Life insurance 'should cover those with HIV' - Life insurance - News |

News News brings you the latest financial & economic news & reviews of the best products in the UK by our team of money experts.

Life insurance 'should cover those with HIV'

Life insurance 'should cover those with HIV'

Category: Life insurance

Updated: 26/11/2012
First Published: 06/05/2009

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.
A call has been made for more life insurance policies to be made available to people who are HIV positive.

The National Aids Trust (Nat) noted that anti-retroviral treatments mean many people who have been diagnosed now have a normal life expectancy and insurers should recognise that fact.

A spokesman for the charity explained that many people with HIV can face discrimination and struggle to access affordable products such as life insurance.

However, PruProtect - a joint venture between Prudential and a South African firm - has announced that its life insurance product will be extended to include people living with HIV.

It is the first mainstream insurer in the UK to take such action and although only a limited range will initially be covered, the qualifying criteria is to be broadened in the future.

The Nat spokesman said the organisation is "delighted" with the development, adding: "We hope that other financial services will follow through and make sure that there is affordable leverage for people with HIV." have partnered with Torquil Clark Life Insurance to help you find the best life insurance deal.

Speak to an adviser about your life insurance needs

Under no circumstances should you cancel an existing life insurance policy until a new one has been arranged. Torquil Clark Life Insurance is a trading name of LifePolicies Direct Ltd which is authorised and regulated by the Financial Services Authority.

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.