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Despite their potentially lucrative value, Britons are holding onto their valuable collections such as coins, stamps and artwork.
Over three quarters of homeowners are hanging onto their prized possessions, despite the economic downturn, according to Halifax.
However, collectors have been warned they are putting their valuable at risks by not having them properly valued or insured. Almost half of people don't know what their treasured items are worth, while one in ten has no home contents insurance to protect their goods.
Figures also show that three quarters of people have never had their antiques or collectables valued by an expert.
A further 38 per cent of people polled assume their valuables are covered but have little idea what their actual policy details are.
Head of underwriting at the lender, David Rochester, said that while in many cases collectables are seen as unique and irreplaceable, consumers are usually keen to recoup any financial loss in the event of them being damaged or stolen.
He also recommended that anybody with a valuable collection should have them valued by an expert every two years.
Consumers can compare insurance quotes at Moneyfacts.co.uk today.
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