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There's nothing worse than having a home emergency and not knowing where to turn, or even worse, not knowing how you're going to pay for it. That's why many people plan ahead by opting for home emergency cover, giving them peace of mind in knowing that they're completely covered should an emergency strike. But how do you know you're getting the best deal? That's where we come in.
Here at Moneyfacts, we do the hard work for you: we've thoroughly researched the market and extensively analysed the products available, and have just launched our first ever Home Emergency Cover Star Ratings to highlight the best options out there. Given that we've been providing impartial analysis of financial products for over 25 years, these Star Ratings can be trusted with confidence.
The Moneyfacts Home Emergency Cover Star Ratings are based on the weighting of specific product features, outside of premiums, that are likely to be the most relevant for those looking to take out a policy; we think about what you'll be looking for in such a product and rate the options accordingly, giving you an extra degree of confidence that you've chosen the most competitive home emergency policy based on your needs.
"An emergency at home can strike at any time, whether it's a faulty boiler in the middle of winter or a wasp nest when summer arrives," said Samantha Owens, Insight Manager at Moneyfacts. "Not only can the cost of fixing the problem run into the thousands, but finding the right help at the right time in a stressful situation can be key.
"The annual Moneyfacts Home Emergency Cover Star Ratings identify the policies with the largest range of features and the most competitive limits, allowing the consumer to filter down the market and helping them choose the best product for their budget."
Moneyfacts' Home Emergency Cover Star Ratings act as an independent seal of approval and can help you in the all-important decision-making process, so when you're comparing policies, make sure to look out for the logo – or get started by reading the full list of four and five-star winners here.
Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.