The Best ISA Investment Funds In November 2021 | moneyfacts.co.uk

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Derin Clark

Derin Clark

Online Reporter
Published: 08/11/2021

Following last week’s Bank of England surprise decision to keep base rate at 0.1%, the pound fell more than 1 per cent. The pound saw its biggest fall since August 2021 as many investors were caught off-guard by the Bank of England’s decision and the markets had been expecting interest rates to rise by as much as 0.15%.

The summaries below show the overall best performing ISA funds in November 2021. Please remember that past performance is no guarantee of the future.

Top ISA unit trust funds

Rank Fund Ranking last month Value of £1,000 lump sum over one year Value of £1,000 lump sum over five years (rank) Investment platform
1 Guinness Global Energy B Ret USD 3 £1,833.62 £747.94 (774) Interactive Investor
2 INV Emerging Eu (UK) Acc 11 £1,740.24 £1,797.06 (97) Speak to a financial adviser
3 Aberforth UK Small Comp Acc 1 £1,704.06 £1,586.54 (175) Speak to a financial adviser
4 Consistent Opp UT Inc 2 £1,636.41 £1,498.71 (236) Interactive Investor
5 Guinness GIMoneyMngrs B USDInc 21 £1,612.16 £1,835.45 (84) Speak to a financial adviser

Source: Lipper/Moneyfacts
Note: The table above is ordered by the best performance 1 November 2021 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

 

Guinness Global Energy B Ret USD has risen two positions this month to be the best performing ISA unit trust fund in November 2021, with a £1,000 investment 12 months ago now being worth £1,833.62. This may not be the best option when looking at a five-year investment, as it comes last when looking at performance over a five-year period.

Entering the chart in second place is INV Emerging Eu (UK) Acc which aims to reduce risk, costs and/or generate additional capital or income. The value of an investment made 12 months ago would be £1,740.24.

Moving down two places this month to third position is Aberforth UK Small Comp Acc, with a £1,000 investment made 12 months ago now being worth £1,704.06. The fund’s objective is to achieve a total return greater than the Numis Smaller Companies Index.

The Consistent Opp UT Inc has also dropped two positions, now sitting in fourth place in November 2021, with investments made 12 months ago valuing at £1,636.41. The fund primarily focuses on investments in UK equities and undervalued overseas opportunities with any income being paid bi-annually.

Guinness GlMoneyMngrs B USDInc finishes off the chart in fifth place, offering a fund size of £1,612.16, which is up from last month’s £1,508.51.

The unit trust funds delivering the best returns on a £1,000 investment over five years were:

  1. Baillie Giff Amer A Acc
  2. L&G Global Tech Index R Acc
  3. AXA Fram Glbl Tech R Acc
  4. Baillie Giff Glbl Disc A Acc
  5. Herald Worldwide Technology A

 

Top ISA investment trust funds

Rank Fund Ranking last month Value of £1,000 lump sum over one year Value of £1,000 lump sum over five years (rank) Investment platform
1 Electra Private Equity 1 £3,165.71 £1,775.08 (56) Speak to a financial adviser
2 Chelverton SCmDvTrstPLCOrd25p 2 £2,029.31 £1,472.82 (88) Interactive Investor
3 Merchants Trust 4 £1,720.76 £1,701.39 (64) Interactive Investor
4 JPMorgan Russian Secs PLC 18 £1,658.31 £2,419.84 (14) Speak to a financial adviser
5 SL Private Equity Trust PLC 14 £1,611.23 £2,125.92 (23) Speak to a financial adviser

 

Source: Lipper/Moneyfacts
Note: The table above is ordered by the best performance 1 November 2021 over the past 12 months. Funds may be available on other platforms not listed, through a stockbroking service or financial adviser.

 

The top two performing ISA investment funds in November 2021 are Electra Private Equity and Chelverton SCmDvTrstPLCOrd25p, who have retained the first and second place positions for several months running. A £1,000 investment made 12 months ago is now worth £3,165.71 and £2,029.31 respectively. Investors can buy Electra shares and hold these within their ISA.

Merchants Trust moves up one position to third place this month, with a £1,000 investment made 12 months ago now valuing at £1,720.76. This fund invests in a portfolio of mainly higher yielding large UK companies and uses appropriate gearing to enhance return.

JPMorgan Russian Secs PLC enters the chart in fourth place with the aim to maximise total return to shareholders from a diversified portfolio of investments primarily in quoted Russian securities. Investments made 12 months ago would now value at £1,658.31.

A second new entrant in November to finish off the chart is SL Private Equity Trust PLC, with a £1,000 investment made 12 months ago now being worth £1,611.23. The objective of this fund is to achieve long-term total returns through holding a diversified portfolio of private equity funds and direct investments into private companies and others.

The investment trust funds delivering the best returns on a £1,000 investment over five years were:

  1. Scottish Mortgage Investment
  2. Allianz Technology Trust PLC
  3. Pacific Horizon Investment Trust
  4. Edinburgh Worldwide Investment Trust
  5. Montanaro Eur SmCom

 

Should savers open a stocks and shares ISA in 2021?

Inflation remains a concern for consumers, with the Bank of England expecting inflation to reach 5% next year. The top rate on a cash savings account today is 2.05% AER, which means that unless savings rates see a significant increase in the coming months or inflation goes against expectations and falls, savers will see the value of the deposit fall in real terms. An option for savers who are happy to accept some risk may be to invest in a stocks and shares ISA instead. A stocks and shares ISA can be a good investment option as investors do not need to pay tax on the returns generated (up to a maximum deposit of £20,000 each tax year). Investment in stocks and shares has outperformed cash savings over the longer term, but the downside of these investments is that the value of these can change over time as markets rise and fall, and investors’ capital is at risk.

 

Featured: stocks and shares ISA providers

Provider Min monthly investment Number of funds available  
Interactive Investor £25 3,000 plus Find out more
Barclays Smart Investor £0 2,000 plus Find out more
Foresters Friendly Society £50 1 Find out more
BMO Asset Management £50 10 Find out more

 

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Moneyfacts.co.uk has also written some useful investment guides, including how to invest money, the best ethical investments, and how to invest in property.

The value of investments can go up as well as down, and investors’ capital is at risk. Management fees have been included in this article, but other fees may apply. Investors should check all fees with their financial adviser, investment platform or provider before making any investment.

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