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Don’t be tricked this Halloween

Don’t be tricked this Halloween

Category: Home insurance

Updated: 27/10/2017
First Published: 31/10/2013

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

With almost a quarter of UK households suffering damage as a result of Halloween or Bonfire Night shenanigans, homeowners are being urged to be prepared for any tricks that could come their way – with home insurance being a key way to do that.

According to research from Santander Home Insurance, the average cost of damage during "mischief week" amounts to £227 per household, with the prime culprit of eggs being thrown affecting 10% of households. Six percent of households have had their garden plants or fences damaged or removed whilst 3% have suffered property damage due to sparklers and fireworks, and the same amount have been damaged as a result of a house party.

The repair bill can quickly add up, and with petty criminals targeting unoccupied homes during mischief week it makes even more sense to be prepared.

Homeowners are being urged to check the details of their home insurance policy to ensure they're protected should any damage occur, and they should also take practical steps (such as securing entrances to their homes and leaving a light on) to prevent opportunist vandals or criminals leaving their mark.

Mark Russell, of Santander Insurance, said: "Halloween and Bonfire Night are national celebrations that all families should be able to enjoy. However, many of the traditions we associate with these occasions [can] have the potential to be quite intimidating and damage homes.

"For peace of mind and to minimise the inconvenience if any damage does occur, we urge people to keep their property and possessions protected with comprehensive home insurance."

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