Can you move home during lockdown?

Despite the announcement that a Covid-19 vaccine is likely to be available before the end of 2020, a year of lockdowns, combined with the Government’s stamp duty holiday, has resulted in many homeowners making the decision to move home.

The Government has already warned that, although there is optimism around the vaccine announcement, keeping the virus under control is likely to continue to the spring. So, with the coldest winter months ahead, there is a possibility that the current lockdown won’t be the last. The good news for homeowners looking to move is, unlike with the first lockdown in the spring, there is still the ability to move home during lockdown 2.0.

Here, we take a look at what home-movers in England can and cannot do during the current lockdown.

During the November lockdown, the Government has advised that people can still move home as long as the property they are moving to is their sole permanent residence. Removal firms are also allowed to work during the lockdown, although the Government advises homeowners to do as much packing and removals as possible themselves and they must follow Covid safety guidance.

Homeowners looking to move can still put their house up for sale during lockdown and estate agents are able to continue working. With the housing market booming and a backlog from the full lockdown earlier this year, homeowners should be aware that the process may take longer than normal. As well as this, an appointment will likely be needed before visiting the estate agent’s premises.

House viewings can still go ahead during lockdown but open house viewings are not allowed. The Government has recommended that initial viewings be done virtually. In-person viewings should not involve more than two households inside the property at any one time, which includes the estate agent. Social distancing during the viewing is also recommended and those viewing the property should wear a face covering, avoid touching surfaces and wash their hands regularly or use hand sanitiser.

In-person property valuations can continue to take place during the lockdown, although homeowners may have to wait longer than normal for an appointment due to demand. Again, when the valuation takes place, social distancing should be practised, along with wearing a face covering.

Mortgage applications are still going ahead during England’s second lockdown, although the process may take longer due to people working from home and a high demand in mortgage applications. Due to the unusual circumstances, we are currently living through, those looking to move home may want to consider speaking to a mortgage broker to help them find the right mortgage deal.