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Holidaymakers given card advice

Holidaymakers given card advice

Category: Credit cards

Updated: 05/06/2009
First Published: 05/06/2009

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.
UK holidaymakers are being advised to safeguard their debit and credit cards when they travel abroad this year.

The UK Cards Association has teamed up with ABTA, The Association of British Travel Agents, to publish a advice guide on how to use cards abroad, whether on holiday or business.

Statistics show that there were 317 million overseas transactions on UK-issued cards last year, equivalent to more than ten a second. In total, three per cent of UK card usage is conducted overseas.

In 2008, £27.8 billion of transactions was conducted, with £19.9 billion on credit and debit card charges, and a further £7.9 billion of cash withdrawn from cash machines.

Specifically, the guide provides information on the possibility and types of charges Britons incur while spending on plastic on holiday, as well as minimising the chances of being a victim of fraud.

Examples include: making sure your card company has your up to date details of you and that 24 hour communication with them is possible; knowing your credit limit before you travel; and safeguarding your PIN at all times.

"Everyone should be aware that there may be fees or costs connected with using your card in a foreign cash machine or shop," said Sandra Quinn, director of communications.

"Additionally, card criminals often look to catch us with our defences down when we are on holiday, so we need to take some simple, sensible precautions to help minimise the chances of becoming a victim of fraud."

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