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nigel woollsey

Nigel Woollsey

Online Writer
Published: 17/01/2020
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Moneyfacts is delighted to announce that the results from our 2020 Star Ratings for Self-Invested Pension Plans (SIPP) and Small Self-Administered Schemes (SSAS) are in!

Consumers who value an impartial, expert opinion can now see for themselves which products and providers have achieved Five or Four Star Rated status. The Moneyfacts Star Ratings are well-respected by those looking for the best performers in the UK marketplace.

As part of our 2020 Moneyfacts Annual Star Ratings, thousands of products across 16 categories, from business and personal finance products to insurance and investment products, are carefully assessed.

The latest Moneyfacts Annual Star Ratings derives from the analysis of SIPPs and SSASs from over 50 fields of information per individual product.

Numerous features are considered when assessing the ratings, and some of this information includes:

Self-Invested Personal Pensions (SIPP)
• Minimum contributions and transfers in
• Investment options
• Number of segments allowed
• Set-up and admin fees
• Dealing fees
• Property purchase fees
• In-specie fees
• Cash transfer fees • Lifetime annuity availability and charges
• Capped drawdown charges
• UFPLS availability and charges
• Flexi access charges
• Transfer out charges
• Online valuation availability
• Deposit account choice
• Product closure charges.

Small Self-Administered Schemes (SSAS)
• Types of service offered
• Minimum contributions and transfers in
• Number of SSAS
• Investment options
• Funds under administration
• Set-up and admin fees
• Property and admin fees
• VAT registration and administration charges • Capped drawdown charges
• Lifetime annuity availability and charges
• Flexi access charges
• UFPLS availability and charges
• Scheme pension availability and charges
• Product closure charges
• Transfer out charges.

Richard Eagling, editor of Investment Life and Pensions Moneyfacts, said: “The need for individuals to take more control of their own retirement planning has encouraged a greater demand for self-invested pensions such as SIPPs and SSASs. There is a diverse range of SIPP and SSAS products that individuals can select from, making comparisons potentially complex. The Moneyfacts Annual SIPP and SSAS Star Ratings highlight the companies that offer the schemes with the most extensive range of features and competitive charges, helping consumers to direct their focus when considering their options.

“The Moneyfacts Annual SIPP and SSAS Star Ratings concentrate on the individual features of a product that consumers will come across when going through the decision-making process. The ratings therefore provide consumers with an extra seal of approval, which should give them the added assurance that they have found a high-quality product for their retirement needs.”

See the 2020 Moneyfacts Annual Star Ratings Four and Five Star products and providers here.


Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

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