What are the best ISA investment funds in April 2021? | moneyfacts.co.uk

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Michelle Monck

Michelle Monck

Consumer Finance Expert
Published: 29/04/2021

During April 2021 the FTSE 100 has seen a leap up in performance compared to last month. On 28 April 2021 it remained higher than the value at the start of the month. The most recent increase is as a result of the positive results released from Lloyds Banking Group and WPP and gains for energy companies.


We have summarised below the top five performing ISA investment funds for a £1,000 investment over the past 12 months and five years.

Best ISA unit trust funds

Rank

Fund

Ranking last month

Value of £1,000 lump sum over one year

Value of £1,000 lump sum over five years (rank)

Investment platform

1

Baillie Gifford American A Account

1

£2,029.91

£4,486.42

(1)

Interactive Investor

 

2

Guinness Sustainable Energy B Account

4

£2,015.40

£2,160.85

(38)

Interactive Investor

3

MFM Techinvest Tech A Account

5

£1,997.35

-

 

 

4

Consistent Opp UT Inc

-

£1,1919.15

£1,391.48 (409)

 

5

Schroder UK Small Cos Acc

-

£1,858.46

£1,806.10 (151)

Interactive Investor

Source: Lipper/Moneyfacts
Note: The table above is ordered by the best performance 1 April 2021 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

This month, there have been two new entrants into the best performing investment ISAs over the past 12 months. Guiness Sustinable Energy B Account and MFM TechInvest have both moved up the chart to second and third places.


The best performing Investment ISA in April 2021 for the sixth month in a row was from Baillie Gifford American A Account. A £1,000 investment made into this fund 12-months would now be worth £2,029.91.


In second place is the Guinness Sustainable Energy B Account where a £1,000 investment made 12-months ago is now worth £2,015.40. This fund focuses on the alternative energy space.
The third best performing investment ISA was from Marlborough Technology Fund (MFM TechInvest Tech A Account). This fund invests in technology companies listed around the world that have the strongest potential for growth. There are no restrictions on company size and the fund is managed by Guy Feld. A £1,000 investment made 12 months ago is now worth £1,997.35
The first new entrant this month is the Consistent Opportunities Unit Trust, this fund invests in equity securities and has no geographical constraints.


The fifth best investment ISA in April 2021 was the Schroder UK Smaller Cos Acc, a £1,000 investment made 12-months ago into this fund is now worth £1,858.46. This fund invests in a broad range of sectors with more than 25% of the fund invested in software and computer services and media.


The unit trust funds delivering the best returns on a £1,000 investment over five years were:
1. Baillie Gifford American A Account
2. AXA Framlington Global Technology
3. L&G Global Tech Index
4. JPM US SCG A – Net Account
5. Baillie Gifford Global Disc A Account

Best ISA investment trusts

Rank

Fund

Ranking last month

Value of £1,000 lump sum over one year

Value of £1,000 lump sum over five years (rank)

Investment platform

1

Pacific Horizon Investment Trust

 

1

£2,482.36

£4,190.95 (1)

Interactive Investor

2

Chelverton SCmDvTrust PLC Ord 25p

59

£2,363.15

£1,497.62 (90)

Interactive Investor

3

TR European Growth Trust

16

£2,225.38

£2,395.37 (26)

Interactive Investor

4

BlackRock World Mining Trust

4

£2,221.41

£3,379.90 (7)

 

Interactive Investor

5

Henderson Opp Trust

21

£2,219.17

£1,921.97 (53)

Interactive Investor

Source: Lipper/Moneyfacts
Note: The table above is ordered by the best performance 1 April 2021 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.
During April 2021, the best performing ISA investment trust fund was again the Pacific Horizon Investment Trust that invests in Asia-Pacific excluding Japan and the Indian subcontinent. A £1,000 investment made 12-months ago into this fund is now worth £2,482.36.
There were three new entrants into the top five this month with the Chelverton UK Dividend Trust Plc the second-best performing investment ISA trust fund in April 2021. This fund invests in mid and smaller capitalised UK companies listed on the London Stock Exchange Main Market or AIM. The fund holds 22% of its assets in the industrial sector, followed by 21% in consumer cyclical and 19% in financial services.


Next is the TR European Growth Trust, this fund invests in smaller and medium sized companies in Europe. Its top three investment sectors are the same as Chelverton, with 27% in industrials, 22% in consumer cyclical and 15% in financial services.
Last month, the BlackRock World Mining Trust entered the top five. This fund invests in mining and metal securities worldwide. £1,000 invested in this fund 12 months ago is now worth £2,221.41.
The Henderson Opportunities Trust PLC is the fifth best performing ISA trust fund in April 2021. This fund invests in 70 to 100 investments and currently has 23% of funds in the technology sector, 22% in industrials and 21% in financial services.

The investment trust funds delivering the best returns on a £1,000 investment over five years were:
1. Allianz Technology Trust Plc
2. Scottish Mortgage Investment
3. Pacific Horizon Investment Trust
4. JP Morgan China
5. Edinburgh Worldwide Investment Trust

Should savers open a stocks and shares ISA in 2021?

Savings rates including ISAs have seen continual declines during 2021 and some savers may want to explore alternatives for better returns. Cash ISAs may not offer the best returns but they are a safe place for savers money with no risk to their capital. A stocks and shares ISA in the market right now is delivering better returns than cash alternatives, although this performance could change in the future. Savers investing in a stocks and shares ISA must understand that their capital is at risk.
Those looking to improve their returns that are willing to accept some risks could consider opening a stocks and shares ISA using an investment platform, such as interactive investor.

Featured: stocks and shares ISA providers

Provider

Min monthly investment

Number of funds available

 

Interactive Investor

£25

3,000 plus

Find out more

Foresters Friendly Society

£500

1

Find out more

BMO Asset Management

£500

10

Find out more

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Moneyfacts.co.uk has also written some useful investment guides including how to invest money, ethical investments, venture capital trusts and how to invest in property.

The value of investments can go up as well as down, and investors’ capital is at risk. Management fees have been included in this article, but other fees may apply. Investors should check all fees with their financial adviser, investment platform or provider before making any investment.

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