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Be prepared for your bank holiday break

Be prepared for your bank holiday break

Category: Insurance

Updated: 22/05/2014
First Published: 22/05/2014

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

If you're lucky enough to be taking advantage of the bank holiday weekend (or perhaps the whole half term) with a well-earned break, there are several things you'll need to think about. Namely, insurance – and there are three core types you'll want to focus on.

Travel insurance

Travel insurance is one of things that can often get put to the bottom of the list, but it's vital to have it in place. It'll protect you in the event that your luggage was lost or stolen, for example, and could even ensure you're covered for medical treatment if you're heading abroad for a short break.

And, don't think you won't need it if you're staying closer to home either. If your personal belongings were damaged or your trip cancelled it could put you seriously out of pocket, and with single trip insurance often being highly affordable there's no reason not to consider it.

Car insurance

The AA is predicting one of the busiest spring bank holidays for years, with an estimated 17 million cars expected to clog up Britain's roads – and that means it's even more important to be prepared. You'll want to give the car itself a quick once over, particularly if it hasn't travelled a long distance in a while, but you'll want to double-check your car insurance details too.

Making sure you're properly covered is vital, as not only will it give you peace of mind but it could protect your finances should you come unstuck on those busy roads – not the best way to start (or end) your holiday, but at least it won't put a hole in your pocket. Policies that come with the likes of breakdown assistance could well be worth considering if you don't have it elsewhere, and if it's time to renew make sure to shop around to find the best deal.

Home insurance

You'll be leaving your house empty for several days, and that means you'll want to check your home insurance details are up-to-date as well. There'd be nothing worse than getting home, finding you needed to make a claim because of a burst pipe or a burglary (for example), only to find you weren't covered or your policy had expired – a quick check now could save a lot of hassle later.

Once you've ticked these off the list, all you've got to do is get packing and enjoy the spring break! You deserve it, after all.

What next?

Get a new travel insurance quote.
Find cheaper car insurance.
Compare home insurance deals.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.