Premium bonds crown two new millionaires for 2020 | will never contact you by phone to sell you any financial product. Any calls like this are not from Moneyfacts. Emails sent by will always be from Be Scamsmart.

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nigel woollsey

Nigel Woollsey

Online Writer
Published: 03/01/2020

Two lucky winners have had a wonderful start to the new year by winning the top premium bonds prize of £1 million each in this month’s draw. Joining their celebrations will be a sizeable number of other premium bond winners who are heading into 2020 with other prizes from £100,000 to £25 – all free of both income and capital gains taxes!

January 2020’s big premium bond winners

The first £1 million winner lives in Hertfordshire and purchased their winning premium bond, 244DT242763, in April 2015. The second lucky winner resides in Cheshire East and holds the winning bond number of 278CW859665, having purchased their premium bond in August 2016.

Many congratulations to them both.

Other premium bond prize winners

While not everyone can walk away with £1 million, the winners of the runners-up prizes probably won’t be crying into their champagne today. Six lucky individuals greet 2020 by becoming some £100,000 richer. These premium bond holders are spread across the UK, living in Preston, Surrey, Oxfordshire, Greater Manchester, South West Wales and West Sussex. The winning premium bond numbers for these six winners are: 174MF369445, 328JZ306858, 200JC974470, 337GP876536, 270PV360338 and 61DY638096 respectively.

It’s worth noting that two of the £100,000 prize winners both won with bonds valued at just £960 and £25. That’s quite a return on their initial investment!

12 premium bond holders can claim the not inconsiderable sum of £50,000, while a further 23 will be celebrating a handy windfall of £25,000. 59 people have won a welcome £10,000 each. A lucky few of these winners again won big with an investment of just £25.

Finally, 119 people will be starting January £5,000 better off and a massive 1,984 others claiming winnings of £1,000. Of note is the premium bond holder who won £5,000 on a £5 premium bond from August 1966 – hopefully, the win was worth the wait!

Has your big premium bonds win gone unclaimed?

Lots of us dream of a windfall in the premium bonds monthly draw. However, NS&I is currently holding onto £63m of unclaimed premium bond prizes. Literally thousands of potentially life-altering prizes are gathering dust when they could be gathering interest in the unsuspecting winner’s bank account. Premium bond holders can check their numbers quickly and easily using NS&I’s free online Premium Bond Prize Checker, or download the app from the App Store or Google Play.

Current holders of premium bonds can keep their details up to date online and even have cash prizes can be paid directly into their bank account. Visit to sign up now.

Tired of waiting to win big?

Savers who prefer the certainty of a regular return rather than the small chance of a win on the premium bonds should check out our whole of market comparison charts, showing for all kinds of savings accounts, fixed rate bonds, ISAs and more.

Savvy savers can stay up to date with the latest money and finance news, hot deals and the  best rates by subscribing to the free Weekend Moneyfacts and Savers Friend e-newsletters.


Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

Photo by Mitya Ivanov on Unsplash

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