What are the best ISA investment funds in May 2021? | moneyfacts.co.uk

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Michelle Monck

Michelle Monck

Consumer Finance Expert
Published: 21/05/2021

Yesterday a fall in Crypto currencies saw a reduction in the value of world markets, including a fall for the FTSE 100 and 250. The crash of crypto currency comes off the back of China’s decision to ban banks and financial services companies from offering digital currency services.


On a more positive note, the increase in online shopping and delivery has given the Royal Mail a significant boost in profits. The result now makes it a contender for a move up to the FTSE 100 according to analysis from the Evening Standard. The newspaper also tips Darktrace, Moonpig and Trustpilot to enter the top 350 public companies on the FTSE index.


We have summarised below the top five performing ISA investment funds for a £1,000 investment over the past 12 months and five years.

Top ISA unit trust funds

Top ISA unit trust funds

Rank

Fund

Ranking last month

Value of £1,000 lump sum over one year

Value of £1,000 lump sum over five years (rank)

Investment platform

1

Baillie Gifford American A Account

1

£1,846.22

£4,964.18

(1)

Interactive Investor

 

2

Guinness Sustainable Energy B Account

4

£1,829.11

£2,216.96

(51)

Interactive Investor

3

MFM Techinvest Tech A Account

5

£1,792.70

-

 

Interactive Investor

4

Consistent Opportunity Unit Trust Inc

-

£1,763.67

£1,392.71 (128)

Speak to a financial adviser

5

Schroder UK Small Cos Acc

-

£1,725.12

£1,924.65 (130)

Interactive Investor

Source: Lipper/Moneyfacts

Note: The table above is ordered by the best performance 1 May 2021 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

The Baillie Gifford American A Account has been the best performing investment ISA fund since the start of the year and now a £1,000 investment made over the past 12-months is now worth £1,846.22. It also has the best performance this month over a five-year time period as well. 
The two new entrants into the chart from last month have moved up the table, the Guinness Sustainable Energy B Account and the MFM Techinvest Tech A Account taking the second and third place respectively.  An investment made into the Guinness Sustainable Energy B Account 12-months ago is now worth £1,829.11.
The MFM Techinvest Tech A Account is also known as the Marlborough Technology Fund. This fund invests in technology companies listed around the world that have the strongest potential for growth. There are no restrictions on company size and the fund is managed by Guy Feld. A £1,000 investment made 12 months ago is now worth £1,792.70.
The Consistent Opportunity Unit Trust Inc focusses on investments in UK equities and undervalued overseas opportunities. A £1,000 investment made 12-months is now worth £1,763.67.
 
The Schroder UK Smaller Companies Account invests in smaller UK companies across a range of sectors including 16% in software and computer services, 12% in media and 7% in industrial support services. A £1,000 investment made 12-months is now worth £1,725.12.
The unit trust funds delivering the best returns on a £1,000 investment over five years were:
  1. Baillie Gifford American A Account
  2.  AXA Framlington Global Technology
  3. L&G Global Tech Index
  4. Baillie Gifford Global Disc A Acc
  5. JPM US SCG A – Net Account

 

Top ISA investment trust funds

Rank

Fund

Ranking last month

Value of £1,000 lump sum over one year

Value of £1,000 lump sum over five years (rank)

Investment platform

1

Electra Private Equity

7

£3,566.31

£1,959.61 (56)

Speak to a financial adviser

2

Pacific Horizon Investment Trust

1

£2,366.71

£4,853.35 (3)

Interactive Investor

3

Henderson Opp Trust

5

£2,211.20

£2,150.44 (44)

Interactive Investor

4

BlackRock World Mining Trust

4

£2,089.83

£3,246.03 (9)

Interactive Investor

5

TR European Growth Trust

3

£1,972.99

£2,569.71 (23)

Interactive Investor

Source: Lipper/Moneyfacts

Note: The table above is ordered by the best performance 1 May 2021 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

The best performing ISA investment funds in May 2021 have seen some changes from last month with Electra Private Equity fund entering our top five for the first time. Investors can buy shares in this fund and hold these within their ISA. A £1,000 investment made 12-months ago is now worth £3,566.31.
The Pacific Horizon Investment Trust dropped to the second-best performing ISA investment fund with a return of £2,366.71 on a £1,000 investment made 12-months ago.
The Henderson Opportunities Trust Plc aims to grow more than the FTSE All-Share Index from a range of UK investments. Right now, the fund has 23% of its investments in the financial services sector, including shares in Barclays and 22% in industrials and 20% in technology. Over 12-months a £1,000 investment in this fund has grown to £2,211.20.
The BlackRock Mining Trust invests in a portfolio of mining and metal securities across the globe, with just under 30% of this invested in Canada, 27% in the UK and 14% in the US. 
The TR European Growth Trust aims to grow by investing in SMEs that are listed, domiciled, quoted or have operations in Europe.  A £1,000 investment made 12-months ago is now worth £1,972.99.
The investment trust funds delivering the best returns on a £1,000 investment over five years were:
  1. Allianz Technology Trust Plc
  2. Scottish Mortgage Investment
  3. Pacific Horizon Investment Trust
  4. JP Morgan China
  5. Polar Capital Technology Trust

 

Should savers open a stocks and shares ISA in 2021?

Savings rates have seen some improvements during May, but these remain low. Those wanting to save and earn interest without paying tax, could consider investing in a stocks and shares with an ISA wrapper. This allows savers to deposit up to £20,000 each tax year and not pay any tax on the returns generated. Over the longer term saving into stocks and shares has outperformed cash savings. The downside is that savers’ capital is at risk and the value of funds can change as the markets rise and fall. This makes it important that savers use stocks and shares investments over the longer term to allow for these changes to even out.

Featured: stocks and shares ISA providers

Provider

Min monthly investment

Number of funds available

 

Interactive Investor

£25

3,000 plus

Find out more

Foresters Friendly Society

£500

1

Find out more

BMO Asset Management

£500

10

Find out more

 

 

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Visitors to Moneyfacts.co.uk can access a free one-hour consultation to review their savings and investments from award winning, independent advisers Kellands Hale. Their experts can help savers to assess their investment options and to find the best possible returns.

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Moneyfacts.co.uk has also written some useful investment guides including how to invest money, the best ethical investments, and how to invest in property.

 

 

The value of investments can go up as well as down, and investors’ capital is at risk. Management fees have been included in this article, but other fees may apply. Investors should check all fees with their financial adviser, investment platform or provider before making any investment.

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