Moneyfacts.co.uk will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by Moneyfacts.co.uk will always be from news@moneyfacts-news.co.uk. Be Scamsmart.
As many of the biggest mortgage lenders are able to carry out automated valuations for remortgages, and with rates remaining competitively low, now could be the ideal time for homeowners on their lender’s Standard Variable Rate or coming to the end of their mortgage term to lock into a new remortgage deal.
To help homeowners considering remortgaging choose the best deal, we’ve highlighted five of the best deals in the charts today. When deciding which deals to highlight, we’ve taken into account a range of factors including rate, fees, incentives and flexible features. As well as this, all the remortgage deals chosen are available using automated valuations.
One of the most competitive two year remortgage deals currently available is from first direct, which offers 1.34% (3.2% APRC) fixed for two years and then reverts to 3.54%. This deal is available to those looking for a 60% loan-to-value. It charges £490 in product fees and comes with the incentives of a free valuation and no legal fees.
For homeowners searching for a remortgage deal on an 80% LTV, NatWest has the most competitive two year deal at the moment. Its deal offers 1.51% (3.3% APRC) fixed until 30 June 2022, which then reverts to 3.59%. This deal charges £995 in product fees and comes with the incentives of a free valuation, no legal fees and £250 cash back.
The best remortgage deal in the three year remortgage chart comes from HSBC, which offers 1.94% (3.2% APRC) fixed until 30 June 2023, after which it reverts to 3.54%. This deal is available to those looking for an 85% LTV. There are no product fees charged with this deal and it comes with the incentives of a free valuation and no legal fees.
Borrowers looking to lock their remortgage payments into a five year deal will find that first direct has the most competitive deal on a 75% LTV. It offers 1.59% (2.9% APRC) fixed for five years, which then reverts to 3.54%. This deal charges £490 in product fees and comes with the incentives of a free valuation and no legal fees.
For those requiring a higher LTV of up to 85%, Lloyds Bank currently has the best five year fixed remortgage deal. Lloyds Bank offers 1.84% (3.0% APRC) fixed until 31 August 2025, reverting to 3.59% thereafter. This deal charges £999 in product fees and comes with the incentives of a free valuation and no legal fees.
To see all the current remortgage deals available visit our remortgage chart.
Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.
Today, first-time buyers will see the number of mortgage deals available to them significantly increase as the Government launches its mortgage guarantee scheme , which sees some of the biggest names on the high street returning to the 95% loan-to-value (LTV) mortgage chart
Today, first-time buyers will see the number of mortgage deals available to them significantly increase as the Government launches its mortgage guarantee scheme , which sees some of the biggest names on the high street returning to the 95% loan-to-value (LTV) mortgage chart
Find the latest mortgage rates for remortgages, moving home and first time buyers.
Find the latest mortgage rates for remortgages, moving home and first time buyers.
There are more 75% loan-to-value (LTV) mortgage deals available in the buy-to-let (BTL) charts than any other LTVs, making this by far the most popular LTV with lenders
There are more 75% loan-to-value (LTV) mortgage deals available in the buy-to-let (BTL) charts than any other LTVs, making this by far the most popular LTV with lenders
Today, first-time buyers will see the number of mortgage deals available to them significantly increase as the Government launches its mortgage guarantee scheme , which sees some of the biggest names on the high street returning to the 95% loan-to-value (LTV) mortgage chart
Today, first-time buyers will see the number of mortgage deals available to them significantly increase as the Government launches its mortgage guarantee scheme , which sees some of the biggest names on the high street returning to the 95% loan-to-value (LTV) mortgage chart
Find the latest mortgage rates for remortgages, moving home and first time buyers.
Find the latest mortgage rates for remortgages, moving home and first time buyers.
There are more 75% loan-to-value (LTV) mortgage deals available in the buy-to-let (BTL) charts than any other LTVs, making this by far the most popular LTV with lenders
There are more 75% loan-to-value (LTV) mortgage deals available in the buy-to-let (BTL) charts than any other LTVs, making this by far the most popular LTV with lenders
Moneyfacts.co.uk will, like most other websites, place cookies onto your device. This includes tracking cookies.
I accept. Read our Cookie Policy