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To find your car vandalised is not only emotionally tough, but also quite costly, with research from Churchill revealing that the annual cost of car vandalism sits at a whopping £1.9 billion. Their recent survey shows that three million motorists have their cars vandalised every year, costing an average of £661 in damage.
To make matters worse, police records show that over 60% of investigations into criminal damage to cars are closed without ever identifying a suspect, and that's not even counting the 34% of victims who didn't report the damage to the police. Nonetheless, a lot of people believe they know who damaged their car, with neighbourly disputes and crimes of passion most likely to be blamed.
"A moment of anger or mindlessness on the part of the vandal can cause victims long-lasting stress and worry and, as our research shows, can cost motorists dear," Steve Barrett, head of Car Insurance at Churchill, said. "It's an extremely unfair act and while not all cases will result in a conviction, we strongly advise victims report vandalism to the police. If repairs aren't made to even small scratches and dents, the condition of the vehicle will deteriorate which could significantly impact the resale value."
Naturally, security measures such as parking your car in a garage can help prevent vandalism and its associated costs, but this isn't a workable solution for a lot of people. That's why a car insurance policy that covers vandalism is so important, helping to relieve the financial impact so you can focus on dealing with the emotional costs.
Those who live in Plymouth have the most to worry about, with 26% of adults there having had their car vandalised, followed closely by Sheffield (25%) and London (23%). The safest city, in contrast, is Norwich, where only 9% of adults have had their car vandalised.
If you can't make the place where you keep your car more secure, at least make sure that you have the best car insurance
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