terms on its All in One MasterCard. Read More...

Credit card customers missing out on rewards

Updated: 05th July 2011 - First Published: 05th July 2011 Credit card customers are missing out on billions of pounds in rewards, and have been encouraged to ditch their ‘passive plastic’. Read More...

Product focus: 0% balance transfer cards

Updated: 01st July 2011 - First Published: 01st July 2011 The number of credit cards offering balance transfer periods of 13 months or more has risen considerably over recent years, suggesting a return to a competitive market. Read More...

Number of balance transfer cards soars

Updated: 09th February 2012 - First Published: 30th June 2011 Our research reveals the number of balance transfer credit cards soared in the last 2 years. Read More...

Virgin Money improves balance transfer card

Updated: 24th June 2011 - First Published: 24th June 2011 Virgin Money has made some changes to its 0% balance transfer card, turning it into an even better proposition. Read More...

Play your cards right

Updated: 28th June 2011 - First Published: 03rd June 2011 Almost all of us have a credit card or two tucked away, but is your plastic friend the right companion for you? Read More...

£30 for using your Barclaycard to buy petrol

Updated: 10th March 2017 - First Published: 02nd June 2011 Get up to £30 cashback from Barclaycard for buying petrol on your credit card. But how does this compare to similar offers in the market? Read More...

Product focus: 0% purchase cards

Updated: 13th June 2011 - First Published: 01st June 2011 There are a number of different credit cards on the market aimed at different types of customers. Read More...

Product focus: Cashback credit cards

Updated: 14th December 2012 - First Published: 27th May 2011 Cashback cards are best suited to cardholders who can ensure their balance will be paid in full each month. Read More...

Find the right credit card for you

Updated: 22nd September 2011 - First Published: 19th May 2011 One of the most competitive corners in personal finance over the last year has been the credit card market. Read More...

Tesco Card increases 0% purchase offer

Updated: 18th May 2011 - First Published: 16th May 2011 Tesco Bank joins the fight for 0% spending by increasing its introductory purchase credit card term to 15 months. Read More...

Get 18 months at 0% with Bank of Scotland

Updated: 09th May 2011 - First Published: 09th May 2011 Bank of Scotland has increased the length of time credit card customers can get a rate of 0% on balance transfers. Read More...

Product focus: Credit cards

Updated: 09th May 2011 - First Published: 09th May 2011 The summer months can be an expensive time, with many people turning to their credit cards to help finance family holidays and excursions. Read More...

Santander increases 0% balance transfer term

Updated: 09th May 2011 - First Published: 09th May 2011 Santander has made great strides in the 0% balance transfer market by increasing the introductory term on its credit card. Read More...

Credit card rates soar

Updated: 05th May 2011 - First Published: 05th May 2011 Credit card rates have rocketed in the first months of this year, with increases of up to 2.0%, research from Moneyfacts.co.uk has revealed. Read More...

Are you ready for the bank holiday bonanza?

Updated: 22nd September 2011 - First Published: 21st April 2011 It seems like only yesterday that the kids were unwrapping their Christmas presents, yet Easter is already upon us. Read More...

BT card from Sygma Bank now offers 17 months at 0%

Updated: 05th October 2017 - First Published: 20th April 2011 The balance transfer card from Sygma Bank UK has had its 0% balance transfer period increased from 15 months to 17 months. Read More...

Product focus: Credit cards

Updated: 15th April 2011 - First Published: 15th April 2011 Customers who are carrying forward an existing credit card debt may be interested in switching to a card with an introductory 0% balance transfer deal. Read More...

Halifax to simplify credit card charges

Updated: 29th June 2017 - First Published: 12th April 2011 Halifax has revealed it is to simplify the interest rates it charges on the credit cards of existing customers. Read More...

What do you look for in a credit card?

Updated: 05th April 2011 - First Published: 05th April 2011 The credit card market has changed significantly in recent years, with consumers now able to earn rewards, get cash back and pay 0% on purchases from their plastic friends. Read More...

Call to end excessive credit and debit charges

Updated: 30th March 2011 - First Published: 30th March 2011 Companies charging big fees on credit and debit card transactions have come under fire. Read More...

The 0% balance transfer market hots up

Updated: 31st March 2011 - First Published: 17th March 2011 At this time of year the money savvy amongst us will usually be running the rule over new ISA accounts, but the 0% balance transfer market is worth more than a moment of your time. Read More...

Virgin Money increases 0% period

Updated: 04th April 2011 - First Published: 16th March 2011 Virgin Money has increased its 0% balance transfer period to 18 months, one of the longest terms on the market. Read More...

MBNA 0% offer is platinum standard

Updated: 21st March 2011 - First Published: 16th March 2011 MBNA Europe Bank has got involved with the 0% balance transfer battle, increasing its introductory offer. Read More...

Barclaycard leads UK's 0% balance transfer race

Updated: 21st March 2011 - First Published: 16th March 2011 Barclaycard blows open the 0% balance transfer credit card market with the UK's longest 0% balance transfer at 20 months with 25% off fees. Read More...

Card fraud falls to ten-year low

Updated: 09th March 2011 - First Published: 09th March 2011 Fraud losses on UK credit and debit cards have fallen to their lowest annual total since 2000, new figures have revealed. Read More...

Get 18 months at 0% with Barclaycard

Updated: 14th December 2012 - First Published: 24th February 2011 Barclaycard has provided a shot in the arm of the credit card market by launching a product with the longest ever 0% balance transfer period. Read More...

Top all-rounder card from Nationwide

Updated: 21st March 2011 - First Published: 24th February 2011 Nationwide has launched a new credit card that should appeal to consumers looking for a good all rounder. Read More...

Product focus: Credit cards

Updated: 14th February 2011 - First Published: 14th February 2011 Months of cold weather and dark evenings may have had many of us dreaming of escaping to sunnier climes. Read More...

The price that you can put on love…

Updated: 22nd September 2011 - First Published: 14th February 2011 On the day when Cupid’s arrow flies more frequently than any other, the cost of finding true love has been revealed. Read More...

Super complaint made about excessive card charges

Updated: 11th February 2011 - First Published: 11th February 2011 A super-complaint has been made against the practice of high surcharges that are forced on consumers when they pay with a credit or debit card. Read More...

Credit card rates hit 13 year high

Updated: 01st February 2011 - First Published: 01st February 2011 Unlucky for some –the average credit card rate has hit a 13 year high, research conducted by Moneyfacts.co.uk has found. Read More...

Product focus: Reward Credit cards

Updated: 01st February 2011 - First Published: 01st February 2011 If you are one of those people who pays their credit card balance off in full each month, then it is possible to get something for nothing from the credit card companies with a reward or loyalty scheme. Read More...

January squeeze sees Britons turn to their cards

Updated: 01st February 2011 - First Published: 31st January 2011 More than 11.5 million people turned to their credit cards to see them through the long January month. Read More...

Product focus: Credit cards

Updated: 25th January 2011 - First Published: 24th January 2011 Customers who are able to pay off their credit debt in full and on time each month, may be interested in credit cards that offer cashback. Read More...

Halifax increases balance transfer period

Updated: 22nd September 2011 - First Published: 20th January 2011 Halifax has increased its 0% balance transfer period, taking it to within just two months of the market leader. Read More...

RBS/NatWest widen credit card offer

Updated: 13th January 2011 - First Published: 13th January 2011 Royal Bank of Scotland and NatWest have opened the availability of the Platinum Credit Card Mastercard to all customers who apply online. Read More...

UK a nation of credit shifters

Updated: 14th December 2012 - First Published: 04th January 2011 UK credit card holders are set to shift a total of £2.8 billion onto new cards in 2011, new figures show. Read More...

0% balance transfer market comes to the boil

Updated: 31st December 2010 - First Published: 31st December 2010 The number of 0% Balance Transfer Credit Cards is at its highest since December 2007. As well as eight cards offering a 0% period of 16 months, Barclaycard's Platinum with BT Visa is offering 17 months - the longest ever offered. Read More...

Longest ever 0% balance transfer card launched

Updated: 31st December 2010 - First Published: 30th December 2010 Those that overdid their credit card spending this Christmas could be in luck, as the longest ever 0% balance transfer deal has been launched. Read More...

Credit card companies to ring the changes

Updated: 29th December 2010 - First Published: 29th December 2010 The UK’s 30 million credit card holders are set to benefit from a number of new rules that will give them greater control over their finances. Read More...

Travellers warned on credit card charges abroad

Updated: 22nd September 2011 - First Published: 23rd December 2010 Those lucky enough to be holidaying at Christmas this year have been warned to be aware of the charges they could incur on their credit cards. Read More...

Product focus: Credit cards

Updated: 22nd September 2011 - First Published: 20th December 2010 If one of your resolutions for 2011 is to sort out your credit card debt, then it may be worth looking at balance transfer credit cards. Read More...

Last minute Christmas credit card bill hits £2bn

Updated: 17th December 2010 - First Published: 17th December 2010 As the countdown to Christmas enters its final week, it has been predicted that the nation will spend some £6.7 billion over the next seven days. Read More...

Britons box clever with credit cards

Updated: 06th December 2010 - First Published: 06th December 2010 Consumers are increasingly boxing clever when it comes to their credit cards, new figures have revealed. Read More...

I’m dreaming of…….an online Christmas

Updated: 06th December 2010 - First Published: 06th December 2010 Britons are planning to raid online retailers this Christmas, as almost half of all festive gifts are to be purchased on the internet. Read More...

Is your credit card provider playing fair?

Updated: 24th November 2010 - First Published: 24th November 2010 Credit card borrowers are counting down the days until new rules come into force which could save them hundreds of pounds. Read More...

Drive away the petrol price rise blues

Updated: 10th November 2010 - First Published: 10th November 2010 Motorists might be wondering why their wallets are once again feeling a little bit lighter than usual. Read More...

Have you got your Christmas cards sorted?

Updated: 05th November 2010 - First Published: 03rd November 2010 There are just 51 days to go until Christmas, but have you got the right credit card to see you up to the festive period and beyond? Read More...

Are you ready for the big half term getaway?

Updated: 07th December 2016 - First Published: 19th October 2010 It seems like only yesterday that the kids went back to school after the summer holidays yet half term is already nearly upon us. Read More...

Coalition considers cap on credit card interest

Updated: 15th October 2010 - First Published: 15th October 2010 Interest rates charged on store and credit cards could be capped after the Government launched a review into consumer borrowing. Read More...

Debt warning as credit card spending rises

Updated: 28th October 2010 - First Published: 13th October 2010 Consumers’ increasing use of credit cards could lead to an escalation in debt problems in the UK, it has been warned. Read More...

Card fraud falls to ten year low

Updated: 06th October 2010 - First Published: 06th October 2010 Credit card fraud in the first half of 2010 fell to its lowest level in a decade, with a number of initiatives contributing to the decline. Read More...

Pull off a sensational last minute transfer deal

Updated: 24th September 2010 - First Published: 24th September 2010 Your last chance to secure one of the best 15 month balance transfer credit card products in the market. Read More...

MBNA deserves credit for Platinum Card

Updated: 25th October 2017 - First Published: 23rd September 2010 MBNA Europe Bank has launched a couple of new credit cards that are likely to be real hits. Read More...

Have your credit card cake and eat it……

Updated: 23rd September 2010 - First Published: 22nd September 2010 We’ve all been there, despairing at the rate we’re paying on our credit card balance while decrying the interest level which we’re charged on purchases. Read More...

Turn your last minute holiday into a real bargain

Updated: 16th September 2010 - First Published: 17th September 2010 Last minute holidays can often be bought for a bargain, but it’s important that you make sure you pay for them in the most cost efficient way. Read More...

Cash in with a cashback card before Christmas

Updated: 20th November 2017 - First Published: 16th September 2010 With just 100 days before Christmas, the build up to the festive season and all its expense is well and truly on. Read More...

Sainsbury’s Finance tempt frequent travellers

Updated: 09th September 2010 - First Published: 08th September 2010 Sainsbury's Finance, credit cards Read More...

Tipping the balance in your favour

Updated: 07th July 2017 - First Published: 03rd September 2010 After a summer of spending, many of us may feel a slight twinge of anxiety on opening our credit card bills. Read More...

Five minute finance: Paying down debt

Updated: 31st August 2010 - First Published: 31st August 2010 Moneyfacts.co.uk research shows that even though we are currently experiencing the lowest Bank base rate in history, the average personal loan rate is 12.6% and the average overdraft rate is 14.12%. Read More...

AA drives credit cards to new heights

Updated: 24th August 2010 - First Published: 24th August 2010 AA has hit the road to credit card success by extending the length of its 0% introductory purchase deal. Read More...

Barclaycard extends 0% offer to 16 months

Updated: 23rd August 2010 - First Published: 23rd August 2010 Barclaycard has stormed to the top of the balance transfer tables after extending its 0% credit card to 16 months. Read More...

Pull off a stand-out transfer deal

Updated: 20th August 2010 - First Published: 20th August 2010 A stand out choice if you’re looking to shift your debt onto a 0% balance transfer card is the Barclaycard Platinum Balance Transfer Visa, which has just benefitted from the interest free period rising from 15 months to 16 months! Read More...

Who and what is a prepaid card good for?

Updated: 12th April 2017 - First Published: 10th August 2010 Prepaid Cards are perfect for those who need to keep a check on their spending. Especially students starting university to keep student debts in check. These cards allow you to manage your finances and no credit checks are required. Read More...

Is your credit card right for you?

Updated: 06th August 2010 - First Published: 06th August 2010 The UK public’s love affair with credit cards is well documented, but is your plastic friend the right companion for you? Read More...

Millions to be wasted in foreign card charges

Updated: 02nd August 2010 - First Published: 02nd August 2010 Britons are set to waste millions of pounds by running up large credit card charges on their holidays this year. Read More...

The season to switch?

Updated: 28th July 2010 - First Published: 28th July 2010 It is understandable that people want to wile away their days in the summer, but putting off switching your credit card when rates are so high is nigh on unforgivable. Read More...

Tesco Bank improves credit card offering

Updated: 28th July 2010 - First Published: 26th July 2010 Tesco Bank has improved the terms of its already popular credit card. Read More...

Time to switch? Credit card rates hit 8 year high

Updated: 28th July 2010 - First Published: 14th July 2010 Consumers with credit cards are being urged to look carefully at their bills after the interest rates charged by lenders hit their highest level for eight years. Read More...

Holidaymakers hitting their credit cards

Updated: 09th July 2010 - First Published: 09th July 2010 Millions of people are willing to get further into debt just to get away this summer. Read More...

Get some clarity with a credit card from Halifax

Updated: 09th July 2010 - First Published: 09th July 2010 Halifax has launched a new credit card that should appeal to consumers looking for low rates on purchases and cash. Read More...

Barclaycard extends balance transfer period

Updated: 16th July 2010 - First Published: 06th July 2010 Barclaycard has increased the period on which it charges 0% on balance transfers on its Platinum with Purchase Visa. Read More...

New credit card from Sygma takes the plaudits

Updated: 03rd May 2017 - First Published: 06th July 2010 Sygma Bank UK has burst onto the bustling credit card market with a product that sits just below the market leader in its field. Read More...

Finding the credit card to suit you

Updated: 29th June 2010 - First Published: 29th June 2010 Despite the obvious problems in the financial world, the credit card market has been a hive of activity in recent months, as providers battle for customers. Read More...

Halifax/Bank of Scotland makes credit card mark

Updated: 15th November 2017 - First Published: 25th June 2010 The Rewards Mastercard from Halifax and the Bank of Scotland is now really making its mark in the world of credit cards. Read More...

A transfer to savour from Nationwide

Updated: 23rd June 2010 - First Published: 23rd June 2010 Nationwide BS is offering an early summer transfer offer that should attract savvy money managers. Read More...

Holiday hints to take the strain out of travelling

Updated: 22nd June 2010 - First Published: 21st June 2010 Holidaymakers have been told they can save money and prevent stress by taking some simple precautions before they set off on their travels this summer. Read More...

It’s not hard to find a good card

Updated: 08th June 2010 - First Published: 08th June 2010 If you’re a credit card borrower looking for a 0% balance transfer credit card to help get your financial house in order, there’s now little excuse not to make a change. Read More...

Zero to hero

Updated: 07th December 2016 - First Published: 03rd June 2010 Whether trying to pay down your personal debt or covering the cost of a well earned summer holiday, a 0% balance transfer credit card could be just the ticket. Read More...

The dos and don’ts of holiday spending

Updated: 01st June 2010 - First Published: 01st June 2010 With England having completed their friendly matches and the final World Cup squad soon to be announced, the summer is almost here. Read More...

PPI complainants given more time

Updated: 28th May 2010 - First Published: 28th May 2010 Borrowers who recently made a complaint about their purchase of a payment protection insurance (PPI) policy have been given more time to refer their grievance to the Financial Ombudsman Service. Read More...

Safeguard your cards when abroad

Updated: 28th May 2010 - First Published: 28th May 2010 Holidaymakers likely to take their debit and credit cards abroad with them this summer have been issued with an invaluable list of dos and don’ts in relation to their plastic pals. Read More...

Show credit card charges the red card

Updated: 25th May 2010 - First Published: 25th May 2010 England fans travelling to the World Cup in South Africa have been warned not to fall foul of expensive charges when using their credit card abroad. Read More...

PPI policies under the microscope

Updated: 19th May 2010 - First Published: 19th May 2010 Payment Protection Insurance (PPI) was the most complained about financial product of last year, as increasing numbers of consumers voiced their concerns over the selling practices of banks and insurers. Read More...

AA widens credit card appeal

Updated: 14th May 2010 - First Published: 14th May 2010 AA has changed the terms of its credit card, meaning that introductory purchases are now charged at 0% for 12 months. Read More...

NatWest / RBS extends Platinum MasterCard availabi

Updated: 12th May 2010 - First Published: 12th May 2010 NatWest and the Royal Bank of Scotland have extended the availability of the Platinum MasterCard, a move that will greatly increase the card’s appeal. Read More...

Yorkshire Bank extends 0% balance transfer period

Updated: 12th April 2017 - First Published: 04th May 2010 Yorkshire Bank has extended the period that introductory balance transfers are charged at 0% from 12 months to 16 months. Read More...

Consumers find their credit cards again

Updated: 15th April 2010 - First Published: 15th April 2010 Spending on debit and credit cards increased in March, as consumers started to shake off their Christmas spending hangovers. Read More...

Zero per cent credit card numbers fall

Updated: 18th March 2010 - First Published: 18th March 2010 The number of balance transfer cards is falling, credit card borrowers have been warned. Read More...

New rules to save credit card customers millions

Updated: 15th March 2010 - First Published: 15th March 2010 Credit card customers are to benefit to the tune of millions of pounds as a result of new rights that were announced today... Read More...

Contactless payment limit increased to £15

Updated: 02nd March 2010 - First Published: 02nd March 2010 The maximum contactless card transaction in the UK has been increased from £10 to £15. Read More...

AA makes changes to its credit card offering

Updated: 19th February 2010 - First Published: 19th February 2010 AA has made changes to the terms of its AA Credit Card Visa and AA Members Credit Card Visa... Read More...

Credit card borrowers urged to check rates

Updated: 15th February 2010 - First Published: 15th February 2010 Credit card borrowers have been told to challenge their provider if the interest rates they are charged increase unexpectedly... Read More...

Extra home protection considered for debtors

Updated: 09th February 2010 - First Published: 08th February 2010 Homeowners facing the possibility of losing their property as a consequence of failing to repay consumer credit debts could be afforded a greater level of protection, if new proposals get the go ahead... Read More...

New month brings increased credit card activity

Updated: 05th February 2010 - First Published: 05th February 2010 A new month has brought about increased activity in the credit card market, research conducted by Moneyfact.co.uk has revealed. Read More...

Borrowers urged to shop around

Updated: 01st February 2010 - First Published: 01st February 2010 Consumers searching for a personal loan have been warned they must shop around for the best deal, after it was revealed demand for credit increased for the first time in six months in December. Read More...

Consumers told to find best credit card deal

Updated: 21st January 2010 - First Published: 21st January 2010 Consumers have been told they must shop around for the best credit card deals, after it was revealed millions are relying on credit to fund their day-to-day living costs... Read More...

Credit card changes mooted

Updated: 04th February 2010 - First Published: 19th January 2010 The cost of paying off credit card debt could be reduced if new proposals put forward by the credit card industry get the go-ahead... Read More...

Credit card costs rising

Updated: 13th January 2010 - First Published: 13th January 2010 Regular users of credit cards have been warned their next statement might carry a nasty surprise: interest rates have leapt to their highest level since September 2006... Read More...

Homeowners turning to credit cards

Updated: 22nd January 2010 - First Published: 11th January 2010 More than one million householders have used credit cards to pay their mortgage or rent in the last 12 months, a new survey has revealed. Read More...

Millions to transfer credit card balance

Updated: 04th January 2010 - First Published: 04th January 2010 Millions of consumers plan to transfer their credit card balance in the new year, in a bid to take advantage of zero per cent deals and pay off high levels of unsecured debt... Read More...

Busiest day for online retailers predicted

Updated: 07th December 2009 - First Published: 07th December 2009 Online spending is set to top £350 million by UK consumers today on the busiest internet shopping day of the year – dubbed ‘Cyber Monday’. Read More...

New banking laws revealed

Updated: 02nd November 2017 - First Published: 18th November 2009 Details of the new Financial Services Bill aimed at strengthening and reforming financial regulation have been outlined in the Queen’s Speech... Read More...

Warning over card charges abroad

Updated: 27th November 2009 - First Published: 17th November 2009 Winter holidaymakers have been warned of the potentially high costs they face when using a credit or debit card abroad... Read More...

Consumers’ relationship with credit cards cools

Updated: 27th November 2009 - First Published: 09th November 2009 The past 12 months have been the tipping point for the willingness of consumers to take on more debt, with the level of unsecured lending reaching a plateau... Read More...

Credit card crackdown welcomed

Updated: 27th October 2009 - First Published: 27th October 2009 New proposals to ensure that credit and store card companies give people a fairer deal have been announced by the Government... Read More...

Consumers warned on growing card scam

Updated: 21st October 2009 - First Published: 21st October 2009 Consumers have been warned to keep their wits about them as an old phone scam has recently risen in popularity once more... Read More...

Plastic fraud down

Updated: 07th October 2009 - First Published: 07th October 2009 Fraud committed on plastic cards in the UK fell by almost a quarter in the first six months of the 2009, figures from the UK Payments Administration have revealed... Read More...

Sainsbury’s credit card on song

Updated: 22nd September 2009 - First Published: 22nd September 2009 Changes to the Sainsbury’s Finance Mastercard credit card have sent it soaring towards the top of the charts... Read More...

Multiple credit cards rife amongst over 50s

Updated: 02nd September 2009 - First Published: 02nd September 2009 Consumers aged 50 and over are most likely to use more than one credit card to manage their finances, with almost half admitting to using two or more. Read More...

Cash back cards emerge

Updated: 03rd September 2009 - First Published: 02nd September 2009 More than ever before, consumers are scrutinising financial products before signing up, but the word cashback is still sure to garner attention... Read More...

Product Focus: Credit Cards

Updated: 02nd July 2009 - First Published: 02nd July 2009 A crackdown on consumer credit is on the cards with the publication of a government White Paper, on Thursday 2 July. Today, we publish our ‘Loan Alert’ and look at some of the better credit card deals that are currently available. Read More...

Barclaycard Goldfish is catch of the day

Updated: 01st July 2009 - First Published: 01st July 2009 Barclaycard has announced that its Goldfish MasterCard will charge 0% on introductory purchases for three months from issue date. Read More...

Credit card spending falls

Updated: 24th June 2009 - First Published: 24th June 2009 Almost half of consumers are cutting the amount they spend on their credit cards by almost £100 a month in an attempt to cut the size of their outstanding balances. Read More...

Holidaymakers given card advice

Updated: 05th June 2009 - First Published: 05th June 2009 UK holidaymakers are being advised to safeguard their debit and credit cards when they travel abroad this year. Read More...

Debit card usage increases

Updated: 15th May 2009 - First Published: 15th May 2009 New figures from the UK Payments Association have shed some light on the way British consumers are purchasing goods and paying off debts in the midst of a recession. Read More...

Secret credit cards number 200,000+

Updated: 06th May 2009 - First Published: 06th May 2009 New figures have revealed the number of secret credit cards used by Britons has climbed to over 200,000. Read More...

Cashback credit cards 'can help with bills'

Updated: 30th April 2009 - First Published: 30th April 2009 Using a cashback credit card can help consumers with household costs such as phone bills, it has been suggested. Read More...

Britons adopt no-frills lifestyle

Updated: 30th April 2009 - First Published: 30th April 2009 Britons have adapted to the financial woes that have dominated the last 18 months by switching to a no-frills lifestyle. Read More...

Debtors get 30 day breathing space

Updated: 03rd May 2017 - First Published: 06th April 2009 Debt collectors have agreed to give 30 days’ breathing space to borrowers struggling to repay debts. Read More...

Credit card consumers 'not savvy enough'

Updated: 26th March 2009 - First Published: 25th March 2009 Credit card customers have been urged to be more aware of the dangers of internet scams. Read More...

Credit card transaction fees 'should be lowered'

Updated: 12th January 2015 - First Published: 24th March 2009 Banks have been urged to cut transaction fees for purchases made using credit cards. Read More...

Credit card rules will aid responsible borrowing

Updated: 23rd March 2009 - First Published: 23rd March 2009 New rules relating to credit card limits will encourage consumers to face up to debt problems earlier, an expert has argued. Read More...

Fraud abroad continues to climb

Updated: 24th March 2009 - First Published: 23rd March 2009 Britons planning a break in the sun have been warned against the risk of credit card fraud abroad. Read More...

Chip and Pin 'helping fraud prevention'

Updated: 24th March 2009 - First Published: 23rd March 2009 The introduction of Chip and Pin technology to protect credit card customers has had a positive impact, it has been argued. Read More...

Credit card fraud 'continues to rise'

Updated: 20th March 2009 - First Published: 19th March 2009 Credit card fraud is costing Britons an increasing amount of money, it has been revealed. Read More...

Charity welcomes help for credit card customers

Updated: 19th March 2009 - First Published: 19th March 2009 Help for those struggling with debt problems due to the recession has been hailed by Citizens Advice. Read More...

Credit card rule change could lower interest

Updated: 18th March 2009 - First Published: 18th March 2009 Customer’s credit card repayments should be used to pay off higher rate balances first to reduce the amount of interest they pay, it has been suggested. Read More...

Credit card firms 'taking sympathetic approach'

Updated: 18th March 2009 - First Published: 18th March 2009 Credit card providers are attempting to be more sympathetic towards consumers in the current economic climate, it has been suggested. Read More...

Government plans crackdown on credit card firms

Updated: 17th March 2009 - First Published: 17th March 2009 Plans are in place to prevent credit card companies from raising the amount that can be borrowed when this has not been requested, it has emerged. Read More...

Credit card changes welcomed

Updated: 17th March 2009 - First Published: 17th March 2009 The crack down on irresponsible lending by credit card companies has been heralded as a victory for consumers. Read More...

New reward credit card scheme planned

Updated: 13th March 2009 - First Published: 13th March 2009 Plans are in place for a new reward credit card scheme to be launched in the UK, it has emerged. Read More...

Needless credit card payments over £9 billion

Updated: 13th March 2009 - First Published: 13th March 2009 Britons are paying a staggering £9 billion in unnecessary credit card interest repayments each year. Read More...

Credit card shouldn’t be used for mortgage payment

Updated: 12th March 2009 - First Published: 12th March 2009 Credit card customers have been urged not to consider using this form of finance in order to pay off mortgages. Read More...

Mobile phones to be used as credit cards?

Updated: 10th March 2009 - First Published: 10th March 2009 Consumers could soon be paying for goods using mobile phones rather than credit cards, it has emerged. Read More...

Credit card debt 'prompting Brits to save'

Updated: 06th March 2009 - First Published: 06th March 2009 Consumers are increasingly choosing to save their money rather than spend, a poll has revealed. Read More...

Nationwide announce overseas charges

Updated: 06th March 2009 - First Published: 05th March 2009 The Nationwide Building Society has announced that its credit and debit card customers will be charged for using their cards outside Europe Read More...

Brits 'taking control' of money matters

Updated: 04th March 2009 - First Published: 04th March 2009 Concerns over stability in the current economic climate are leading a growing number of Britons to take control of their finances, it has been suggested. Read More...

Abbey launches new 0% per cent balance credit card

Updated: 04th March 2009 - First Published: 04th March 2009 Abbey has announced the launch of a new zero per cent balance credit card, in a bid to offer better value for consumers. Read More...

Credit card borrowing rises

Updated: 03rd March 2009 - First Published: 03rd March 2009 The amount of borrowing on credit cards in the UK has increased during the first month of 2009, it has been revealed. Read More...

Consumers protect themselves with plastic

Updated: 04th March 2009 - First Published: 03rd March 2009 Savvy consumers are protecting themselves against the possibility of insolvent retailers with credit cards, a poll has shown. Read More...

'Easy credit' has led to debt problems

Updated: 12th January 2015 - First Published: 27th February 2009 Consumers are beginning to struggle as a result of taking on too much credit card and other debt in the past, it has observed. Read More...

Credit card fraud solution developed

Updated: 26th February 2009 - First Published: 26th February 2009 A US company has announced the creation of technology to protect credit card customers from fraud. Read More...

Credit card safeguards see shift in fraud types

Updated: 24th February 2009 - First Published: 24th February 2009 The introduction of Chip and Pin technology has significantly reduced the amount of travel fraud being carried out on credit cards, it has been suggested. Read More...

Mobile payments 'more secure than credit cards'

Updated: 24th February 2009 - First Published: 23rd February 2009 Credit cards could be replaced by mobile payments in the future, it has been suggested. Read More...

Brits switching credit cards to cut back

Updated: 23rd February 2009 - First Published: 23rd February 2009 More than a third of Britons have switched financial products in order to save money in the last year, research has found. Read More...

Expert warns of credit card fraud risk

Updated: 20th February 2009 - First Published: 20th February 2009 Credit card customers have been advised to protect their details in order to avoid becoming victims of internet scams. Read More...

Standards for effective credit card comparisons

Updated: 19th February 2009 - First Published: 18th February 2009 The credit card industry is making changes to allow customers to carry out credit card comparisons more effectively, it has been stated. Read More...

Nationwide credit card campaign honoured

Updated: 18th February 2009 - First Published: 18th February 2009 Nationwide Building Society's Trust Us, Trust You campaign has been recognised at a credit card industry event. Read More...

0% balance credit card for Valentine spenders

Updated: 10th March 2017 - First Published: 13th February 2009 Those who are thinking of splashing out on their loved ones this Valentine's Day have been advised to consider a zero per cent balance credit card. Read More...

Credit card a problem but Brits hold on to savings

Updated: 13th February 2009 - First Published: 12th February 2009 Unexpected credit card bills are causing some Britons to dip into their savings, research has revealed. Read More...

'Consider switching' to avoid high credit card rat

Updated: 12th February 2009 - First Published: 11th February 2009 Consumers have been advised to consider finding a credit card with a low balance transfer rate if they experience an rise in interest Read More...

Abbey praised for 0% balance credit card

Updated: 11th February 2009 - First Published: 10th February 2009 The zero per cent balance credit card offering from Abbey has received recognition at an industry awards ceremony Read More...

Credit card comparisons 'always important'

Updated: 09th February 2009 - First Published: 09th February 2009 Consumers have been advised to carry out a credit card comparison in order to find the best interest rate available. Read More...

Credit card technology recognised

Updated: 09th February 2009 - First Published: 09th February 2009 A service designed to help credit card customers better manage their finances and reduce the risk of fraud has been recognised at an industry event. Read More...

Credit cards shouldn’t be used for small purchases

Updated: 09th February 2009 - First Published: 06th February 2009 Credit card customers should avoid using this form of finance for small purchases, a charity has warned. Read More...

Credit card users 'should be sensible'

Updated: 06th February 2009 - First Published: 06th February 2009 Consumers have urged to be "very sensible" when making payments using credit cards. Read More...

Credit card spending set to increase, survey shows

Updated: 06th February 2009 - First Published: 04th February 2009 Britons are expecting to spend more on credit cards this year than they did in 2008, it has been found. Read More...

Consumers 'failing to transfer' to 0% Cards

Updated: 04th February 2009 - First Published: 04th February 2009 Many consumers who resolved to transfer to a zero per cent balance credit card in the New Year have failed to do so, it has been found. Read More...

MBNA introduces new credit card

Updated: 04th February 2009 - First Published: 03rd February 2009 A new credit card has been introduced by MBNA, offering what the firm describes as a "market-leading" rate. Read More...

Credit card holders 'must be vigilant'

Updated: 03rd February 2009 - First Published: 03rd February 2009 Consumers have been advised to be vigilant in order to ensure they do not become victims of credit card fraud. Read More...

Reward credit card 'can ease the cost of food'

Updated: 30th January 2009 - First Published: 30th January 2009 Those struggling as a result of the credit crunch could save money by using a reward credit card, it has been suggested. Read More...

Credit card holders - vary payment options abroad

Updated: 29th January 2009 - First Published: 29th January 2009 Consumers travelling abroad have been advised to ensure they are prepared to make payments by a variety of means. Read More...

London tops credit card fraud figures

Updated: 27th April 2017 - First Published: 28th January 2009 For the second year in a row, with 1 in 3 people affected, London has been confirmed as the credit card fraud capital of Britain. Read More...

Real-time credit card monitoring 'more effective'

Updated: 11th July 2017 - First Published: 26th January 2009 New tactics adopted by HSBC to prevent credit card fraud are likely to be "much more effective", it has been claimed. Read More...

MBNA and airline launch reward credit card

Updated: 15th May 2017 - First Published: 26th January 2009 MBNA has announced the launch of a new reward credit card after teaming up with United Airlines. Read More...

Reward credit card should be considered to pay

Updated: 23rd January 2009 - First Published: 23rd January 2009 Taxpayers choosing to make payments using plastic have been advised to consider using a reward credit card. Read More...

0% balance credit card offered by Halifax

Updated: 10th March 2017 - First Published: 20th January 2009 Halifax is offering a new zero per cent balance credit card option for those looking to improve their financial situation in the new year. Read More...

Plastic cards set to replace cheques

Updated: 15th January 2009 - First Published: 15th January 2009 The use of cheques in the UK has been predicted to continue to fall. Read More...

Switch to contactless payments 'will take years'

Updated: 15th January 2009 - First Published: 14th January 2009 Consumers in the UK are unlikely to switch from using credit cards to contactless payment options in the near future, it has been suggested. Read More...

Scottish government creates debt forum

Updated: 17th July 2017 - First Published: 14th January 2009 The Scottish government has announced that it is taking steps to aid those who may be struggling financially. Read More...

Breathing space for Credit Card customers

Updated: 25th June 2009 - First Published: 14th January 2009 Holders of credit cards who have had difficulties paying off their credit card bill have been given breathing space by changes made by card companies and the government Read More...

Britons shop on Christmas Eve, figures reveal

Updated: 15th January 2009 - First Published: 12th January 2009 Credit card customers shopped until the last minute this Christmas, figures from Barclaycard have shown. Read More...

Online credit card security 'set to increase’

Updated: 12th January 2009 - First Published: 12th January 2009 Those thinking of using credit cards to make online purchases will find that security continues to be enhanced, it has been suggested. Read More...

Britons 'opening up about debt'

Updated: 09th January 2009 - First Published: 09th January 2009 Consumers struggling with debt due to credit cards and unsecured loans are now more likely to talk about it with friends than they were a year ago, it has been revealed. Read More...

Fraudsters targeting credit cards for use overseas

Updated: 08th January 2009 - First Published: 08th January 2009 Credit card holders have been warned to be conscious of security, as details can be used by fraudsters abroad. Read More...

Paid TV would go before credit cards, study shows

Updated: 08th January 2009 - First Published: 07th January 2009 The methods consumers would use to save money when in financial difficulty have been revealed in a new survey. Read More...

Credit card holders should overpay, says expert

Updated: 07th January 2009 - First Published: 06th January 2009 Credit card customers have been urged to consider overpaying in order to reduce their debt level. Read More...

Online fraud risk for credit card customers

Updated: 06th January 2009 - First Published: 05th January 2009 Consumers are at risk of fraud due to children secretly shopping online, an expert has noted. Read More...

Parents 'influence consumer spending patterns'

Updated: 07th January 2009 - First Published: 02nd January 2009 Credit card customers who spend large amounts of money inherit the habit from their parents, research has suggested. Read More...

Credit card limits may tighten, expert warns

Updated: 05th January 2009 - First Published: 31st December 2008 Consumers will need to be wary of the amount of credit that is available to them in the new year, it has been suggested. Read More...

UK shoppers 'turning to credit cards'

Updated: 05th January 2009 - First Published: 29th December 2008 Consumers are increasingly taking advantage of credit card deals in the current economic climate, it has been suggested. Read More...

Use 0% balance credit cards, says Halifax

Updated: 05th January 2009 - First Published: 29th December 2008 Consumers have been advised to shop around in order to find the best financial deals in the new year. Read More...

Shoppers rush out for last minute purchases

Updated: 24th December 2008 - First Published: 24th December 2008 Shoppers around the UK will be rushing out today to get some last minute purchases, it has been suggested. Read More...

Credit card holders need security shopping online

Updated: 24th December 2008 - First Published: 23rd December 2008 Consumers have been advised to take particular care when shopping online, in order to minimise the risk of fraud. Read More...

Brits defy holiday crunch, study suggests

Updated: 24th December 2008 - First Published: 22nd December 2008 Many Britons are refusing to let the economic downturn affect their plans for Christmas, it has been found. Read More...

Lack of credit cards 'causing problems'

Updated: 24th December 2008 - First Published: 22nd December 2008 The lack of finance over the last 12 months has led Britons to dip into their savings, it has been found. Read More...

Lloyds best for online credit card support

Updated: 24th December 2008 - First Published: 22nd December 2008 Lloyds TSB has been found to provide the best website for its credit card customers. Read More...

Credit card fraud 'most damaging' at Christmas

Updated: 24th December 2008 - First Published: 19th December 2008 Consumers have been advised to be particularly aware of the danger of credit card fraud in the run-up to Christmas. Read More...

Britons 'avoiding credit card debt'

Updated: 18th December 2008 - First Published: 18th December 2008 Nearly half of Britons believe they should avoid credit card debts, research has found. Read More...

Reward credit card "perfect" for small purchases

Updated: 17th December 2008 - First Published: 17th December 2008 Consumers have been advised to use a reward credit card in order to make their money go further. Read More...

One-third opting for credit cards, study finds

Updated: 04th August 2009 - First Published: 16th December 2008 Halifax has revealed that 35 per cent of Britons are planning to use a credit card to fund Christmas purchases this year. Read More...

Credit card firms agree to help borrowers

Updated: 16th December 2008 - First Published: 15th December 2008 Credit card companies have announced new principles designed to help borrowers struggling in the current economic downturn. Read More...

Consider a 0% balance credit card at Xmas?

Updated: 16th December 2008 - First Published: 12th December 2008 Halifax has advised consumers that they may benefit from the use of zero per cent balance credit cards this Christmas. Read More...

Warning over credit card insurance

Updated: 11th July 2017 - First Published: 11th December 2008 Consumers have been advised to check payment protection insurance (PPI) policies that have been sold alongside credit cards. Read More...

New 0% balance credit card launched by Saga

Updated: 11th December 2008 - First Published: 10th December 2008 Customers may want to make a credit card comparison following news that Saga is offering a new product for those wanting to pay by plastic. Read More...

Consumers told to be 'money savvy'

Updated: 11th December 2008 - First Published: 10th December 2008 Consumers have been advised to be wise with their money and credit cards in the run-up to Christmas by a finance expert. Read More...

Online shoppers advised to use credit cards

Updated: 10th December 2008 - First Published: 10th December 2008 Internet shoppers have been advised to pay for goods purchased online using a credit card. Read More...

Shoppers spending 'prudently'

Updated: 10th December 2008 - First Published: 08th December 2008 Shoppers have been praised for buying gifts earlier this year to take advantage of high street sales. Read More...

No need for high-interest credit cards

Updated: 04th December 2008 - First Published: 04th December 2008 A new card has been launched to help consumers with their gift buying over Christmas. Read More...

Reward credit card 'good for internet shopping'

Updated: 03rd December 2008 - First Published: 03rd December 2008 Consumers are increasingly planning to turn to the internet for their Christmas shopping this year, a study has found Read More...

Beware unregulated secured loans, expert urges

Updated: 13th June 2017 - First Published: 02nd December 2008 Consumers have been advised to beware of potential pitfalls when looking for finance sources in the economic downturn. Read More...

Credit cards an option but consumers cutting back

Updated: 03rd December 2008 - First Published: 02nd December 2008 Nearly a third of consumers are planning to fund Christmas spending through loans and credit cards, a study has found. Read More...

Credit Cards - Key Factors to Consider

Updated: 02nd December 2008 - First Published: 01st December 2008 There are a number of things to consider when you’re taking out credit cards. Here’s the Moneyfacts.co.uk guide. Read More...

Shoppers 'should not panic buy on credit cards'

Updated: 01st December 2008 - First Published: 01st December 2008 Consumers have been advised to shop around and avoid panic buying using credit card as Christmas approaches. Read More...

Credit card industry to draw up proposals

Updated: 25th May 2017 - First Published: 28th November 2008 Proposals have been agreed at a meeting of government and credit card industry representatives Read More...

Agency praises credit card company initiative

Updated: 25th June 2009 - First Published: 27th November 2008 Moves to begin greater sharing of information between credit card providers have been welcomed. Read More...

Credit card companies to share more data

Updated: 25th June 2009 - First Published: 26th November 2008 A new initiative will see credit card companies engage in greater sharing of data in order to identify consumers who may be struggling. Read More...

Borrowers "not getting a fair deal" on credit card

Updated: 21st June 2017 - First Published: 26th November 2008 Credit card companies are to be urged to lower interest rates in order to provide relief for consumers. Read More...

Take care at Christmas credit card customers urged

Updated: 26th November 2008 - First Published: 25th November 2008 Credit card holders have been advised to take extra care in order to ensure their details are protected Read More...

Reward credit card 'best for Christmas spending'

Updated: 26th June 2009 - First Published: 25th November 2008 Britons could benefit from using a reward credit card to fund their Christmas spending, it has been suggested. Read More...

Credit card fraud worth billions, study suggests

Updated: 21st July 2017 - First Published: 24th November 2008 Credit card customers are increasingly falling victim to fraud, research has shown. Read More...

Put Christmas on credit cards with care

Updated: 25th June 2009 - First Published: 21st November 2008 Consumers considering paying for Christmas purchases on credit cards have been advised to ensure they can afford to do so. Read More...

Reward credit card makes sense in current climate

Updated: 19th November 2008 - First Published: 19th November 2008 The majority of credit card holders are missing out on the benefits that can come with a reward credit card, it has been found. Read More...

Credit card interest rising, study finds

Updated: 13th November 2008 - First Published: 13th November 2008 Credit card companies are following the lead of mortgage lenders and factoring in greater risk, an expert has suggested. Read More...

Credit card companies need new approach, says prim

Updated: 12th November 2008 - First Published: 12th November 2008 Gordon Brown has expressed concern over the rising interest rates that credit card holders are facing. Read More...

In debt and can’t understand why? Find out here

Updated: 31st October 2008 - First Published: 03rd November 2008 Many of us work long hours in stressful jobs and feel the need to treat ourselves after a hard day at the office but if you get a nasty shock every time you open a bank or credit card statement, you could be in the dark about how much you’re really spending. Read More...

Fast credit – and how to get it

Updated: 31st October 2008 - First Published: 03rd November 2008 In these days of bank bail-outs, jittery stock markets and mortgage drought, it’d be easy to think that quick credit is a thing of the past. But you’d be wrong. Although credit is undoubtedly harder to come by than it used to be, there are still many ways that you can borrow in less than 24 hours. Read More...

Exploding the credit blacklist myth

Updated: 13th June 2017 - First Published: 03rd November 2008 If you’re turned down for credit, a loan or mortgage, don’t panic – you aren’t on a credit blacklist. Read More...

Credit cards to help fund Christmas spending

Updated: 27th November 2017 - First Published: 27th October 2008 Many consumers are planning to use credit cards to fund their Christmas spending, a survey has found. Read More...

Consumers advised to consider credit card payments

Updated: 31st October 2008 - First Published: 27th October 2008 Consumers have been urged to protect themselves by purchasing valuable goods with a credit card. Read More...

Credit card comparison 'more important than ever'

Updated: 31st October 2008 - First Published: 24th October 2008 Consumers have been advised to carry out a credit card comparison in order to find the best value offers available. Read More...

Consumers urged to pay with reward credit card

Updated: 31st October 2008 - First Published: 20th October 2008 Shoppers should consider using a reward credit card to cover the cost of their household payments, it has been suggested. Read More...

Police target credit card fraudsters

Updated: 31st October 2008 - First Published: 20th October 2008 Police have shut down a website believed to promote credit card fraud. Read More...

Students paying off balance of credit cards, study shows

Updated: 31st October 2008 - First Published: 20th October 2008 Students are more likely to pay off the balance of their credit cards than the general population, research has found. Read More...

Campaign highlights danger of credit card fraud

Updated: 31st October 2008 - First Published: 20th October 2008 A campaign is being launched to advise credit card customers about the dangers of fraud. Read More...

Scots 'attempting to reduce debt'

Updated: 31st October 2008 - First Published: 20th October 2008 Consumers in Scotland are attempting to reduce the amount they owe through unsecured loans and credit cards, research has found. Read More...

Credit card debt 'falling'

Updated: 31st October 2008 - First Published: 20th October 2008 The number of people with debts on credit cards has fallen in the last year, it has been found. Read More...

'Simple steps' can prevent credit card fraud

Updated: 07th June 2017 - First Published: 10th October 2008 Credit card customers have been advised to take extra care in order to avoid identity fraud. Read More...

Credit cards 'offer protection that cash and cheques don't'

Updated: 31st October 2008 - First Published: 09th October 2008 Consumers have been advised that credit cards can offer protection against some of the effects of the credit crunch. Read More...

Minimum payments create higher credit card interest charges, research suggests

Updated: 31st October 2008 - First Published: 09th October 2008 Credit card holders may be facing higher interest charges as a result of minimum payments, research has found. Read More...

Credit card fraud 'on the rise'

Updated: 25th September 2017 - First Published: 09th October 2008 Cases of fraud in which a victim's debit or credit card details are obtained through scams have risen by nearly 60 per cent in the last year. Read More...

Rising number of travellers' credit cards cancelled abroad, says expert

Updated: 31st October 2008 - First Published: 06th October 2008 Brits planning to travel the world have been warned that credit cards are increasingly being cancelled abroad. Read More...

Chip and pin reduces some forms of credit card fraud, figures show

Updated: 31st October 2008 - First Published: 03rd October 2008 The introduction of chip and pin technology has reduced the level of fraud carried out on lost and stolen credit cards in the UK, figures have shown. Read More...

Incentive offered for reward credit card holders

Updated: 19th April 2017 - First Published: 03rd October 2008 Marks & Spencer (M&S) has announced incentives for holders of its reward credit card. Read More...

Tories reveal unsecured loans crackdown plans

Updated: 31st October 2008 - First Published: 03rd October 2008 The Conservative Party has revealed plans to cut down the number of unsecured loans granted to consumers. Read More...

Family holiday 'helps finances'

Updated: 31st October 2008 - First Published: 29th September 2008 Cash-strapped adults are considering holidaying with their parents in a bid to save money, it has emerged. Read More...

Charity credit card celebrated

Updated: 31st October 2008 - First Published: 29th September 2008 Cancer Research UK has celebrated the 20th anniversary of its charity credit card, noting that it has raised £12 million since its launch. Read More...

Parents 'consider unsecured loans' to fund children's lifestyles

Updated: 31st October 2008 - First Published: 29th September 2008 Unsecured loans and credit cards are being taken out by 27 per cent of parents to provide for their offspring, new figures have revealed. Read More...

£195 balance on credit cards for those seeking winter sun

Updated: 31st October 2008 - First Published: 29th September 2008 Britons heading off to the sun this winter are prepared to add an extra £195 to their credit card balance, the findings of a new survey suggest. Read More...

Credit cards and savings 'pay for holidays and eating out'

Updated: 31st October 2008 - First Published: 29th September 2008 An increasing number of people are turning to their credit cards to pay for luxuries as rising prices continue to impact on their disposable income, according to a personal finance expert. Read More...

Credit card users keen to make credit cards more secure

Updated: 31st October 2008 - First Published: 29th September 2008 Over 1.5 million credit cards a month are registered with MasterCard SecureCode and Verified by Visa, Apacs, the UK's payments association, has announced. Read More...

Consumers urged to make credit card comparisons

Updated: 31st October 2008 - First Published: 29th September 2008 Credit card users have been advised to that they have a card that is best suited to their needs. Read More...

Credit Card Security On The Increase

Updated: 31st October 2008 - First Published: 23rd September 2008 Credit Card Security - More than 25 million UK-issued debit and credit cards have now been registered with MasterCard SecureCode and Verified by Visa - online payment systems that make cards more secure when shopping on the internet. Read More...

Balance Transfer Credit Card

Updated: 12th January 2015 - First Published: 11th August 2008 As prices continue to rise, many more consumers are seeing their credit card bills increase. Even if you’re not one of the people who is having to use your credit Read More...

10 bad financial habits you really ought to break

Updated: 28th March 2017 - First Published: 08th August 2008 Most of us have got bad habits - it's part of being human. But with the price of everything from crude oil to a loaf of bread rocketing skywards, poor money management shouldn't be one of them. Read More...

Charitable giving un-crunched

Updated: 31st October 2008 - First Published: 06th August 2008 One year on from the start of the credit crunch and we are all feeling the pinch. Food and fuel bills have sky rocketed and mortgage rates have been at the some of the highest levels ever seen. Read More...

In control of holiday finances anywhere

Updated: 31st October 2008 - First Published: 04th August 2008 Whether they are at the top of the Eiffel Tower or in the middle of the American Rockies, Brits can now stay in control of their holiday finances anywhere they can use their mobile phone. Read More...

Credit card crunch

Updated: 31st October 2008 - First Published: 15th July 2008 Until recently the credit card market had seemed to continue along as it always has. Lenders extended introductory deal dates as they always have, some lenders amended their rates, while others increased charges. Read More...

Use your credit card wisely

Updated: 03rd April 2014 - First Published: 25th June 2008 Many families will be reaching for their credit cards to buy some luxuries over the summer as disposable incomes have been reduced. Whether it's a family holiday or days out, the credit card costs can soon mount up. Read More...

Finance for Football Fanatics

Updated: 12th January 2015 - First Published: 19th June 2008 Football fans everywhere are starting to look forward to the start of the 2008/09 football season. Throughout the UK fans will be getting ready to support their team, Read More...

Using your credit and debit cards abroad

Updated: 25th April 2017 - First Published: 11th June 2008 Credit cards charge a foreign usage charge, some as much as 3% for both purchases and cash transactions. This charge is applied each time the credit card is used and can soon mount up to a significant amount. Read More...

10 Ways to Get It Right When Credit is Tight

Updated: 28th March 2017 - First Published: 06th May 2008 There has been a tidal wave of bad news for anyone who relies on credit – and that means almost all of us. Read More...

New Miles & More American Express® Credit Card fro

Updated: 11th May 2017 - First Published: 06th May 2008 The Miles & More American Express® Credit Card from MBNA offers a competitive rate of interest plus the feature to more quickly earn Miles & More award miles Read More...

Barclaycard Leads the Way to a Contactless Britain

Updated: 31st October 2008 - First Published: 06th May 2008 Barclaycard today announced its plans to issue over one million contactless cards this year. Cards will be issued across the UK as the card issuer begins its plans to upgrade cards with contactless technology. Read More...

OFT Credit Card Default Charges – Two Years On

Updated: 30th May 2017 - First Published: 06th May 2008 April 2006 the Office of Fair Trading (OFT) declared that default charges on credit cards were too high and suggested capping these at £12. Read More...

Credit Card Customers Waste £500 Million

Updated: 31st October 2008 - First Published: 14th April 2008 In just six months time, all credit card providers will be obliged to include on statements details of the order of payments they use. Nationwide Building Society urges these companies to act now, lose the "smoke and mirrors" and tell their customers clearly how they allocate their repayments, rather than be forced by regulation in six months time. Nationwide estimates that consumers will have paid up to £500 million in interest payments, in the 12 months since it was announced that providers will have to highlight the order of payments they use. Read More...

Budget 2008

Updated: 07th December 2016 - First Published: 13th March 2008 Budget 2008 - On 12 March, Alistair Darling stepped up to deliver his first Budget as Chancellor of the Exchequer, of which he labelled a ‘responsible Budget to restore and sustain stability’. What does it mean for us? Read More...

Plastic is fantastic for charitable giving – but only if you repay in full

Updated: 31st October 2008 - First Published: 06th March 2008 As we head towards spring, we see the return of many high profile charity events including Sport Relief and Race for Life. But giving to charity doesn’t have to be limited to sponsorship on an event once a year. Read More...

Credit Card Balance Transfers - not what they used to be

Updated: 31st October 2008 - First Published: 18th February 2008 It was way back in 2004 when Credit Card balance transfer fees first started to raise their ugly heads on 0% credit card deals. However with increasing levels of personal debt, the market for transferring credit card balances has become more competitive, but for the consumer it has become harder to get these deals. Read More...

Credit Card Provider Voted Most Responsible

Updated: 31st October 2008 - First Published: 18th February 2008 Credit card provider, Nationwide Building Society, is is awarded for its Most Responsible Credit Card Lending Practices. Read More...

Feeling less than “eggstatic” with your credit card provider?

Updated: 31st October 2008 - First Published: 11th February 2008 Egg recently announced that it is to withdraw credit cards from 161,000 customers, who it believes are “high risk”, following a review after Egg was purchased by Citigroup last year. Egg isn’t demanding immediate repayment of balances, but customers won’t be able to spend on their cards anymore. Read More...

The cards are stacked against you

Updated: 31st October 2008 - First Published: 10th January 2008 It’s the time of year when most people will be dreading the day their credit card bill hits the doormat, unveiling the true extent of their festive spend. If you do find yourself unable to repay your credit card in full, or are perhaps still carrying over a balance from 2007, there are still plenty of credit card balance transfer deals to be found. But getting one might not be a simple as you think. Read More...

Endless credit card deals but limited choice

Updated: 31st October 2008 - First Published: 08th January 2008 It’s the time of year when most people will be dreading the day their credit card bill hits the doormat, unveiling the true extent of their festive spend. If you do find yourself unable to repay this in full, or are perhaps still carrying over a balance from 2007, there are still plenty of balance transfer deals to be found. But getting one might not be a simple as you think. Read More...

Do you need an overdraft to see you through to January payday?

Updated: 31st October 2008 - First Published: 08th January 2008 With still more than a fortnight until payday for most of us on monthly pay, are you sure you can get to the end of the month without a little financial assistance from your bank or building society? The overspend at Christmas will be starting to bite hard for many, especially with the dreaded credit card bills due to hit the doormat any day now. Read More...

Choosing the wrong loan could cost you dear

Updated: 31st October 2008 - First Published: 08th January 2008 If your new year’s resolution is the tackle your debt by consolidation, tread carefully as you could be caught out by high interest rates and over priced insurance. Consolidating your debts onto one loan can prove an ideal solution. It could cut your monthly payments and see your interest bill lower. Also for those less disciplined, the fixed monthly repayment might offer the structure you need to commit to repay the debt within a given time. Read More...

New Year’s Resolutions

Updated: 31st October 2008 - First Published: 08th January 2008 Many of us will have lumbered ourselves with more debt than we should have done last year, and made a New Year’s resolution to sort out our finances this year. Moneyfacts can help you stay true to your word and help you get back in control of your finances and make more Read More...

Get a grip of your finances in 2008

Updated: 12th January 2015 - First Published: 02nd January 2008 Many people are predicting that it is going to be a tough year in the personal finance world, so now is the time to get prepared for the rough ride ahead. Read More...

Northern Rock – encouraging new savers whilst discouraging new borrowers

Updated: 31st October 2008 - First Published: 06th December 2007 As the Northern Rock situation continues to dominate much of the media and with changes across a number of their products this week, we thought a brief update might be of some help. Read More...

Credit crunch causes credit card chaos

Updated: 31st October 2008 - First Published: 05th November 2007 Exclusive research by Moneyfacts.co.uk has revealed that in the last two months, no less than 125 fee and rate increases have hit the credit card market. Read More...

Let the credit card cashback battle commence!

Updated: 31st October 2008 - First Published: 31st October 2007 American Express has raised the bar in the credit card cashback market, offering an impressive offer to challenge the current market leaders Capital One. Credit card cashback is a hotly contested market, and with Christmas just around the corner it's an ideal time to make full use of these introductory credit card offers. Read More...

One million householders use credit cards to pay the mortgage

Updated: 31st October 2008 - First Published: 26th October 2007 Figures from Shelter revealed that over a million householders have used their credit card to make their mortgage payments or rent over the last twelve months. Moneyfacts.co.uk urges borrowers to think carefully before going down this road, as it’s one of the most expensive solutions you could choose. Read More...

M & S Money &More Credit Card loses its shine

Updated: 31st October 2008 - First Published: 26th October 2007 The &More MasterCard from Marks & Spencer Money continues to offer its competitive loyalty rewards scheme, but today its purchase rate increases by 1% to 18.9% and sadly its competitive life of balance deal, previously at 5.9%, now becomes 7.9% for only two years. Read More...

How to profit from Xmas spending

Updated: 31st October 2008 - First Published: 16th October 2007 Believe it or not there are less than 9 weeks before Christmas, so why not make the most of the credit card deals available so you can profit from your Christmas spending! Abbey are offering 5% cashback, but that's limited to the first £1000 spent in a supermarket until 31.1.2008, so the most you can get back is £50. Read More...

Cards - Abbey's market leading 5% cashback credit card

Updated: 31st October 2008 - First Published: 26th September 2007 Abbey's new cashback credit card allows customers to claim 5% cashback on their first £1,000 spent at large supermarkets across the UK until the end of January. Because Abbey estimates the average household monthly spend in supermarkets is around £190, cardholders should be covered for almost five months worth of shopping. Read More...

Spend, save and support your football team

Updated: 23rd November 2017 - First Published: 13th August 2007 It doesn’t seem five minutes since the last football season ended, yet here we are in the second week of August, ready for the big ‘kick off’ once more. Read More...

The good, the bad, and the ugly (Jun 07)

Updated: 04th December 2009 - First Published: 20th June 2007 We’re now into summer, and unlike the weather the world of personal finance is sizzling with activity. Here’s our monthly review of the latest developments for savers, investors and borrowers… Read More...

Store cards to carry a wealth warning

Updated: 23rd June 2017 - First Published: 02nd May 2007 Despite store cards being a very expensive piece of plastic over 11 million people in the UK today own one, and it’s estimated they cost British shoppers at least £55 million a year in interest payments alone. Read More...

0% Balance Transfer Wars

Updated: 04th December 2009 - First Published: 11th January 2007 During the last few months moneyfacts.co.uk best buy charts have again been dominated by 12 month 0% balance transfer deals, and as the new year begins, competition for the top spot hots up, with HSBC and Virgin Money increasing their longest 0% deals to Read More...

Don’t Get Stung by Store Cards this Christmas

Updated: 31st October 2008 - First Published: 04th December 2006 As tempting as it may seem to open a store card and save on your Christmas shopping, don’t fall into the trap of keeping a balance on one of these cards, as it could prove to be a very costly mistake. Read More...

The End of Balance Transfer Deals

Updated: 31st October 2008 - First Published: 11th October 2006 Michelle Slade, personal finance analyst at moneyfacts.co.uk, takes a look at the dying breed of fee free balance transfer deals. Read More...

Credit Cards and Cash Withdrawals

Updated: 12th June 2017 - First Published: 11th October 2006 Many of us do not realise the costs involved when withdrawing cash on our credit card. The interest rate charged on cash advances is usually not the same as that charged for credit card purchases. Read More...

Choosing the Best Credit Card

Updated: 31st October 2008 - First Published: 09th October 2006 Credit cards may seem like a simple way of borrowing money, but when deciding which credit card to take out there are a few things to consider. Careful consideration now, and a little research could save you hundreds of pounds in interest and fees. Read More...

Credit Card Balance Transfer

Updated: 31st October 2008 - First Published: 09th October 2006 Credit card providers are seeing their profits being hit by rate tarts and rising bad debts. They are suffering from offering attractive 0% deals aimed at increasing their market share. Because people are become wiser to switching credit cards for a better deal, providers are losing out. Read More...

Payment Protection Insurance

Updated: 31st October 2008 - First Published: 04th October 2006 Payment Protection Insurance (PPI) is an insurance policy that covers repayments on personal borrowing such as a mortgage, credit card or personal loan, if you are unable to work due to an accident, sickness or unemployment. Read More...

Balance Transfers

Updated: 31st October 2008 - First Published: 10th August 2006 With more credit cards than people in the UK, and with each of us having on average 4 credit cards in our wallets, the balance transfer market has expanded at an incredible and possibly unsustainable rate. Read More...

Late Payment Fees – Customers Have a Part to Play

Updated: 24th July 2017 - First Published: 08th August 2006 Late payment fees cap of £12 as suggested by the OFT triggers a reduction by some of the biggest players in the market, it will be interesting to see if the rest of the industry follow on their steps. Read More...

Switching credit cards & loans – what makes you change provider?

Updated: 31st October 2008 - First Published: 03rd July 2006 The latest moneyfacts.co.uk user polls have revealed that 38% of us have changed credit card provider due to bad customer service. On top of this, 36% of us have avoided a particular provider because of a friend’s bad experience. Read More...

Risk Based Pricing – Who’s Keeping Score?

Updated: 31st October 2008 - First Published: 02nd May 2006 Andrew Hagger, Head of News and Press at moneyfacts.co.uk, comments on the growing number of providers switching towards a risk based lending approach, and the need for independent regulation to confirm that 66% of consumers accepted for borrowing are receiving the advertised typical rate. Read More...

Avoid Credit Card Balance Transfers Pitfalls

Updated: 18th April 2017 - First Published: 24th March 2006 Despite many card providers suffering falling profits and staggering rises in the level of bad debts, competition is still rife within the market and providers continue to launch headline ‘best buy’ deals. Read More...

Will the OFT Recommendations Be Enough?

Updated: 31st October 2008 - First Published: 14th March 2006 It has been reported in the press this weekend that, during the next few weeks, the OFT will announce its recommendations into the level of bank charges. But will it be enough to combat the excessive fees charged? Or will it just be another slap on the wrist for the banks? Read More...

Store Cards – What is the Real Cost?

Updated: 31st October 2008 - First Published: 08th March 2006 Lisa Taylor from moneyfacts.co.uk comments on the store card market following the announcement of the Competition Commission’s recommendations. Read More...

Further Squeeze On ‘Rate Tarts’

Updated: 31st October 2008 - First Published: 06th March 2006 Lisa Taylor from Moneyfacts.co.uk comments: “Consumers looking for fixed long term 0% deal on their purchases and balance transfers will be disappointed to hear that yet another card provider has reduced its 0% offer. Read More...

More Bad News for Credit Card ‘Rate Tarts’

Updated: 31st October 2008 - First Published: 16th December 2005 Consumers looking for a long term 0% home for their credit card debt will be dismayed to learn that one of the longest interest free term deals on the market is being withdrawn today Read More...

Payment Protection Insurance – Things The Consumer Should Know

Updated: 31st October 2008 - First Published: 15th November 2005 Andrew Hagger of Moneyfacts.co.uk looks at the pitfalls of purchasing payment protection cover from your loan provider Read More...

Credit cards - things to watch out for...

Updated: 08th December 2017 - First Published: 12th June 2005 Aplying for a new credit card?. These are the things you'll need to know. Read More...

Using Your Credit Cards Abroad

Updated: 04th April 2011 - First Published: 19th May 2005 Many of us do not realise that, when we use a credit card abroad the card issuer adds on a foreign usage loading. Read More...


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