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Don’t have a fright this Halloween – be prepared!

Don’t have a fright this Halloween – be prepared!

Category: Insurance

Updated: 30/10/2014
First Published: 30/10/2014

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Halloween is approaching fast, and if you don't want to have a fright, you'll need to be prepared! And we don't just mean making sure you've got enough goodies to appease all those trick or treaters, either...

Figures from Aviva have revealed that Halloween is the worst day of the year for vandalism, with claims for malicious damage to homes soaring by 160%. Car crime increases too, with the insurer reporting a 20% rise in motor thefts on Halloween, while car accidents increase by an average of 20% in the week the clocks go back.

Given that we're in that very week, you'll want to take even more care than normal when you're on the roads – and you'll also want to make sure you've got everything organised on the home front.

Protecting your home from those who want to dish out tricks should be first on your list of priorities. Petty criminals target unoccupied homes at this time of year, so if you're at a Halloween party, don't advertise that you're not there – take practical steps such as leaving a light or radio on – and make sure all valuables are safely hidden away from the prying eyes of the outside world.

Ensure your car is tucked up in your garage (if you have one) and at the very least double-check that any immobilising devices are fully functioning, and above all, make sure your insurance documents are in order. Insurance won't prevent issues from occurring but it can make the world of difference should the worst happen, ensuring that an already stressful time isn't compounded by an unexpected financial loss.

It can give valuable peace of mind as you'll know your property and possessions are protected, so always make sure you've got valid (and ideally comprehensive) car and home insurance policies to keep unwelcome frights at bay.

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