Nationwide BS’s ISA matches top rates | will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by will always be from Be Scamsmart.


Michael Brown

Content Writer
Published: 13/05/2022

The ISA pays 1%, matching the market-leading rates of other restriction-free easy access ISAs.

Nationwide BS launched a new issue of its 1 Year Triple Access Online ISA today, offering a rate of 1%. It means this offer matches the market-leading rate from Marcus by Goldman Sachs®, SAGA, and Al Rayan Bank on our easy access ISA charts.

“Our new Triple Access Online ISA will offer a market-leading rate from a brand savers know and trust,” said Tom Riley, Director of Banking and Savings at Nationwide Building Society.

In March, Nationwide BS increased the rate on this product from 0.25% to 0.70%, but it was still some way behind the market-leading rate at the time.

The 1 Year Triple Access Online ISA’s rate improved to 0.80% in April before the increase today.

While this offer matches the other restriction-free easy access ISAs on the market, its rate is beaten by Bath BS’s and Suffolk Building Society’s restricted offers ISAs.

Bath BS’s Instant ISA pays a rate of 1.09% but it is only available to existing members and those who can prove they either live, work, or study in Bath.

Suffolk Building Society’s Stepping Stone ISA, which pays a rate of 1.30%, has similar restrictions. It is only available to existing members, those aged between 16 and 20, and living in certain postcode areas.

How does Nationwide’s account operate?

While this account acts like an easy access account by providing savers with instant access to their funds, it does limit its users to three withdrawals during the one-year term.

If this limit is exceeded, the interest rate will revert to a rate of 0.10% for the remainder of the term.

There is just a £1 minimum opening deposit for this offer, and it can be opened online or via the building society’s app. Managing the account can be done by the same means.

The offer also accepts transfers in from other ISAs you might hold and it benefits from being a flexible ISA. This means savers can withdraw and replace money from this account within the same tax year without it contributing to their annual ISA allowance.

Once the one year term is over, this ISA will revert into a Triple Access Online ISA.

To see how this offer compares against Marcus by Goldman Sachs®, SAGA, and Al Rayan Bank, read our latest ISA round-up.

Alternatively, for a more in-depth comparison of all ISA products on the market, visit our charts.


Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

Cookies will, like most other websites, place cookies onto your device. This includes tracking cookies.

I accept. Read our Cookie Policy