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Product focus: Credit cards

Product focus: Credit cards

Category: Credit cards

Updated: 14/12/2012
First Published: 23/12/2011

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

The annual shopping frenzy that is the New Year sales is just around the corner.

Cardholders who are planning to 'shop until they drop' may be best suited to a card offering an introductory interest free period on purchases.

Here is a selection of some of the best deals available at present.

Marks & Spencer Money Mastercard

This card offers 0% on introductory purchases for the initial fifteen months, after which the card charges 15.9pc APR. The card also offers a competitive loyalty scheme for customers. One point will be awarded for every £1 spent in Marks & Spencer stores or online and one point for every £2 spent elsewhere. 100 points equates to a £1 voucher.

Tesco Bank Clubcard Credit Card Mastercard

The Clubcard MasterCard from Tesco Bank offers customers an introductory 0% on all purchases during the first fifteen months. The card has a representative APR of 16.9%. Customers will be rewarded one Clubcard point for every £4 spent, with additional points earned on spend in Tesco's stores and filling stations.

Halifax All In One Mastercard

Halifax All In One Mastercard offers 0% on all purchases for the initial fifteen months. The representative APR is 17.9%. This card also offers cardholders with an outstanding balance 0% on all balance transfers for 15 months.

Find the best credit card rates - Compare credit cards

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.