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Product focus: Credit cards

Product focus: Credit cards

Category: Credit cards

Updated: 14/02/2011
First Published: 14/02/2011

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Months of cold weather and dark evenings may have had many of us dreaming of escaping to sunnier climes. Those fortunate enough to be planning trips abroad over the next few months should bear in mind that a good credit card is just as important as the usual holiday essentials. Here a selection of some of the best credit cards for foreign usage.

Post Office Classic Mastercard

  • This card does not charge customers for purchases made overseas
  • An APR of 19.9%
  • The card also has a balance transfer rate of 0% for 12 months
  • An emergency cash advance and card replacement service is provided for customers who lose their card abroad
  • Cash withdrawals will charge a fee of 2.5%. Cardholders must have a minimum income of £8,000
SAGA Over 50's Platinum VISA
  • Senior travellers can enjoy a rate of 0% when making purchases abroad with this card
  • A rate of 11.9% is charged with 0% on balance transfers for 9 months
  • Cash withdrawals will be charged at 2%
  • Benefits include discounts of between 10 and 30% at selected SAGA holiday resorts
  • Cardholders must have a minimum income of £12,000 and as the name suggests, be aged 50 and over

Santander Zero Credit Card Mastercard

  • This card from Santander charges 0% on overseas purchases and cash withdrawals
  • An APR of 18.9% is charged and customers can enjoy 0% on balance transfers for 6 months.
  • Cardholders are required to have a minimum income of £7,500.

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Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.