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MONEYFACTS ARCHIVE. This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.
Offset mortgages, which link a borrower's savings to their mortgage and offset the balance, can be a great way to reduce the size of an outstanding mortgage, particularly for those with a healthy savings pot. However, those who were hoping to take advantage may be in for a disappointment, with latest research from Moneyfacts showing that the number of offset products has now dwindled to a five-year low.
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