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MONEYFACTS ARCHIVE. This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Published: 15/01/2019
The expertise of the Moneyfacts team is regularly in demand, with journalists and media outlets from across the financial services and national spectrum relying on our experts for up-to-the-minute information. Here's a quick overview of some of the places we've been in the news recently:
The Telegraph sought finance expert Rachel Springall's advice on Premium Bonds, when it discussed whether or not savers should be looking elsewhere for guaranteed returns.
The Times looked at pensions last week, with our figures revealing that the average pension fund fell by 6.2% during 2018. Richard Eagling, the head of pensions at Moneyfacts, was quoted as saying that "the latest performance of pension funds has been in marked contrast with the previous two years, when the average fund delivered growth of 15.7 per cent in 2016 and 10.5 per cent in 2017."
• Then there's savings. Another story in The Times highlighted the finding that big-name banks can pay as much as 10 times less than their smaller rivals, using both our data and Rachel's expertise. "It is simple to move your cash. Savers need to shake their apathy and proactively chase down the top deals," she said.
• Rachel was quoted in This is Money, too, with the article discussing how would-be homebuyers can save for their first home. But savings were also top of the agenda for Good Housekeeping, with the article highlighting how the 1p challenge could see savings pots grow – and it highlighted Moneyfacts as the place to compare the best accounts.
• Motivation to remortgage was a top story for What Mortgage last week, with our latest figures revealing that borrowers could save £257 a month if they switched from their standard variable rate (SVR). "Faced with such a big jump in monthly repayments, it clearly pays for borrowers to shop around and remortgage once their initial rate has come to an end," said our finance expert Darren Cook.
• Remortgaging was also discussed in the Financial Times, particularly in light of the current political and economic uncertainty, with our data used to highlight the remortgage deals available.
The Sun covered the recent finding from the FCA that almost half of first-time buyers will still be paying off their mortgages in retirement. Rachel weighed in on the subject, saying that "ideally, first-time buyers would be wise to overpay their mortgage to build up more equity and reduce the term of their loan, but they should also keep on top of any credit card debts."
• Another Sun story, this time looking at loans, with the launch of new market-leading rates for borrowing £7,500. Our loan calculator was highlighted and Rachel was quoted extensively, with the takeaway being that loyalty doesn't necessarily pay: "The best loan does come down to price, so there is little incentive to go to your existing bank branch for one when you could get a better deal online," she said.
• Finally, news that the UK's biggest energy firms are using the price cap as a target was discussed in the Daily Express, using Rachel's expertise.

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