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Holidaymakers – be honest about medical conditions

Holidaymakers – be honest about medical conditions

Category: Travel

Updated: 18/07/2016
First Published: 18/07/2016

This article was correct at the time of publication. It is now over 6 months old so the content may be out of date.

Seeking travel insurance is an absolute must if you're heading abroad, but there's one thing you need to do if you don't want to jeopardise the whole thing – be honest!

It can often be tempting to tell a few half-truths in this kind of situation, particularly when it comes to health issues, with research from Boots UK finding that a third of travellers fail to disclose medical conditions for fear that their travel insurance premiums will become unaffordable.

However, this can be a false economy. Not only could it mean that any claims become invalid, but it can add unnecessary stress to the whole thing, with two-thirds of respondents saying that they're more likely to enjoy their holiday if they're truthful as it gives them peace of mind in knowing they have the right cover.

Nonetheless, many people feel that they're being treated unfairly by admitting to conditions ranging from allergies to heart conditions, with premiums often rising when such conditions are accounted for. But doesn't it make sense to be protected?

Having the right kind of travel insurance will not only mean that you're prepared for any eventuality, but by being completely honest you can be confident that your claim will be accepted should the worst happen. After all, it's a small price to pay for such a high level of protection – and far less costly than facing things like medical bills or replacing lost luggage on an empty wallet – so owning up to any health issues could seriously pay off.

What next?

Compare travel insurance to get the best quotes – just make sure you're honest!

Disclaimer: Information is correct as of the date of publication (shown at the top of this article). Any products featured may be withdrawn by their provider or changed at any time.