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Heading on a city break? You’re not alone!

Heading on a city break? You’re not alone!

Category: Travel

Updated: 19/05/2016
First Published: 19/05/2016

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

City breaks are fast becoming the holiday of choice for those keen to explore new areas, and research from Saga Travel Insurance has identified a particular love for the city break among those aged over 50.

The research found that half of respondents said they're planning to go on at least one city break this year, but many don't want to stick to just one new city – instead, one in six will go on two city breaks in 2016, and one in 10 will go on three, which shows the level of wanderlust among the over-50s.

But just where will these intrepid travellers be heading off to? Well, the most common European cities the over-50s visit are Paris, Barcelona and Rome, while London, Edinburgh and York are the top picks for those who wish to stay closer to home. Many will be splashing out, too, spending around £400 on flights and accommodation per person, while one in 14 even estimate that they spend more than £700 on a luxury weekend away.

Spending money can similarly tot up, with the over-50s taking an average of £300 for a three-day break to cover the likes of food, drinks and attraction entrance fees, while 4% want to really splash out and take more than £500 with them so that they can see their holiday destination in style.

However, it's important to make your money go as far as possible, and sometimes that means packing a travel credit card, too. Cash will always be necessary for things like markets and local shops, but a credit card that's designed for use abroad will be ideal for larger purchases such as meals out or high-end souvenirs. It'll mean you won't run out of cash, either, and with cash withdrawal fees often being high, it makes sense to opt for a combination of the two.

However, there's more to think about than spending money, particularly if you're heading further afield – and travel insurance should be at the top of the agenda. Not only will it be invaluable in case of lost money or cancelled flights (for example), it's the health cover it provides that really brings it into its own.

Many people assume that their EHIC card will be sufficient for European travel, but as Saga points out, it won't cover them in all circumstances, with treatment in a private hospital (for example) not being covered. Having suitable travel insurance can offer that kind of protection, which could make it a true financial lifesaver should you fall ill in a foreign land.

Always make sure that the policy offers the kind of protection you need, and if you'll be jetting off more than once a year, it could be well worth taking out multi-trip cover rather than investing in a single policy every time, as Kevin McMullan, head of Travel Insurance at Saga, explains:

"The over-50s are keen to absorb themselves in the hustle and bustle of Europe's major cities, but for those taking more than one trip a year, it's worth considering annual travel insurance as it is often much cheaper than taking out a separate policy for each trip.

"For people travelling independently, it is key to make sure that your travel insurance covers you for every eventuality; for example, if the hotel or airline you are using goes bust, you need to make sure that your insurance will get you home or refund any cancellation charges."

What next?

Check out the top travel credit cards for fee-free spending abroad

Compare travel insurance quotes for the protection you need at a price you can afford

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.