Consumers have been advised to use a reward credit card in order to make their money go further.
The advice from Sainsbury's Bank comes as it finds that 7.55 million people are using credit cards for everyday purchases of £20 or less.
And with 48 per cent of all credit card holders failing to receive any form of reward, the firm estimates that these Britons could be missing out on as much £1.76 billion each month.
Head of cards at Sainsbury's Donald MacLeod noted that while consumers spending on their cards for small purchases should ensure they pay off their balances each month, a reward credit card is "perfect".
"There's no better time to switch to a card that gives you something back," he remarked.
Earlier this month Egg noted that 80 per cent of people plan to use the internet for Christmas shopping, urging these to consider a reward credit card for benefits such as cashback.
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