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Do you fear Friday 13th?

Do you fear Friday 13th?

Category: Home insurance

Updated: 09/11/2015
First Published: 09/11/2015

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Friday 13th is looming for the third time this year, but the question is, do you hold any stock in the superstition that it's bad luck? It seems many people do, but they could be fearful for nothing…

A nation of superstitious Brits

According to research from Clydesdale and Yorkshire Banks, 20% of respondents believe that breaking a mirror will bring seven years of bad luck, while 39% refuse to open an umbrella indoors and the same number avoid stepping on cracks in the pavement. However, it isn't just old superstitions that people are fearful of, as a further 15% will even choose to avoid making this the date for moving home for fear of misfortune!

Others aren't quite so concerned – 61% said that they don't let superstitions spoil their day – and 12% even hope that a black cat crosses their path. However, it seems that many of us still take extra precautions when it comes to this most notorious of days, with additional figures from home insurance provider Policy Expert showing that claim costs on this day are dramatically lower than the monthly average, with Friday 13th typically seeing half the number of claims (or even fewer) compared with an average day.

For example, on Friday 13th September 2013, the average claims cost came in at £1,192, while the average for the month stood at £1,755. It's been a similar story at every Friday 13th since then, and the most recent example saw one of the biggest discrepancies of them all, with the average claim on Friday 13th March 2015 amounting to £993 – well below the overall monthly average of £2,231.

This suggests that there may actually be less reason to be fearful on this day than any other, or perhaps that we're a lot more cautious for fear of something going wrong. Either way, make sure you're prepared for any eventuality by checking that your home insurance cover (and all other kinds of insurance, for that matter) is up to scratch, and if it isn't, make sure to compare policy options to give you added peace of mind on this most controversial of days.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.