MONEYFACTS ARCHIVE. This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Published: 31/05/2016

Since the introduction of the Help to Buy Mortgage Guarantee Scheme (otherwise known as H2B) in October 2013, the market for high loan-to-value mortgages has been well and truly shaken up. Indeed, our latest research shows that not only has the number of such mortgages increased considerably, but average rates have notably dropped, which means first-time buyers could be enjoying one of the best borrowing environments they've ever seen.

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