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Holiday hints to take the strain out of travelling

Holiday hints to take the strain out of travelling

Category: Credit cards

Updated: 22/06/2010
First Published: 21/06/2010

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.
Holidaymakers have been told they can save money and prevent stress by taking some simple precautions before they set off on their travels this summer.

According to recent research, over a third of Britons are more worried about financial fraud abroad than they are at home.

As a result, International Currency Exchange (ICE) has come up with a number of top tips aimed at making traveller's trips a cheaper and safer affair.

1. Use a prepaid cash card – Allowing travellers to preload a balance beyond which they cannot spend, pre paid cashcards are a great alternative to credit and debit cards. They are PIN protected, but should the worst happen and the card is stolen, you don't risk a criminal emptying your main bank account or maxing out your credit card.

2. Never travel with one method of payment – It's never a good idea to go on holiday with just one method of payment, or one card. If travellers carry some form of back up, such as traveller's cheques, an emergency credit card, or a prepaid cashcard, it means that if they are unlucky enough to have their cash or card stolen, it won't mean that their entire holiday is ruined.

3. Always be aware – Travellers should be vigilant when entering their PIN number into PDQ's and cash points whilst on holiday. It's always a good idea to shield the numbers being entered. They should also be wary of where they use their card and only use it with reputable traders.

4. Look after new cards – If travellers are getting new cards before they go abroad, they should ensure that they sign them as soon as they are received. They should also make sure that they destroy their old card by cutting it right through the magnetic strip and chip.

5. Getting rid of receipts – Travellers should always dispose of any cash machine receipts, mini-statements, or balance enquiries safely. Ideally these should be shredded before they are disposed of to avoid the danger of fraud.

6. Keep your eyes open –Travellers should never leave their bags unattended, and easily accessible to criminals. Make sure that cards and card details are kept separately. Use hotel safes where possible.

7. Inform your card provider – Avoid the frustration of having a card blocked at an ATM abroad. Tell your card provider that you will be using your card overseas before you set off, and tell them how long you will be away for.

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.