Will this be the year you start investing? - Investments | moneyfacts.co.uk


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Will this be the year you start investing?

Will this be the year you start investing?

Category: Investments

Updated: 21/01/2014
First Published: 21/01/2014

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

With savings rates at record lows and there currently being only 77 accounts that negate the effects of tax and inflation, a lot of savers might be toying with the idea of investments to generate a more measurable return. So, will this be the year you play the stock market?

Investing in shares could be a viable option for those that want the possibility of meaningful returns, although they of course need to be comfortable with the added risk that comes with it. Unlike with a regular savings account there's no guarantee that you'll get your initial deposit back, and although you could get a great return the value of any investment could go down as well as up. The risk is a lot higher, but then so are the potential rewards.

Using a recognised share dealing service such as ours means anyone, with sufficient funds and appetite for risk, can get into the market. It's possible to buy and sell shares in most UK-listed companies, and keeping an eye on the FTSE 100 (or whichever index your shares are listed in) can give you valuable insight into the market so you can decide how to proceed.

Of course, getting suitable financial advice is essential before starting your investment journey. Share dealing is a lot more complex than traditional savings accounts so you need to be prepared for the added risk, but for those that want an alternative to current savings rates it could be worth thinking about.

What Next?

Find out more about share dealing

Check out our pick of the top 6 cash ISAs for a low-risk alternative

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