| Provider |
Rate |
Initial rate period |
Product fee |
| HSBC |
0.89% variable |
Two years |
£999 |
| NatWest Int Sol |
1.19% fixed |
Two years |
£995 |
| HSBC |
1.34% fixed |
Three years |
£999 |
| Skipton Building Society |
1.41% fixed |
Five years |
£1,995 |
The lowest rate in the remortgage chart this week came from HSBC offering 0.89% (3.7% APRC) variable for two years, which reverts to 4.19%. This deal is available to those looking for a 60% LTV and who earn a minimum income of £15,000. It charges £999 in product fees and comes with the incentive of a free valuation and no legal fees. HSBC also offered the lowest three year fixed remortgage rate this week at 1.34% (3.5% APRC) fixed until 30 June 2023, which then reverts to 4.19%. This deal has the same terms and conditions as the variable rate deal.
NatWest Int Sol had the lowest two year fixed remortgage rate this week offering 1.19% (3.8% APRC) fixed until 30 June 2022. This deal is only available through selected intermediaries. It is available to those looking for a 60% LTV and charges £995 in product fees. It comes with the incentives of a free valuation and no legal fees.
Skipton Building Society had the lowest five year remortgage rate this week offering 1.41% (3.7% APRC) fixed until 31 May 2025, which then reverts to 4.99%. This deal is available to those looking for a 60% LTV. It charges £1,995 in product fees and comes with the incentives of a free valuation and no legal fees.
