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If a pet has a pre-existing illness or is already sick, it may be a challenge for pet owners to find pet insurance, but there are options available.
When looking to get pet insurance to cover a pet that has a pre-existing condition, it is important to check the policy to ensure that the pet will be covered. Many pet insurance policies will not cover pets that are already ill, but there are some, such as Bought By Many, which do offer policies that will cover pets with pre-existing conditions. Saying this, policies that are willing to cover pets with a pre-existing condition may have additional terms and conditions, for example, that the pet has not needed treatment or advice for a set period of time before applying for the insurance.
Pet owners with a pet that has a hereditary condition, or is a breed that has a tendency to develop certain health problems, should be covered under a standard policy, as long as their pet is not showing any signs of the condition. Although, when taking out the policy, pet owners should declare any hereditary conditions or if the breed is known to develop health problems. This may mean having to pay a higher premium for the insurance, but it will ensure that the pet is covered if any conditions do develop.
When taking out a policy for a pet with a pre-existing condition, it is likely that a higher premium will be paid for the insurance. In addition to this, the age of the pet, along with its breed and size will likely impact the cost of the insurance. It is also likely that the insurance policy will increase over the years as the pet gets older and/if more trips to the vet are needed.
Although there is no getting away from the fact that if the pet has a pre-existing condition, it will likely cost more in insurance, so shopping around for a good pet insurance deal will help to reduce costs. Our pet insurance page highlights all the five and four-star rated pet insurance providers available during 2020, as rated by Moneyfacts. These providers have been selected by a team of experts within Moneyfacts, who have taken into account the features of the policy offered along with the cost of the insurance.
Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
Inflation increased to 9% today following April’s announcement from the Office for National Statistics (ONS). It means inflation is now at its highest level since 1982. “Inflation rose steeply in April, driven by the sharp climb in electricity and gas prices as the higher price cap came into effect,” said Grant Fitzner, Chief Economist at ONS.
Inflation increased to 9% today following April’s announcement from the Office for National Statistics (ONS).
Lloyds Bank will incentivise any customers switching from another bank to its Club Lloyds or Club Lloyds Platinum Account with a £125 cash bonus. The offer is available with immediate effect and is only available through the Current Account Switch Service (CASS) until 27 June.
Lloyds Bank will incentivise any customers switching from another bank to its Club Lloyds or Club Lloyds Platinum Account with a £125 cash bonus.
In light of the ongoing cost of living crisis in the UK, it is likely that the word “affordability” is on your mind. Added to this, if you are approaching your 40s and 50s, you could be shouldering many financial responsibilities.
In light of the ongoing cost of living crisis in the UK, it is likely that the word “affordability” is on your mind.
Inflation increased to 9% today following April’s announcement from the Office for National Statistics (ONS). It means inflation is now at its highest level since 1982. “Inflation rose steeply in April, driven by the sharp climb in electricity and gas prices as the higher price cap came into effect,” said Grant Fitzner, Chief Economist at ONS.
Inflation increased to 9% today following April’s announcement from the Office for National Statistics (ONS).
Lloyds Bank will incentivise any customers switching from another bank to its Club Lloyds or Club Lloyds Platinum Account with a £125 cash bonus. The offer is available with immediate effect and is only available through the Current Account Switch Service (CASS) until 27 June.
Lloyds Bank will incentivise any customers switching from another bank to its Club Lloyds or Club Lloyds Platinum Account with a £125 cash bonus.
In light of the ongoing cost of living crisis in the UK, it is likely that the word “affordability” is on your mind. Added to this, if you are approaching your 40s and 50s, you could be shouldering many financial responsibilities.
In light of the ongoing cost of living crisis in the UK, it is likely that the word “affordability” is on your mind.
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