The Best ISA Rates This Week 09.09.21 | moneyfacts.co.uk

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Derin Clark

Derin Clark

Online Reporter
Published: 09/09/2021

Savers looking for a fixed rate ISA will be pleased to see that rate increases from Secure Trust Bank has resulted in new higher rates topping the one, two and three year fixed rate ISA charts this week. For those looking for an easy access ISA, although the best three rates have remained the same this week, a rate rise by Leeds Building Society has resulted in it now offering the joint second-best rate in this chart.

Below we’ve highlighted the top rates currently available in our comparison charts, but savers should note that these are the best rates available at 12pm on Thursday 9 September 2021 and, although correct at the time of publishing, providers may reduce or withdraw rates at any time. As well as this, the rates highlighted are only those available to new customers.

The best fixed rate ISA savings rates

 

Provider

Account

Notice

Rate AER

 

UBL UK

5 Year Fixed Rate Cash ISA

Five years

1.46%

Find out more

Secure Trust Bank

3 Year Fixed Rate Cash ISA

03.10.24

1.25%

Find out more

Secure Trust Bank

2 Year Fixed Rate Cash ISA

03.10.23

1.15%

Find out more

Secure Trust Bank

1 Year Fixed Rate Cash ISA

03.10.22

0.95%

Find out more

 

Topping the ISA chart this week was UBL UK with its 5 Year Fixed Rate Cash ISA paying 1.50% gross on maturity. There are also versions of this ISA that pay 1.46% gross on anniversary and 1.45% gross quarterly or monthly. All options require a £2,000 minimum deposit to open. Transfers in from cash ISAs are accepted. They can be opened online, in branch, by post or via mobile app and then managed online, in branch, by post, by phone and via mobile app.

Secure Trust Bank topped the three, two and one year fixed rate ISA charts this week paying 1.25% gross yearly on its 3 Year Fixed Rate Cash ISA, 1.15% gross yearly on its 2 Year Fixed Rate Cash ISA and 0.95% gross yearly on its 1 Year Fixed Rate Cash ISA. The three year ISA matures on the 3 October 2024, the two year version matures on the 3 October 2023 and the one year ISA matures on the 3 October 2022. A £1,000 minimum deposit is needed to open all versions of the ISAs. They accept transfers in from cash ISAs. The ISAs must be opened online but can then be managed online and by phone.

Compare the best fixed rate ISAs

The best easy access ISA rates

 

Provider

Account

Notice

Rate AER

 

Cynergy Bank

Online ISA (Issue 16)

None

0.60%

Find out more

Paragon Bank
 
 
Leeds Building Society

Limited Edition Easy Access ISA (Issue 8)
Limited Issue Online Access ISA (Issue 37)

None
 
 
None

0.55%
 
 
0.55%

Go to provider’s site
 
Go to provider's site

Tesco Bank

Instant Access Cash ISA

None

0.51% including a 0.41% bonus for 12 months

Find out more

 

Cynergy Bank continued to have the top easy access ISA rate this week with its Online ISA (Issue 16) paying 0.60% gross yearly. This ISA requires a £1 minimum opening deposit to open, as well as a Cynergy Bank Authenticator App or Digipass. It allows further additions and withdrawals. Transfers in are accepted on account opening only. The ISA can only be opened and managed online.

Both Paragon Bank and Leeds Building Society had the second-best easy access ISA rate of 0.55% this week. Paragon Bank pays 0.55% gross on anniversary on its Limited Edition Easy Access ISA (Issue 8), which requires a £1 minimum deposit to open. This ISA allows further additions and withdrawals. Transfers in are accepted. The ISA must be opened and managed online. There is also a version of this ISA that pays interest monthly at the same gross rate. Leeds Building Society pays 0.55% gross on maturity on its Limited Issue Online Access ISA (Issue 37). This ISA requires a £1,000 minimum deposit to open. It allows further additions while the issue remains open and withdrawals are permitted. Transfers in are accepted. Again, this ISA can only be opened and managed online. Savers should also be aware that this ISA matures on the 31 October 2022 when it reverts to an Instant Access Cash ISA maturity account.

Tesco Bank had the next best easy access ISA rate this week with its Instant Access Cash ISA paying 0.51% gross on anniversary, which includes a 0.41% bonus for 12 months. A £1 minimum deposit is needed to open this ISA. Savers can make further additions but withdrawals are restricted to a maximum limit of £10,000 to non-Tesco Bank accounts and a £100,000 limit to Tesco Bank accounts when withdrawing via online transfer. Transfers in from cash ISAs are accepted. This ISA can be opened online or by phone and then managed online, by phone and via mobile app.

Compare the best easy access ISAs

The best notice ISA rates

 

Provider

Account

Notice

Rate AER

 

Aldermore

30 Day Notice Cash ISA Issue 12

30 days

0.35%

Find out more

Buckinghamshire Building Society

30 Day Cash ISA

30 days

0.30%

Find out more

 

Once again Aldermore continued to have the best paying notice ISA rate this week with its 30 Day Notice Cash ISA Issue 12 paying 0.35% gross on anniversary or monthly. This ISA requires a £1,000 minimum deposit to open and allows further additions. Withdrawals can be made subject to 30 days’ notice or earlier access is permitted subject to 30 days’ loss of interest. Transfers in are accepted. This ISA must be opened and managed online.

The next best notice ISA rate this week came from Buckinghamshire Building Society, which pays 0.30% gross yearly or monthly on its 30 Day Cash ISA. A £100 minimum deposit is needed to open this ISA. It allows further additions and withdrawals can be made subject to 30 days’ notice. Earlier access is permitted without notice but subject to a 30 days’ loss of interest penalty. This ISA does not accept transfers in. It can be opened and managed in branch and by post.

Compare the best notice ISAs

Disclaimer

Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

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