How To Get The Best Post-Lockdown Car Insurance | will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by will always be from Be Scamsmart.

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Derin Clark

Derin Clark

Online Reporter
Published: 22/04/2021

With lockdowns now easing, many motorists are taking to the road again for the first time in months, which means that many drivers will now be looking to ensure that their vehicle is legally safe to drive again.

Drivers who have not been using their vehicle during the lockdowns may have officially taken their vehicle off road by making a Statutory Off Road Notification (SORN), which will have allowed them to not pay car tax or insurance during the period their vehicle was not used. Now that the lockdowns are ending however, these drivers not only need to ensure that their tax is up-to-date, but will also have to make sure that they have the right car insurance.

The good news for drivers taking to the road again is that, due to fewer cars on the road over the last year and therefore not as many accidents as normal, there is the possibility that the cost of their car insurance may have fallen. As such, drivers may want to contact their car insurance company to see if they can renew their policy at a lower price.

Alternatively, drivers looking to get the best deal may find that switching to a new car insurance provider is the better option. Drivers looking for new car insurance should evaluate the whole of market to ensure that they get the best deal for their needs.

Motorists looking for the best deal should be cautious when using car insurance comparison sites as although these sites can provide a quick and easy way of finding a deal, they often do not show whole of market options. As such, some well-known car insurance providers do not appear on these sites, which could result in drivers missing out on the best deals.

When comparing the whole of market deals, a good place to start is by visiting our car insurance page, which highlights the policies that have been awarded the Moneyfacts five and four-star ratings. Again, drivers should keep in mind that the policies included on this page are not every deal available, but instead highlight the ones that have been independently selected by a team of experts to highlight the best deals available to consumers. To see the car insurance policies that have been awarded a five and four-star rating, click here.

Remember to get breakdown cover

Drivers taking to the roads again may also want to ensure that they have adequate breakdown cover, especially if their vehicle has not been used for a long time. Those looking for new breakdown cover can find the best policies available by visiting our breakdown cover page.


Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

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