Moneyfacts Prepaid Card Star Ratings announced | will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by will always be from Be Scamsmart.

MONEYFACTS ARCHIVE. This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Published: 28/03/2017

Ever thought of getting a prepaid credit card? It could be a great option if you want the convenience of card spending with the peace of mind that you won't be able to get in debt, with these cards allowing you to set yourself a budget that you can't stray from. They're available to everyone, regardless of credit rating, and can be ideal for travelling as well. But how do you know which one could be right for you? Well, that's where we come in.

Moneyfacts has completed its annual assessment of the prepaid card market and announced its Star Ratings accordingly, so if you're looking for a new deal, a card that boasts the coveted Moneyfacts logo could be a great place to start!

The Moneyfacts Prepaid Card Star Ratings look at cards both for everyday use and those designed for travel. They're based on the weighting of specific features that are likely to be the most relevant when you're looking to take out a prepaid card, including access, flexibility and the number and size of charges that could be incurred, as well as the all-important headline fee and/or associated exchange rates.

Our dedicated research team has extensively analysed these products to help you choose, with confidence, the card that could best suit your needs in terms of ongoing quality, so you can be sure you're getting a card you can rely on.

"Prepaid cards can be a valuable tool for those looking for security or to manage their spending," said Samantha Owens, Insight Manager at Moneyfacts. "Yet whether for everyday use or for travel, the combination of fees and charges along with the variety of benefits and incentives on offer can make it hard to choose.

"The Moneyfacts Prepaid Card Star Ratings allow the customer to focus their attention on the card with the most functionality, competitive charges and benefits for whatever they wish to use the card for."

Below is a list of the categories and cards that have been awarded a Moneyfacts Prepaid Card Star Rating of four or five, any one of which could be great for your needs. 

Everyday Cards
5 stars
Cashplus Gold - Flexiplus
icount PAYG
Optimum Prepaid MasterCard
The Credit Union Prepaid card
Virgin PAYG
4 Stars
icount Pay Monthly
Net+ Prepaid MasterCard
Prepaid financial services card
Spark Prepaid card
Splash Prepaid card
Swirl Prepaid card
The Talk Home CAT Card

Travel Cards
5 stars
AA Euro Card
AA Worldwide: Sterling Card
Cashplus Dollar
Caxton Currency Card
Fairfx Euro
Fairfx Everywhere
Fairfx Dollar
ICE Travellers Cashcard Dollar
ICE Travellers Cashcard Euro
Moneycorp Explorer Multicurrency
Seasons Visa Travel Card
4 Stars
Cash Passport™ Young Traveller
Cashplus Euro
Centtrip Prepaid MasterCard
Endsleigh Travelcard
Travelex Cash Passport™ Globe
Virgin Dollar Card
Virgin Euro Card

Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

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