Moneyfacts Annual Star Ratings – PMI announced |
MONEYFACTS ARCHIVE. This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

nigel woollsey

Nigel Woollsey

Online Writer
Published: 17/04/2020

Consumers comparing products in the private medical insurance arena, will be pleased to hear that Moneyfacts has revealed its 2020 Five and Four-Star Ratings in this sector, highlighting the very best products available in the market.

Every year thousands of products are impartially assessed by Moneyfacts, across 17 categories, from business and personal finance products to insurance and investment products. It is down to the extensive analysis of more than 2,000 data fields that enables Moneyfacts to award its Star Ratings every single year, helping to support consumers with their decision-making process.

In a survey of consumers from July 2019, over three-quarters (77%) agreed that an independent Star Rating is of importance when taking out a financial services product. In addition, just over nine out of 10 (91%) consumers agreed that a Star Rating from an independent and impartial company could influence their decision in considering taking out a financial services product.

Moneyfacts’ latest Annual Star Ratings derive from the analysis of over 40 fields of information per individual product. Numerous areas are considered when assessing the private medical insurance ratings, including:

  • Maximum total cover (per year)
  • Compulsory excess (per year)
  • Specialist fees
  • Diagnostic tests
  • Physiotherapy cover
  • Psychiatric treatment
  • Radio/chemotherapy
  • CT, MRI and PET scans
  • Complimentary therapy
  • Helplines
  • Prosthesis cover
  • Cancer drugs and therapy
  • Palliative treatment
  • Stem cell and bone marrow transplants
  • Home nursing cover
  • Private ambulance
  • Parent accommodation
  • Dental cover
  • Optical cover
  • Travel cover
  • Pregnancy/maternity cover
  • Overseas cover
  • Wig cover
  • Consultation/specialist fees.

Commenting on the latest results of the Annual Star Ratings Richard Eagling, Editor of Investment Life & Pensions at Moneyfacts, said: “The need for private medical insurance has arguably never been greater, with the NHS under increasing pressure, and growing demand for quality, yet affordable treatment options. New innovations and a greater range of additional benefits have made PMI a more compelling product but have also made it more complex. The Moneyfacts Private Medical Insurance Star Ratings help customers direct their focus and make an informed decision, by highlighting the most comprehensive products on the market.”

To see the full list of awarded products, please click here. There are many more 2020 Moneyfacts Annual Star Ratings to come.


Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.

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