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Budget for medical costs with a health cash plan

Budget for medical costs with a health cash plan

Category: Health insurance

Updated: 13/06/2014
First Published: 13/06/2014

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

You can't put a price on your health, but sometimes, it's hard not to. The costs involved can often prevent us from getting the treatment we really need, even more so if that treatment is from private practitioners or deemed "complementary", and that's why having some form of insurance should always be considered.

A health cash plan could be the ideal solution, especially if you're looking for a simple, cost-effective way to budget for medical costs. This type of insurance will simply give you cashback for the likes of dental treatment, optician costs, even complementary therapies such as chiropractic treatment or osteopathy.

Unlike traditional insurance policies it's actually designed to be used on a regular basis and can be a lot more affordable than private medical insurance – pay your monthly premium, get your treatment then claim cashback afterwards. It'll mean you can spread the cost of treatment rather than having to pay outright, and can be a great way to budget for any medical costs – particularly if you're expecting to need regular treatment.

Of course, there's more to health cash plans than that. To find out more about them and how they could benefit you, read our special brief from experts in the field, Simplyhealth.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.