The Best ISA Rates This Week 18 11 21 | moneyfacts.co.uk

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Derin Clark

Derin Clark

Online Reporter
Published: 18/11/2021

On Monday West Brom Building Society increased the rates on its fixed ISAs and launched a range of online-only versions resulting in it now paying the top rates across the fixed ISA charts. Further down the fixed ISA chart, this week United Trust Bank increased the rates on its three, four, five and seven year fixed rate ISAs and Castle Trust Bank increased the rate on its two year fixed ISA and launched a one, three and five year fixed ISA.

Below we’ve highlighted the top rates currently available in our comparison charts, but savers should note that these are the best rates available at 10am on Thursday 18 November 2021 and, although correct at the time of publishing, providers may reduce or withdraw rates at any time. In addition, the rates highlighted are available only to new customers.

The best fixed rate ISA savings rates

Provider Account Term Rate AER  
West Brom Building Society 5 Year Fixed Rate ISA
WeBSave 5 Year Fixed Rate ISA

30.11.26

30.11.26

2.00%

2.00%

Find out more

Find out more

West Brom Building Society 3 Year Fixed Rate ISA
WeBSave 3 Year Fixed Rate ISA

30.11.24

30.11.24

1.50%

1.50%

Find out more

Find out more

West Brom Building Society 2 Year Fixed Rate ISA
WeBSave 2 Year Fixed Rate ISA

30.11.23

30.11.23

1.25%

1.25%

Find out more

Find out more

West Brom Building Society 1 Year Fixed Rate ISA 30.11.22 1.00% Find out more

 

West Brom Building Society dominated the top of the ISA charts this week, paying the best rate overall, as well as the top rate in the three, two and one year fixed ISA charts. West Brom Building Society’s 5 Year Fixed Rate ISA and WeBSave 5 Year Fixed Rate ISA both pay 2.00% gross yearly. Its 3 Year Fixed Rate ISA and WeBSave 3 Year Fixed Rate ISA pays 1.50% gross yearly. 2 Year Fixed Rate ISA and WeBSave 2 Year Fixed Rate ISA pays 1.25% gross yearly and its 1 Year Fixed Rate ISA pays 1.00% gross yearly. All ISAs require a £1,000 minimum deposit to open. Transfers in are accepted. All versions of the Fixed Rate ISA can only be opened and managed in branch, meanwhile the WeBSave versions must be opened and managed online.

Compare the best fixed rate ISAs

The best easy access ISA rates

Provider Account Notice Rate AER  
Shawbrook Bank Easy Access Cash ISA - Issue 18 None 0.67% Find out more
Paragon Bank Triple Access Cash ISA (Issue 5) (0-3 withdrawals pa) None 0.65% Go to provider’s site
Cynergy Bank Online ISA (Issue 17) None 0.65% Find out more

 

Topping the easy access ISA chart this week is Shawbrook Bank, which pays 0.67% gross on anniversary or monthly on its Easy Access Cash ISA – Issue 18. This ISA requires a £1,000 minimum deposit to open. It allows further additions and withdrawals, subject to a minimum of £500, can be made via a nominated account. Transfers in are accepted. This ISA must be opened online and then managed online and by phone.

Both Paragon Bank and Cynergy Bank have the next best easy access ISA rate. Paragon Bank’s Triple Access Cash ISA (Issue 5) (0-3 withdrawals pa) pays 0.65% gross on anniversary or monthly. A £1 minimum deposit is needed to open this ISA. It allows further additions which must be made via a nominated account. Withdrawals are restricted to three in a 12 month period, then a lower interest rate is paid if further withdrawals are made. It accepts transfers in. The ISA can only be opened and managed online.

Cynergy Bank pays 0.65% gross yearly on its Online ISA (Issue 17), which requires a £1 minimum deposit and a Cynergy Bank Authenticator App or Digipass to open and manage the account. This ISA allows further additions and withdrawals. Transfers in are accepted from cash ISAs on account opening only. The ISA must be opened and managed online.

Compare the best easy access ISAs

The best notice ISA rates

Provider Account Notice Rate AER  
Aldermore 30 Day Notice Cash ISA Issue 12 30 days 0.55% Go to provider’s site
Buckinghamshire Building Society 30 Day Cash ISA 30 days 0.30% Find out more

 

Aldermore continues to pay the top notice ISA rate this week with its 30 Day Notice Cash ISA Issue 12 paying 0.55% gross on anniversary or monthly. This ISA requires a £1,000 minimum deposit to open and allows further additions. Withdrawals can be made subject to 30 days’ notice, if notice is not given, earlier access is allowed on a 30 days’ loss of interest penalty. Transfers in are accepted. This ISA can only be opened and managed online.

The next best notice ISA rate is Buckinghamshire Building Society’s 30 Day Cash ISA which pays 0.30% gross yearly or monthly. A £100 minimum deposit is needed to open this ISA. Further additions are allowed. Withdrawals can be made subject to 30 days’ notice or earlier access is permitted subject to 30 days’ loss of interest. This ISA does not accept transfers in. It can be opened and managed in branch or by post.

Compare the best notice ISAs

Disclaimer

Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time. Links to third parties on this page are paid for by the third party. You can find out more about the individual products by visiting their site. Moneyfacts.co.uk will receive a small payment if you use their services after you click through to their site. All information is subject to change without notice. Please check all terms before making any decisions. This information is intended solely to provide guidance and is not financial advice. Moneyfacts will not be liable for any loss arising from your use or reliance on this information. If you are in any doubt, Moneyfacts recommends you obtain independent financial advice.

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